PlainZIP

Milford, CT · standard

ZIP Code 06460

New Haven County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,207
1,175/sq mi
$104,360
Median income
$412,600
Median home value
49.2%
Bachelor's or higher

The verdict

Milford pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 19%
home value, US ZIPs
1,175
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06460 against every reporting US ZIP.

ZIP code 06460 is a densely settled ZIP (a standard USPS delivery area) in Milford, New Haven County, Connecticut, with 38,207 residents across 32.5 square miles, a density of 1,175 people per square mile, in the New York time zone.

ZIP 06460 lands in the middle-income range, with a median household income of $104,360 (8% below the Connecticut average), while per-capita income is $60,442. 5.4% of residents live below the poverty line, and the unemployment rate reads 4.9%. The typical home here is valued at $412,600 (5% below the state average); renters pay a median of $1,845 monthly, and 71.2% of units are owner-occupied.

A solid share of residents have a four-year degree: 49.2% of adults hold a bachelor's degree or higher, the median age is 47.8, and the average commute is 26 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing New Haven County, letting you compare 06460 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 06460

Top 5 sectors by establishment count in Milford, CT

Which industries have the most business establishments in ZIP 06460.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06460, Milford, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

38,207

Population

32.5

Area (sq mi)

1,175

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 06460?

47.8

Median Age

47.5%

Male

52.5%

Female

9.1%

Foreign-Born

White 84.1%
African American 3.5%
Asian 2.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.6%
Hispanic or Latino 8.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,360

Median Household Income

-8% vs state

$60,442

Per Capita Income

5.4%

Poverty Rate

4.9%

Unemployment Rate

26.0 min

Mean Commute Time

How ZIP 06460 ranks nationally

Milford, CT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,360 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.2%
Bachelor's Degree or Higher 49.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,024

Total Housing Units

16,704

Occupied Units

1,320

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 71.2%
Renter 28.8%

$412,600

Median Home Value

-5% vs state

$1,845

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.0%

YoY Change (2024)

268

HPI Index (2000 = 100)

+168%

Total Change Since 2000

Home values in ZIP 06460 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 174
2021 +12.0% 195
2022 +12.7% 220
2023 +12.9% 248
2024 +8.0% 268

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,506 business establishments in ZIP 06460, employing approximately 21,274 people with a combined annual payroll of $1,114,335,000.

1,506

Businesses

21,274

Employees

$1.1B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 265 17.6%
Health care and social assistance 192 12.8%
Accommodation and food services 168 11.2%
Other services (except public administration) 159 10.6%
Professional, scientific, and technical services 134 8.9%
Construction 114 7.6%
Manufacturing 100 6.6%
Finance and insurance 76 5.0%
Wholesale trade 72 4.8%
Administrative and support and waste management and remediation services 67 4.5%
Real estate and rental and leasing 49 3.3%
Arts, entertainment, and recreation 32 2.1%
Information 23 1.5%
Educational services 23 1.5%
Transportation and warehousing 21 1.4%
Management of companies and enterprises 7 0.5%
Utilities 3 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 06460 vs 06461 →

ZIP 06460 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 06460 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 06460 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 06460 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
06461 Milford, CT 14,552 2.1 mi
06614 Stratford, CT 32,929 4.1 mi
06477 Orange, CT 13,956 4.8 mi
06615 Stratford, CT 18,453 5.3 mi
06610 Bridgeport, CT 22,735 6.2 mi
06516 West Haven, CT 55,564 6.0 mi
06418 Derby, CT 12,914 7.9 mi
06401 Ansonia, CT 19,237 9.0 mi
06607 Bridgeport, CT 7,843 6.7 mi
06608 Bridgeport, CT 13,671 7.0 mi

More ZIP Codes in New Haven County

06516 standard
West Haven, CT
Pop: 55,564
06511 standard
New Haven, CT
Pop: 53,600
06492 standard
Wallingford, CT
Pop: 45,241
06513 standard
New Haven, CT
Pop: 38,978
06450 standard
Meriden, CT
Pop: 36,493
06770 standard
Naugatuck, CT
Pop: 31,975

Related Areas

New Haven County Milford, CT Connecticut

Frequently Asked Questions

What county is ZIP code 06460 in? ▼
ZIP code 06460 (Milford) is located in New Haven County, Connecticut. New Haven County contains multiple ZIP codes, see the full list at /counties/new-haven-ct.
What is the population of ZIP code 06460? ▼
ZIP code 06460 in Milford, CT has a population of 38,207 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06460? ▼
The median household income in ZIP 06460 is $104,360, which is 37% above the national average of $76,288.
What is the average home value in ZIP 06460? ▼
The median home value in ZIP 06460 is $412,600, which is 48% above the national average of $278,155.
What is the demographic makeup of ZIP 06460? ▼
The largest racial group in ZIP 06460 is White at 84.1%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 06460? ▼
ZIP code 06460 has 1,506 business establishments employing approximately 21,274 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06460? ▼
The top industries by establishment count in ZIP 06460 are: Retail trade (265), Health care and social assistance (192), Accommodation and food services (168). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 06460? ▼
According to the FHFA House Price Index, home values in ZIP 06460 increased by 8.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 168%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06460? ▼
In ZIP code 06460, 75.2% of residents aged 25+ have a high school diploma or higher, and 49.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06460? ▼
The mean commute time for workers in ZIP code 06460 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06460? ▼
In ZIP code 06460, approximately 71.2% of occupied housing units are owner-occupied and 28.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06460? ▼
The poverty rate in ZIP code 06460 is 5.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.