Valley Lee, MD · standard

ZIP Code 20692

St. Mary's County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,051
47/sq mi
$201,250
Median income
$468,000
Median home value
59.3%
Bachelor's or higher

The verdict

Valley Lee pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 15%
home value, US ZIPs
47
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20692 against every reporting US ZIP.

ZIP code 20692 is classified by USPS as a standard delivery area and covers roughly 22.6 square miles in Valley Lee, St. Mary's County, Maryland. The area is home to 1,051 residents, producing a population density of 47 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20692 against Maryland and the nation.

On the economic side, the median household income for ZIP 20692 sits at $201,250 (76% above the Maryland average), while per-capita income is $79,189. The poverty rate stands at 0.2% and the unemployment rate at 0.0%. On housing, the median home value is $468,000 (5% above the state average) with median rent at per month, and 100.0% of occupied units are owner-occupied, a direct signal of whether 20692 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 59.3% of adults hold a bachelor's degree or higher, the median age is 59.1, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Mary's County, so you can benchmark 20692 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 20692

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 20692.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20692, Valley Lee, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,051

Population

22.6

Area (sq mi)

47

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20692?

59.1

Median Age

51.3%

Male

48.7%

Female

3.0%

Foreign-Born

White 85.9%
African American 0.2%
Asian 2.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.3%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$201,250

Median Household Income

+76% vs state

$79,189

Per Capita Income

0.2%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 20692 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$201,250 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.8%
Bachelor's Degree or Higher 59.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

314

Total Housing Units

194

Occupied Units

120

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$468,000

Median Home Value

+5% vs state

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 20 business establishments in ZIP 20692, employing approximately 83 people with a combined annual payroll of $5,533,000.

20

Businesses

83

Employees

$5.5M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 7 35.0%
Real estate and rental and leasing 3 15.0%
Professional, scientific, and technical services 3 15.0%
Other services (except public administration) 3 15.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20692 vs 20630 →

ZIP 20692 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20692 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 20692 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 20692 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20630 Drayden, MD 348 2.2 mi
20674 Piney Point, MD 830 3.5 mi
20690 Tall Timbers, MD 740 2.2 mi
20634 Great Mills, MD 5,927 4.1 mi
20620 Callaway, MD 1,443 3.5 mi
20686 Saint Marys City, MD 1,332 3.8 mi
20667 Park Hall, MD 494 3.9 mi
20653 Lexington Park, MD 24,481 4.8 mi
20619 California, MD 10,503 7.5 mi
20684 Saint Inigoes, MD 1,125 5.8 mi

More ZIP Codes in St. Mary's County

Frequently Asked Questions

What county is ZIP code 20692 in?
ZIP code 20692 (Valley Lee) is located in St. Mary's County, Maryland. St. Mary's County contains multiple ZIP codes, see the full list at /counties/st-marys-md.
What is the population of ZIP code 20692?
ZIP code 20692 in Valley Lee, MD has a population of 1,051 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20692?
The median household income in ZIP 20692 is $201,250, which is 164% above the national average of $76,288.
What is the average home value in ZIP 20692?
The median home value in ZIP 20692 is $468,000, which is 68% above the national average of $278,155.
What is the demographic makeup of ZIP 20692?
The largest racial group in ZIP 20692 is White at 85.9%.
How many businesses are in ZIP code 20692?
ZIP code 20692 has 20 business establishments employing approximately 83 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20692?
The top industries by establishment count in ZIP 20692 are: Construction (7), Real estate and rental and leasing (3), Professional, scientific, and technical services (3). There are 4 industry sectors represented in total.
What is the education level in ZIP code 20692?
In ZIP code 20692, 75.8% of residents aged 25+ have a high school diploma or higher, and 59.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the poverty rate in ZIP code 20692?
The poverty rate in ZIP code 20692 is 0.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Valley Lee, MD

Verify and explore additional data for this area using these official government sources.