Residential delivery area · Connecticut
ZIP Code 06385: Waterford, CT
ZIP code 06385 uses the postal name Waterford, Connecticut and lies entirely in New London County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $100,484 (Census Bureau, ACS 2020-2024). By Census place, 8% of its land lies in Waterford (a census-designated place); 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Waterford · its only residential ZIP
- County
- New London County
- Census places
- Waterford census-designated place
- Neighborhood
- Morningside Park GeoNames
- House district
- CT-2 119th Congress
- State
- Connecticut
- Time zone
- Eastern
- Land area
- 24.9 sq mi · 641 people per sq mi
Where is ZIP code 06385?
06385 centers on 41.362°, -72.157° and covers 24.9 square miles of land plus 1.9 of water. It borders 5 ZIP codes: 06320, 06375, 06333, 06357, 06370.
The map draws ZIP code areas only. For the streets inside 06385, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 06385 compare with the rest of New London County?
| Measure | 06385 | In New London County | In CT |
|---|---|---|---|
| People (ACS 2020-2024) | 15,966 | 5th of 33 | 87th of 288 |
| Median household income | $101k | 17th of 26 | 144th of 228 |
| Median home value | $365k | 10th of 26 | 125th of 245 |
Its median household income is higher than in 81% of U.S. residential ZIP codes, and it is denser than 74% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 06385?
The 2020 Census counted 15,796 people in 06385; the ACS, which samples households over 2020-2024, estimates 15,966. Between the 2010 and 2020 censuses its population fell 0.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 15,966
- 2020 Census count
- 15,796−0.6% since 2010 (15,893)
- Households
- 6,755
- Median age
- 46.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 06385?
Of the 15,966 people the ACS estimates in 06385, 19.7% are under 18 and 23.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (80.6%).
- Under 1819.7%
- 18 to 6456.9%
- 65 and older23.5%
- White, not Hispanic80.6%
- Hispanic or Latino8.2%
- Other or two or more4.9%
- Asian, not Hispanic4.0%
- Black, not Hispanic2.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 06385 earn?
Median household income is $100,484 (ACS 2020-2024), the 17th highest of the 26 ranked ZIP codes in New London County. It is not measurably different from 2015-2019 ($107,715 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $100,484±$10,283
- Income per person
- $54,235
- Below the poverty line
- 5.0%
- Unemployed (of the labor force)
- 5.8%
- Adults 25+ with a bachelor's degree
- 42.3%
- Adjusted gross income per tax return, 2022
- $100,6758,790 returns; wages 63% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 06385?
FHFA's house price index for 06385, built from repeat sales and appraisals of the same homes, rose 86% from 2015 to 2025 and rose 62% from 2020 to 2025, and moved +7.0% in 2025.
- Median home value (owners' estimate)
- $365,400
- Median gross rent
- $1,666
- Homes owned by their occupants
- 78.6%
- Housing units
- 7,493
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 06385?
489 business establishments had a location in this ZIP code in 2023, 49 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade101
- Health care and social assistance70
- Construction47
- Accommodation and food services45
- Professional, scientific, and technical services42
- Other services (except public administration)37
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 06385?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 06320 | New London | 27,703 | $59k | 3.0 mi |
| 06375 | Quaker Hill | 3,670 | $112k | 3.5 mi |
| 06333 | East Lyme | 7,389 | $129k | 4.1 mi |
| 06357 | Niantic | 11,332 | $93k | 4.4 mi |
| 06370 | Oakdale | 7,327 | $106k | 7.5 mi |
| 06340 | Groton | 29,863 | $82k | 6.1 mi (near) |
| 06353 | Montville | 439 | – | 6.6 mi (near) |
| 06376 | South Lyme | 89 | $156k | 6.8 mi (near) |
| 06335 | Gales Ferry | 6,307 | $118k | 7.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.