Chaptico, MD · standard

ZIP Code 20621

St. Mary's County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,373
38/sq mi
$481,100
Median home value
15.8%
Bachelor's or higher

The verdict

Chaptico pairs upper-quartile home values, in a rural, homeowner-dominated area.

Top 14%
home value, US ZIPs
38
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20621 against every reporting US ZIP.

ZIP code 20621 is classified by USPS as a standard delivery area and covers roughly 36.1 square miles in Chaptico, St. Mary's County, Maryland. The area is home to 1,373 residents, producing a population density of 38 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20621 against Maryland and the nation.

On the economic side, the median household income for ZIP 20621 sits at , while per-capita income is $54,408. The poverty rate stands at 20.0% and the unemployment rate at 14.4%. On housing, the median home value is $481,100 (8% above the state average) with median rent at per month, and 100.0% of occupied units are owner-occupied, a direct signal of whether 20621 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.8% of adults hold a bachelor's degree or higher, the median age is 63, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Mary's County, so you can benchmark 20621 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20621, Chaptico, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,373

Population

36.1

Area (sq mi)

38

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20621?

63.0

Median Age

55.7%

Male

44.3%

Female

2.1%

Foreign-Born

White 77.0%
African American 23.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,408

Per Capita Income

20.0%

Poverty Rate

14.4%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.5%
Bachelor's Degree or Higher 15.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

611

Total Housing Units

534

Occupied Units

77

Vacant Units

1.79

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$481,100

Median Home Value

+8% vs state

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 14 business establishments in ZIP 20621, employing approximately 88 people with a combined annual payroll of $2,574,000.

14

Businesses

88

Employees

$2.6M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 4 28.6%
Other services (except public administration) 3 21.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20621 vs 20618 →

ZIP 20621 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20621 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20618 Bushwood, MD 607 3.5 mi
20624 Clements, MD 1,282 3.2 mi
20609 Avenue, MD 1,120 4.5 mi
20625 Cobb Island, MD 1,062 5.5 mi
20660 Morganza, MD 97 5.6 mi
20606 Abell, MD 431 5.9 mi
20626 Coltons Point, MD 373 7.2 mi
20645 Issue, MD 857 6.4 mi
20664 Newburg, MD 2,987 6.9 mi
20659 Mechanicsville, MD 23,498 7.1 mi

More ZIP Codes in St. Mary's County

Frequently Asked Questions

What county is ZIP code 20621 in?
ZIP code 20621 (Chaptico) is located in St. Mary's County, Maryland. St. Mary's County contains multiple ZIP codes, see the full list at /counties/st-marys-md.
What is the population of ZIP code 20621?
ZIP code 20621 in Chaptico, MD has a population of 1,373 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 20621?
The median home value in ZIP 20621 is $481,100, which is 73% above the national average of $278,155.
What is the demographic makeup of ZIP 20621?
The largest racial group in ZIP 20621 is White at 77.0%.
How many businesses are in ZIP code 20621?
ZIP code 20621 has 14 business establishments employing approximately 88 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 20621?
In ZIP code 20621, 61.5% of residents aged 25+ have a high school diploma or higher, and 15.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the poverty rate in ZIP code 20621?
The poverty rate in ZIP code 20621 is 20.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Chaptico, MD

Verify and explore additional data for this area using these official government sources.