Winsted, CT · standard
ZIP Code 06098
Litchfield County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,426
- 85/sq mi Moderate-density area
- $66,269
- Median income Near-median income area
- $247,900
- Median home value Near-median home value
- 28.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Winsted pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 41st pct
- household income, US ZIPs
- Top 43%
- home value, US ZIPs
- 85
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06098 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 06098 (Winsted, CT) rose +9.0% from 2023 to 2024. The all-transactions index moved from 212.9 in 2023 to 232.1 in 2024 (2000 = 100).
ZIP code 06098 is a mid-sized community (a standard USPS delivery area) in Winsted, Litchfield County, Connecticut, home to 12,426 residents across 146.5 square miles, a density of 85 people per square mile, in the New York time zone.
ZIP 06098 reports a modest median household income of $66,269 (41% below the average Connecticut ZIP), while per-capita income is $39,256. The poverty rate is 12.9%, with unemployment at 4.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $247,900 (43% below the average Connecticut ZIP), and median rent is $1,174; owner occupancy is 65.7%.
Educational attainment sits below the national norm: 28.1% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Litchfield County, so 06098 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 06098
Top 5 sectors by establishment count in Winsted, CT
Which industries have the most business establishments in ZIP 06098.
- Retail trade
Retail trade
37 establishments
- Manufacturing
Manufacturing
30 establishments
- Health care and social assistance
Health care and social assistance
30 establishments
- Construction
Construction
27 establishments
- Accommodation and food services
Accommodation and food services
22 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06098, Winsted, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
12,426
Population
146.5
Area (sq mi)
85
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 06098?
48.9
Median Age
50.9%
Male
49.1%
Female
6.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,269
Median Household Income
-41% vs state ZIP avg
$39,256
Per Capita Income
12.9%
Poverty Rate
4.4%
Unemployment Rate
26.4 min
Mean Commute Time
How ZIP 06098 ranks among Connecticut ZIPs
Winsted, CT household income vs. every Connecticut ZIP code
Median household income among 270 reporting Connecticut ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,269 11th percentile higher than 11% of 270 Connecticut ZIPs
Each bar is a $20K-wide band; taller bars hold more Connecticut ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,457housing units
5,457
Total Housing Units
5,030
Occupied Units
427
Vacant Units
2.02
Avg Household Size
Occupancy Type
$247,900
Median Home Value
-43% vs state ZIP avg
$1,174
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.0%
YoY Change (2024)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 06098 have increased 9.0% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 154 |
| 2021 | +16.6% | 180 |
| 2022 | +14.1% | 206 |
| 2023 | +3.5% | 213 |
| 2024 | +9.0% | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 240 business establishments in ZIP 06098, employing approximately 2,124 people with a combined annual payroll of $108,671,000.
240
Businesses
2,124
Employees
$108.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 37 | 15.4% |
| Manufacturing | 30 | 12.5% |
| Health care and social assistance | 30 | 12.5% |
| Construction | 27 | 11.3% |
| Accommodation and food services | 22 | 9.2% |
| Other services (except public administration) | 19 | 7.9% |
| Administrative and support and waste management and remediation services | 17 | 7.1% |
| Professional, scientific, and technical services | 13 | 5.4% |
| Finance and insurance | 11 | 4.6% |
| Information | 8 | 3.3% |
| Wholesale trade | 7 | 2.9% |
| Real estate and rental and leasing | 6 | 2.5% |
| Arts, entertainment, and recreation | 6 | 2.5% |
| Transportation and warehousing | 4 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 06098 vs 06021 →
ZIP 06098 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06790
Torrington (06790)
36,482 residents
- 06098 12,426
Winsted (06098)
12,426 residents
- 06057 6,707
New Hartford (06057)
6,707 residents
- 06063 3,285
Barkhamsted (06063)
3,285 residents
- 01034 2,021
Granville (01034)
2,021 residents
- 06058 1,787
Norfolk (06058)
1,787 residents
- 06065 882
Riverton (06065)
882 residents
- 06021 314
Colebrook (06021)
314 residents
- 06061 169
Pine Meadow (06061)
169 residents
What this shows Among its immediate neighbors, ZIP 06098 ranks #2 by population - useful context the national average alone can't give.
ZIP 06098 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06065
Riverton (06065)
$124,207 median income
- 06063
Barkhamsted (06063)
$121,705 median income
- 06057
New Hartford (06057)
$117,906 median income
- 06021
Colebrook (06021)
$111,250 median income
- 06058
Norfolk (06058)
$91,548 median income
- 01034
Granville (01034)
$91,016 median income
- 06061
Pine Meadow (06061)
$75,704 median income
- 06790
Torrington (06790)
$70,912 median income
- 06091
West Hartland (06091)
$68,500 median income
What this shows By household income, ZIP 06098 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 06021 | Colebrook, CT | 314 | 4.6 mi |
| 06065 | Riverton, CT | 882 | 4.4 mi |
| 06058 | Norfolk, CT | 1,787 | 5.7 mi |
| 06063 | Barkhamsted, CT | 3,285 | 6.3 mi |
| 06059 | North Canton, CT | 0 | 7.3 mi |
| 06790 | Torrington, CT | 36,482 | 8.5 mi |
| 06091 | West Hartland, CT | 140 | 6.9 mi |
| 06057 | New Hartford, CT | 6,707 | 8.8 mi |
| 06061 | Pine Meadow, CT | 169 | 8.4 mi |
| 01034 | Granville, MA | 2,021 | 11.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 06098, both outside CT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (12,426 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Litchfield County
Related Areas
Frequently Asked Questions
What county is ZIP code 06098 in?
ZIP code 06098 (Winsted) is located in Litchfield County, Connecticut. Litchfield County contains multiple ZIP codes, see the full list at /counties/litchfield-ct.
What is the population of ZIP code 06098?
ZIP code 06098 in Winsted, CT has a population of 12,426 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06098?
The median household income in ZIP 06098 is $66,269, which is 13% below the national average of $76,288.
What is the average home value in ZIP 06098?
The median home value in ZIP 06098 is $247,900, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 06098?
The largest racial group in ZIP 06098 is White at 86.7%. Hispanic or Latino residents make up 6.9% of the population.
How many businesses are in ZIP code 06098?
ZIP code 06098 has 240 business establishments employing approximately 2,124 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06098?
The top industries by establishment count in ZIP 06098 are: Retail trade (37), Manufacturing (30), Health care and social assistance (30). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 06098?
According to the FHFA House Price Index, home values in ZIP 06098 increased by 9.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06098?
In ZIP code 06098, 61.9% of residents aged 25+ have a high school diploma or higher, and 28.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06098?
The mean commute time for workers in ZIP code 06098 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06098?
In ZIP code 06098, approximately 65.7% of occupied housing units are owner-occupied and 34.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06098?
The poverty rate in ZIP code 06098 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 06098's numbers, next.
- See how ZIP 06098 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Winsted, CT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.