North Beach, MD · standard

ZIP Code 20714

Calvert County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

4,345
719/sq mi: $91,099
Median income: $386,300
Median home value: 43.6%
Bachelor's or higher

The verdict

North Beach pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 26%
household income, US ZIPs: Top 22%
home value, US ZIPs: 719
people per sq mi: 76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20714 against every reporting US ZIP.

ZIP code 20714 is classified by USPS as a standard delivery area and covers roughly 6.0 square miles in North Beach, Calvert County, Maryland. The area is home to 4,345 residents, producing a population density of 719 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20714 against Maryland and the nation.

On the economic side, the median household income for ZIP 20714 sits at $91,099 (20% below the Maryland average), while per-capita income is $43,147. The poverty rate stands at 6.5% and the unemployment rate at 14.1%. On housing, the median home value is $386,300 (14% below the state average) with median rent at $1,889 per month, and 76.0% of occupied units are owner-occupied, a direct signal of whether 20714 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.6% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 41 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Calvert County, so you can benchmark 20714 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 20714

Accommodation and food services

11
Other services (except public administration)

7
Construction

6
Real estate and rental and leasing

6
Administrative and support and waste management and remediation services

5

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20714, North Beach, MD · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,345

Population

6.0

Area (sq mi)

719

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 20714?

35.1

Median Age

46.0%

Male

54.0%

Female

4.4%

Foreign-Born

White 72.4%

African American 16.6%

Asian 1.3%

American Indian or Alaska Native 0.3%

Native Hawaiian or Pacific Islander 0.5%

Two or More Ethnicities 7.0%

Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,099

Median Household Income

-20% vs state

$43,147

Per Capita Income

6.5%

Poverty Rate

14.1%

Unemployment Rate

40.8 min

Mean Commute Time

How ZIP 20714 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$91,099 Top 26% higher than 74% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.3%

Bachelor's Degree or Higher 43.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,900

Total Housing Units

1,773

Occupied Units

127

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 76.0%

Renter 24.0%

$386,300

Median Home Value

-14% vs state

$1,889

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.3%

YoY Change (2024)

306

HPI Index (2000 = 100)

+206%

Total Change Since 2000

Home values in ZIP 20714 have increased 12.3% over the past year (2024). Since 2000, this ZIP has seen +206% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+2.8%	218
2021	+13.4%	247
2022	+8.4%	268
2023	+1.7%	272
2024	+12.3%	306

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 47 business establishments in ZIP 20714, employing approximately 426 people with a combined annual payroll of $18,448,000.

Businesses

426

Employees

$18.4M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Accommodation and food services	11	23.4%
Other services (except public administration)	7	14.9%
Construction	6	12.8%
Real estate and rental and leasing	6	12.8%
Administrative and support and waste management and remediation services	5	10.6%
Retail trade	4	8.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20714 vs 20758 →

20732

9,919
20736

8,904
20754

6,951
20714

4,345
20733

2,672
20751

2,343
20778

2,009
20689

1,694
20779

1,182

What this shows Among its immediate neighbors, ZIP 20714 ranks #4 by population — useful context the national average alone can't give.

20758

$240,847
20778

$205,974
20779

$178,452
20754

$167,371
20689

$161,833
20736

$159,851
20765

$149,545
20732

$140,304
20733

$126,797

What this shows By household income, ZIP 20714 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
20758	Friendship, MD	721	2.6 mi
20732	Chesapeake Beach, MD	9,919	4.4 mi
20779	Tracys Landing, MD	1,182	3.4 mi
20751	Deale, MD	2,343	5.2 mi
20689	Sunderland, MD	1,694	4.5 mi
20733	Churchton, MD	2,672	5.8 mi
20736	Owings, MD	8,904	4.9 mi
20754	Dunkirk, MD	6,951	5.8 mi
20765	Galesville, MD	514	8.5 mi
20778	West River, MD	2,009	8.0 mi

More ZIP Codes in Calvert County

Calvert County North Beach, MD Maryland

Frequently Asked Questions

What county is ZIP code 20714 in? ▼

ZIP code 20714 (North Beach) is located in Calvert County, Maryland. Calvert County contains multiple ZIP codes, see the full list at /counties/calvert-md.

What is the population of ZIP code 20714? ▼

ZIP code 20714 in North Beach, MD has a population of 4,345 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 20714? ▼

The median household income in ZIP 20714 is $91,099, which is 19% above the national average of $76,288.

What is the average home value in ZIP 20714? ▼

The median home value in ZIP 20714 is $386,300, which is 39% above the national average of $278,155.

What is the demographic makeup of ZIP 20714? ▼

The largest racial group in ZIP 20714 is White at 72.4%. Hispanic or Latino residents make up 4.5% of the population.

How many businesses are in ZIP code 20714? ▼

ZIP code 20714 has 47 business establishments employing approximately 426 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 20714? ▼

The top industries by establishment count in ZIP 20714 are: Accommodation and food services (11), Other services (except public administration) (7), Construction (6). There are 6 industry sectors represented in total.

How have home values changed in ZIP code 20714? ▼

According to the FHFA House Price Index, home values in ZIP 20714 increased by 12.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 206%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 20714? ▼

In ZIP code 20714, 67.3% of residents aged 25+ have a high school diploma or higher, and 43.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 20714? ▼

The mean commute time for workers in ZIP code 20714 is 40.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 20714? ▼

In ZIP code 20714, approximately 76.0% of occupied housing units are owner-occupied and 24.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 20714? ▼

The poverty rate in ZIP code 20714 is 6.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.