Chester, CT · standard
ZIP Code 06412
Middlesex County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,994
- 96/sq mi Moderate-density area
- $109,191
- Median income Above-median income area
- $442,200
- Median home value Above-median home value
- 47.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Chester pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 96
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06412 against every reporting US ZIP.
ZIP code 06412 covers 41.6 square miles in Chester, Middlesex County, Connecticut (a standard USPS delivery area), with a modest 3,994 residents on file, a density of 96 people per square mile, in the New York time zone.
ZIP 06412 lands in the middle-income range, with a median household income of $109,191 (3% below the average Connecticut ZIP), while per-capita income is $61,245. The poverty rate is 11.8%, with unemployment at 4.8%; those measures add context to the income figure. Median home value is $442,200 (2% above the average Connecticut ZIP) and median rent is $1,549; 73.2% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 47.9% of adults hold a bachelor's degree or higher, the median age is 54, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Middlesex County, so 06412 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 06412
Top 5 sectors by establishment count in Chester, CT
Which industries have the most business establishments in ZIP 06412.
- Professional, scientific, and technical services
Professional, scientific, and technical services
20 establishments
- Accommodation and food services
Accommodation and food services
15 establishments
- Retail trade
Retail trade
13 establishments
- Construction
Construction
10 establishments
- Manufacturing
Manufacturing
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06412, Chester, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,994
Population
41.6
Area (sq mi)
96
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 06412?
54.0
Median Age
54.6%
Male
45.4%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$109,191
Median Household Income
-3% vs state ZIP avg
$61,245
Per Capita Income
11.8%
Poverty Rate
4.8%
Unemployment Rate
28.3 min
Mean Commute Time
How ZIP 06412 ranks among Connecticut ZIPs
Chester, CT household income vs. every Connecticut ZIP code
Median household income among 270 reporting Connecticut ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$109,191 Top 46% higher than 54% of 270 Connecticut ZIPs
Each bar is a $20K-wide band; taller bars hold more Connecticut ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,715housing units
1,715
Total Housing Units
1,628
Occupied Units
87
Vacant Units
2.27
Avg Household Size
Occupancy Type
$442,200
Median Home Value
+2% vs state ZIP avg
$1,549
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.7%
YoY Change (2024)
183
HPI Index (2000 = 100)
+83%
Total Change Since 2000
Home values in ZIP 06412 have increased 0.7% over the past year (2024). Since 2000, this ZIP has seen +83% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -1.8% | 133 |
| 2021 | +11.9% | 149 |
| 2022 | +14.6% | 171 |
| 2023 | +6.1% | 181 |
| 2024 | +0.7% | 183 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 115 business establishments in ZIP 06412, employing approximately 1,912 people with a combined annual payroll of $126,802,000.
115
Businesses
1,912
Employees
$126.8M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 20 | 17.4% |
| Accommodation and food services | 15 | 13.0% |
| Retail trade | 13 | 11.3% |
| Construction | 10 | 8.7% |
| Manufacturing | 9 | 7.8% |
| Administrative and support and waste management and remediation services | 8 | 7.0% |
| Health care and social assistance | 8 | 7.0% |
| Transportation and warehousing | 7 | 6.1% |
| Other services (except public administration) | 6 | 5.2% |
| Arts, entertainment, and recreation | 4 | 3.5% |
| Wholesale trade | 3 | 2.6% |
| Information | 3 | 2.6% |
| Finance and insurance | 3 | 2.6% |
| Educational services | 3 | 2.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 06412 vs 06417 →
ZIP 06412 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06413
Clinton (06413)
13,235 residents
- 06498
Westbrook (06498)
6,963 residents
- 06419
Killingworth (06419)
6,525 residents
- 06441
Higganum (06441)
5,438 residents
- 06417 4,629
Deep River (06417)
4,629 residents
- 06412 3,994
Chester (06412)
3,994 residents
- 06426 3,245
Essex (06426)
3,245 residents
- 06469 3,209
Moodus (06469)
3,209 residents
- 06442 2,745
Ivoryton (06442)
2,745 residents
What this shows Among its immediate neighbors, ZIP 06412 ranks #6 by population - useful context the national average alone can't give.
ZIP 06412 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06419
Killingworth (06419)
$140,655 median income
- 06413
Clinton (06413)
$124,824 median income
- 06438
Haddam (06438)
$121,429 median income
- 06441
Higganum (06441)
$111,250 median income
- 06412
Chester (06412)
$109,191 median income
- 06409
Centerbrook (06409)
$107,909 median income
- 06469
Moodus (06469)
$104,888 median income
- 06442
Ivoryton (06442)
$104,358 median income
- 06426
Essex (06426)
$103,705 median income
What this shows By household income, ZIP 06412 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 06417 | Deep River, CT | 4,629 | 2.8 mi |
| 06438 | Haddam, CT | 2,550 | 3.7 mi |
| 06442 | Ivoryton, CT | 2,745 | 4.8 mi |
| 06498 | Westbrook, CT | 6,963 | 6.9 mi |
| 06409 | Centerbrook, CT | 693 | 5.0 mi |
| 06419 | Killingworth, CT | 6,525 | 5.3 mi |
| 06426 | Essex, CT | 3,245 | 5.7 mi |
| 06469 | Moodus, CT | 3,209 | 7.3 mi |
| 06441 | Higganum, CT | 5,438 | 6.4 mi |
| 06413 | Clinton, CT | 13,235 | 7.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 06412, both outside CT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,994 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Middlesex County
Related Areas
Frequently Asked Questions
What county is ZIP code 06412 in?
ZIP code 06412 (Chester) is located in Middlesex County, Connecticut. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-ct.
What is the population of ZIP code 06412?
ZIP code 06412 in Chester, CT has a population of 3,994 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06412?
The median household income in ZIP 06412 is $109,191, which is 43% above the national average of $76,288.
What is the average home value in ZIP 06412?
The median home value in ZIP 06412 is $442,200, which is 59% above the national average of $278,155.
What is the demographic makeup of ZIP 06412?
The largest racial group in ZIP 06412 is White at 89.4%. Hispanic or Latino residents make up 6.7% of the population.
How many businesses are in ZIP code 06412?
ZIP code 06412 has 115 business establishments employing approximately 1,912 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06412?
The top industries by establishment count in ZIP 06412 are: Professional, scientific, and technical services (20), Accommodation and food services (15), Retail trade (13). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 06412?
According to the FHFA House Price Index, home values in ZIP 06412 increased by 0.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 83%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06412?
In ZIP code 06412, 66.5% of residents aged 25+ have a high school diploma or higher, and 47.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06412?
The mean commute time for workers in ZIP code 06412 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06412?
In ZIP code 06412, approximately 73.2% of occupied housing units are owner-occupied and 26.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06412?
The poverty rate in ZIP code 06412 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 06412's numbers, next.
- See how ZIP 06412 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chester, CT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.