Residential delivery area · Connecticut

ZIP Code 06098: Winsted, CT

ZIP code 06098 uses the postal name Winsted, Connecticut and lies entirely in Litchfield County (Census 2020 ZIP-county file). About 10,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $66,269 (Census Bureau, ACS 2020-2024). By Census place, 16% of its land lies in Winsted (a census-designated place); 84% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
0national area: Connecticut, Massachusetts, Maine, New Hampshire, New Jersey and 5 more
060sectional center: Hartford, CT (SCF 060)
98delivery area within it
Town
Winsted · its only residential ZIP
Census places
Winsted census-designated place
House district
CT-1 119th Congress
Time zone
Eastern
Land area
30.7 sq mi · 334 people per sq mi

Where is ZIP code 06098?

06098 centers on 41.927°, -73.109° and covers 30.7 square miles of land plus 1.3 of water. It borders 4 ZIP codes: 06058, 06021, 06790, 06063.

06021 · Colebrook06058 · Norfolk06063 · Barkhamsted06790 · Torrington06098 · Winsted (this ZIP)060980605806790060630602106021 · Colebrook06058 · Norfolk06063 · Barkhamsted06790 · Torrington06098 · Winsted (this ZIP)060980605806790060630602106021 · Colebrook06058 · Norfolk06063 · Barkhamsted06790 · Torrington06098 · Winsted (this ZIP)0609806058067900606306021
Shaded by median household income, in national fifths (ACS 2020-2024); 06098 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 06098, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 06098 compare with the rest of Litchfield County?

Rank of 06098 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure06098In Litchfield CountyIn CT
People (ACS 2020-2024)10,2634th of 43124th of 288
Median household income$66k23rd of 23205th of 228
Median home value$248k30th of 31219th of 245

Its median household income is higher than in 41% of U.S. residential ZIP codes, and it is denser than 68% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 06098?

The 2020 Census counted 10,188 people in 06098; the ACS, which samples households over 2020-2024, estimates 10,263. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
10,263
2020 Census count
10,188
Households
5,030
Median age
48.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 06098?

Of the 10,263 people the ACS estimates in 06098, 15.5% are under 18 and 27.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.6%).

  • Under 1815.5%
  • 18 to 6457.1%
  • 65 and older27.4%
Age of the people of 06098 (ACS 2020-2024, B01001)
  • White, not Hispanic86.6%
  • Hispanic or Latino6.9%
  • Other or two or more4.5%
  • Black, not Hispanic1.9%
  • Asian, not Hispanic0.1%
Race and Hispanic origin in 06098 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 06098 earn?

Median household income is $66,269 (ACS 2020-2024), the 23rd highest of the 23 ranked ZIP codes in Litchfield County.

Median household income
$66,269±$11,393
Income per person
$39,256
Below the poverty line
12.9%
Unemployed (of the labor force)
4.4%
Adults 25+ with a bachelor's degree
28.1%
Adjusted gross income per tax return, 2022
$65,8235,200 returns; wages 71% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 06098?

FHFA's house price index for 06098, built from repeat sales and appraisals of the same homes, rose 92% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +6.8% in 2025.

Median home value (owners' estimate)
$247,900
Median gross rent
$1,174
Homes owned by their occupants
65.7%
Housing units
5,457
0 100 200 300 400 198519902000201020202025 0 100 200 300 400 198519902000201020202025 0 100 200 300 400 198519902000201020202025
Index = 100 in 1985, the first year FHFA reports for 06098; 2025: 389.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 06098?

240 business establishments had a location in this ZIP code in 2023, the same count as in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade37
  • Manufacturing30
  • Health care and social assistance30
  • Construction27
  • Accommodation and food services22
  • Other services (except public administration)19

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 06098?

ZIP codes that share a boundary with 06098, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
06058Norfolk1,793$92k4.6 mi
06021Colebrook1,494$111k5.9 mi
06790Torrington35,566$71k6.5 mi
06063Barkhamsted3,328$122k7.0 mi
06065Riverton712$124k6.2 mi (near)
06061Pine Meadow312$76k8.2 mi (near)
06057New Hartford6,363$118k8.2 mi (near)
06756Goshen3,037$161k8.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.