Milford, CT · standard
ZIP Code 06460
New Haven County, Connecticut - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 38,207
- 1,175/sq mi High-density area
- $104,360
- Median income Above-median income area
- $412,600
- Median home value Above-median home value
- 49.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Milford pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 1,175
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 06460 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 06460 (Milford, CT) rose +8.0% from 2023 to 2024. The all-transactions index moved from 248.1 in 2023 to 267.8 in 2024 (2000 = 100).
ZIP code 06460 is a densely settled ZIP (a standard USPS delivery area) in Milford, New Haven County, Connecticut, with 38,207 residents across 32.5 square miles, a density of 1,175 people per square mile, in the New York time zone.
ZIP 06460 lands in the middle-income range, with a median household income of $104,360 (8% below the average Connecticut ZIP), while per-capita income is $60,442. The poverty rate is 5.4%, with unemployment at 4.9%; those measures add context to the income figure. Median home value is $412,600 (5% below the average Connecticut ZIP) and median rent is $1,845; 71.2% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 49.2% of adults hold a bachelor's degree or higher, the median age is 47.8, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in New Haven County, so 06460 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 06460
Top 5 sectors by establishment count in Milford, CT
Which industries have the most business establishments in ZIP 06460.
- Retail trade
Retail trade
265 establishments
- Health care and social assistance
Health care and social assistance
192 establishments
- Accommodation and food services
Accommodation and food services
168 establishments
- Other services (except public administration)
Other services (except public administration)
159 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
134 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 06460, Milford, CT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
38,207
Population
32.5
Area (sq mi)
1,175
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 06460?
47.8
Median Age
47.5%
Male
52.5%
Female
9.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,360
Median Household Income
-8% vs state ZIP avg
$60,442
Per Capita Income
5.4%
Poverty Rate
4.9%
Unemployment Rate
26.0 min
Mean Commute Time
How ZIP 06460 ranks nationally
Milford, CT household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$104,360 Top 16% higher than 84% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,024housing units
18,024
Total Housing Units
16,704
Occupied Units
1,320
Vacant Units
2.24
Avg Household Size
Occupancy Type
$412,600
Median Home Value
-5% vs state ZIP avg
$1,845
Median Rent
1961
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.0%
YoY Change (2024)
268
HPI Index (2000 = 100)
+168%
Total Change Since 2000
Home values in ZIP 06460 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 174 |
| 2021 | +12.0% | 195 |
| 2022 | +12.7% | 220 |
| 2023 | +12.9% | 248 |
| 2024 | +8.0% | 268 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,506 business establishments in ZIP 06460, employing approximately 21,274 people with a combined annual payroll of $1,114,335,000.
1,506
Businesses
21,274
Employees
$1.1B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 265 | 17.6% |
| Health care and social assistance | 192 | 12.8% |
| Accommodation and food services | 168 | 11.2% |
| Other services (except public administration) | 159 | 10.6% |
| Professional, scientific, and technical services | 134 | 8.9% |
| Construction | 114 | 7.6% |
| Manufacturing | 100 | 6.6% |
| Finance and insurance | 76 | 5.0% |
| Wholesale trade | 72 | 4.8% |
| Administrative and support and waste management and remediation services | 67 | 4.5% |
| Real estate and rental and leasing | 49 | 3.3% |
| Arts, entertainment, and recreation | 32 | 2.1% |
| Information | 23 | 1.5% |
| Educational services | 23 | 1.5% |
| Transportation and warehousing | 21 | 1.4% |
| Management of companies and enterprises | 7 | 0.5% |
| Utilities | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 06460 vs 06461 →
ZIP 06460 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06516
West Haven (06516)
55,564 residents
- 06460
Milford (06460)
38,207 residents
- 06614
Stratford (06614)
32,929 residents
- 06610
Bridgeport (06610)
22,735 residents
- 06401 19,237
Ansonia (06401)
19,237 residents
- 06615 18,453
Stratford (06615)
18,453 residents
- 06461 14,552
Milford (06461)
14,552 residents
- 06477 13,956
Orange (06477)
13,956 residents
- 06608 13,671
Bridgeport (06608)
13,671 residents
What this shows Among its immediate neighbors, ZIP 06460 ranks #2 by population - useful context the national average alone can't give.
ZIP 06460 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06477
Orange (06477)
$142,325 median income
- 06461
Milford (06461)
$133,221 median income
- 06614
Stratford (06614)
$110,943 median income
- 06460
Milford (06460)
$104,360 median income
- 06401
Ansonia (06401)
$86,178 median income
- 06615
Stratford (06615)
$81,534 median income
- 06418
Derby (06418)
$78,542 median income
- 06516
West Haven (06516)
$74,382 median income
- 06610 $51,634
Bridgeport (06610)
$51,634 median income
What this shows By household income, ZIP 06460 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 06461 | Milford, CT | 14,552 | 2.1 mi |
| 06614 | Stratford, CT | 32,929 | 4.1 mi |
| 06477 | Orange, CT | 13,956 | 4.8 mi |
| 06615 | Stratford, CT | 18,453 | 5.3 mi |
| 06610 | Bridgeport, CT | 22,735 | 6.2 mi |
| 06516 | West Haven, CT | 55,564 | 6.0 mi |
| 06418 | Derby, CT | 12,914 | 7.9 mi |
| 06401 | Ansonia, CT | 19,237 | 9.0 mi |
| 06607 | Bridgeport, CT | 7,843 | 6.7 mi |
| 06608 | Bridgeport, CT | 13,671 | 7.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 06460, both outside CT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (38,207 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in New Haven County
Related Areas
Frequently Asked Questions
What county is ZIP code 06460 in?
ZIP code 06460 (Milford) is located in New Haven County, Connecticut. New Haven County contains multiple ZIP codes, see the full list at /counties/new-haven-ct.
What is the population of ZIP code 06460?
ZIP code 06460 in Milford, CT has a population of 38,207 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 06460?
The median household income in ZIP 06460 is $104,360, which is 37% above the national average of $76,288.
What is the average home value in ZIP 06460?
The median home value in ZIP 06460 is $412,600, which is 48% above the national average of $278,155.
What is the demographic makeup of ZIP 06460?
The largest racial group in ZIP 06460 is White at 84.1%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 06460?
ZIP code 06460 has 1,506 business establishments employing approximately 21,274 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 06460?
The top industries by establishment count in ZIP 06460 are: Retail trade (265), Health care and social assistance (192), Accommodation and food services (168). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 06460?
According to the FHFA House Price Index, home values in ZIP 06460 increased by 8.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 168%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 06460?
In ZIP code 06460, 75.2% of residents aged 25+ have a high school diploma or higher, and 49.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 06460?
The mean commute time for workers in ZIP code 06460 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 06460?
In ZIP code 06460, approximately 71.2% of occupied housing units are owner-occupied and 28.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 06460?
The poverty rate in ZIP code 06460 is 5.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 06460's numbers, next.
- See how ZIP 06460 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Milford, CT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.