The Plains, VA · standard

ZIP Code 20198

Fauquier County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,492
13/sq mi
$106,518
Median income
$933,000
Median home value
50.3%
Bachelor's or higher

The verdict

The Plains pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 3%
home value, US ZIPs
13
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20198 against every reporting US ZIP.

ZIP code 20198 is classified by USPS as a standard delivery area and covers roughly 188.8 square miles in The Plains, Fauquier County, Virginia. The area is home to 2,492 residents, producing a population density of 13 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20198 against Virginia and the nation.

On the economic side, the median household income for ZIP 20198 sits at $106,518 (24% above the Virginia average), while per-capita income is $69,589. The poverty rate stands at 8.1% and the unemployment rate at 1.0%. On housing, the median home value is $933,000 (179% above the state average) with median rent at $1,819 per month, and 65.6% of occupied units are owner-occupied, a direct signal of whether 20198 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 50.3% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 25 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Fauquier County, so you can benchmark 20198 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 20198

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 20198.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20198, The Plains, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,492

Population

188.8

Area (sq mi)

13

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20198?

44.8

Median Age

46.6%

Male

53.4%

Female

11.6%

Foreign-Born

White 81.4%
African American 1.0%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 16.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$106,518

Median Household Income

+24% vs state

$69,589

Per Capita Income

8.1%

Poverty Rate

1.0%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 20198 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$106,518 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.1%
Bachelor's Degree or Higher 50.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,099

Total Housing Units

898

Occupied Units

201

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 65.6%
Renter 34.4%

$933,000

Median Home Value

+179% vs state

$1,819

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.3%

YoY Change (2024)

274

HPI Index (2000 = 100)

+174%

Total Change Since 2000

Home values in ZIP 20198 have increased 18.3% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.

Year Annual Change HPI Index
2019 +7.2% 203
2020 -3.8% 195
2021 +12.3% 219
2022 +18.3% 259
2024 274

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 89 business establishments in ZIP 20198, employing approximately 529 people with a combined annual payroll of $33,534,000.

89

Businesses

529

Employees

$33.5M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 16 18.0%
Construction 13 14.6%
Real estate and rental and leasing 10 11.2%
Other services (except public administration) 10 11.2%
Arts, entertainment, and recreation 9 10.1%
Accommodation and food services 9 10.1%
Agriculture, forestry, fishing and hunting 6 6.7%
Finance and insurance 5 5.6%
Administrative and support and waste management and remediation services 4 4.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20198 vs 20137 →

ZIP 20198 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20198 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 20198 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 20198 ranks #7 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20137 Broad Run, VA 1,510 5.2 mi
20118 Middleburg, VA 7 6.1 mi
20169 Haymarket, VA 19,801 6.1 mi
20117 Middleburg, VA 2,693 7.8 mi
20115 Marshall, VA 5,838 8.7 mi
20155 Gainesville, VA 29,411 8.9 mi
20105 Aldie, VA 11,315 9.8 mi
20184 Upperville, VA 839 10.8 mi

More ZIP Codes in Fauquier County

Frequently Asked Questions

What county is ZIP code 20198 in?
ZIP code 20198 (The Plains) is located in Fauquier County, Virginia. Fauquier County contains multiple ZIP codes, see the full list at /counties/fauquier-va.
What is the population of ZIP code 20198?
ZIP code 20198 in The Plains, VA has a population of 2,492 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20198?
The median household income in ZIP 20198 is $106,518, which is 40% above the national average of $76,288.
What is the average home value in ZIP 20198?
The median home value in ZIP 20198 is $933,000, which is 235% above the national average of $278,155.
What is the demographic makeup of ZIP 20198?
The largest racial group in ZIP 20198 is White at 81.4%. Hispanic or Latino residents make up 16.6% of the population.
How many businesses are in ZIP code 20198?
ZIP code 20198 has 89 business establishments employing approximately 529 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20198?
The top industries by establishment count in ZIP 20198 are: Professional, scientific, and technical services (16), Construction (13), Real estate and rental and leasing (10). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 20198?
According to the FHFA House Price Index, home values in ZIP 20198 increased by 18.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 174%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20198?
In ZIP code 20198, 67.1% of residents aged 25+ have a high school diploma or higher, and 50.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20198?
The mean commute time for workers in ZIP code 20198 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20198?
In ZIP code 20198, approximately 65.6% of occupied housing units are owner-occupied and 34.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20198?
The poverty rate in ZIP code 20198 is 8.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for The Plains, VA

Verify and explore additional data for this area using these official government sources.