PlainZIP

Winsted, CT · standard

ZIP Code 06098

Litchfield County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,426
85/sq mi
$66,269
Median income
$247,900
Median home value
28.1%
Bachelor's or higher

The verdict

Winsted pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

41th pct
household income, US ZIPs
Top 43%
home value, US ZIPs
85
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06098 against every reporting US ZIP.

ZIP code 06098 is a mid-sized community (a standard USPS delivery area) in Winsted, Litchfield County, Connecticut, home to 12,426 residents across 146.5 square miles, a density of 85 people per square mile, in the New York time zone.

ZIP 06098 reports a modest median household income of $66,269 (41% below the Connecticut average), while per-capita income is $39,256. Poverty here runs at 12.9%, with unemployment measured at 4.4%. Housing costs here run $247,900 for a typical home value (43% below the state average), with rent averaging $1,174 a month; 65.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 28.1% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 26 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 06098, plus 6 more within Litchfield County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 06098

Top 5 sectors by establishment count in Winsted, CT

Which industries have the most business establishments in ZIP 06098.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06098, Winsted, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,426

Population

146.5

Area (sq mi)

85

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 06098?

48.9

Median Age

50.9%

Male

49.1%

Female

6.9%

Foreign-Born

White 86.7%
African American 1.9%
Asian 0.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.4%
Hispanic or Latino 6.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,269

Median Household Income

-41% vs state

$39,256

Per Capita Income

12.9%

Poverty Rate

4.4%

Unemployment Rate

26.4 min

Mean Commute Time

How ZIP 06098 ranks nationally

Winsted, CT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,269 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.9%
Bachelor's Degree or Higher 28.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,457

Total Housing Units

5,030

Occupied Units

427

Vacant Units

2.02

Avg Household Size

Occupancy Type

Owner 65.7%
Renter 34.3%

$247,900

Median Home Value

-43% vs state

$1,174

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.0%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 06098 have increased 9.0% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 154
2021 +16.6% 180
2022 +14.1% 206
2023 +3.5% 213
2024 +9.0% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 240 business establishments in ZIP 06098, employing approximately 2,124 people with a combined annual payroll of $108,671,000.

240

Businesses

2,124

Employees

$108.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 37 15.4%
Manufacturing 30 12.5%
Health care and social assistance 30 12.5%
Construction 27 11.3%
Accommodation and food services 22 9.2%
Other services (except public administration) 19 7.9%
Administrative and support and waste management and remediation services 17 7.1%
Professional, scientific, and technical services 13 5.4%
Finance and insurance 11 4.6%
Information 8 3.3%
Wholesale trade 7 2.9%
Real estate and rental and leasing 6 2.5%
Arts, entertainment, and recreation 6 2.5%
Transportation and warehousing 4 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 06098 vs 06021 →

ZIP 06098 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 06098 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 06098 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 06098 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
06021 Colebrook, CT 314 4.6 mi
06065 Riverton, CT 882 4.4 mi
06058 Norfolk, CT 1,787 5.7 mi
06063 Barkhamsted, CT 3,285 6.3 mi
06059 North Canton, CT 0 7.3 mi
06790 Torrington, CT 36,482 8.5 mi
06091 West Hartland, CT 140 6.9 mi
06057 New Hartford, CT 6,707 8.8 mi
06061 Pine Meadow, CT 169 8.4 mi
01034 Granville, MA 2,021 11.1 mi

More ZIP Codes in Litchfield County

06790 standard
Torrington, CT
Pop: 36,482
06776 standard
New Milford, CT
Pop: 26,889
06795 standard
Watertown, CT
Pop: 14,144
06798 standard
Woodbury, CT
Pop: 9,984
06786 standard
Terryville, CT
Pop: 9,867
06779 standard
Oakville, CT
Pop: 8,324

Related Areas

Litchfield County Winsted, CT Connecticut

Frequently Asked Questions

What county is ZIP code 06098 in? ▼
ZIP code 06098 (Winsted) is located in Litchfield County, Connecticut. Litchfield County contains multiple ZIP codes, see the full list at /counties/litchfield-ct.
What is the population of ZIP code 06098? ▼
ZIP code 06098 in Winsted, CT has a population of 12,426 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06098? ▼
The median household income in ZIP 06098 is $66,269, which is 13% below the national average of $76,288.
What is the average home value in ZIP 06098? ▼
The median home value in ZIP 06098 is $247,900, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 06098? ▼
The largest racial group in ZIP 06098 is White at 86.7%. Hispanic or Latino residents make up 6.9% of the population.
How many businesses are in ZIP code 06098? ▼
ZIP code 06098 has 240 business establishments employing approximately 2,124 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06098? ▼
The top industries by establishment count in ZIP 06098 are: Retail trade (37), Manufacturing (30), Health care and social assistance (30). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 06098? ▼
According to the FHFA House Price Index, home values in ZIP 06098 increased by 9.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06098? ▼
In ZIP code 06098, 61.9% of residents aged 25+ have a high school diploma or higher, and 28.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06098? ▼
The mean commute time for workers in ZIP code 06098 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06098? ▼
In ZIP code 06098, approximately 65.7% of occupied housing units are owner-occupied and 34.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06098? ▼
The poverty rate in ZIP code 06098 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.