North Beach, MD · standard
ZIP Code 20714
Calvert County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,345
- 719/sq mi High-density area
- $91,099
- Median income Above-median income area
- $386,300
- Median home value Above-median home value
- 43.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
North Beach pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 26%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 719
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20714 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 20714 (North Beach, MD) rose +12.3% from 2023 to 2024. The all-transactions index moved from 272.4 in 2023 to 305.8 in 2024 (2000 = 100).
ZIP code 20714 covers 6.0 square miles in North Beach, Calvert County, Maryland (a standard USPS delivery area), with a modest 4,345 residents on file, a density of 719 people per square mile, in the New York time zone.
ZIP 20714 lands in the middle-income range, with a median household income of $91,099 (20% below the average Maryland ZIP), while per-capita income is $43,147. Unemployment is 14.1%, an important qualifier alongside the household-income figure. Median home value is $386,300 (14% below the average Maryland ZIP) and median rent is $1,889; 76.0% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 43.6% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 41 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Calvert County, so 20714 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 20714
Top 5 sectors by establishment count in North Beach, MD
Which industries have the most business establishments in ZIP 20714.
- Accommodation and food services
Accommodation and food services
11 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Construction
Construction
6 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
6 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20714, North Beach, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,345
Population
6.0
Area (sq mi)
719
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20714?
35.1
Median Age
46.0%
Male
54.0%
Female
4.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$91,099
Median Household Income
-20% vs state ZIP avg
$43,147
Per Capita Income
6.5%
Poverty Rate
14.1%
Unemployment Rate
40.8 min
Mean Commute Time
How ZIP 20714 ranks among Maryland ZIPs
North Beach, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$91,099 39th percentile higher than 39% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,900housing units
1,900
Total Housing Units
1,773
Occupied Units
127
Vacant Units
2.55
Avg Household Size
Occupancy Type
$386,300
Median Home Value
-14% vs state ZIP avg
$1,889
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.3%
YoY Change (2024)
306
HPI Index (2000 = 100)
+206%
Total Change Since 2000
Home values in ZIP 20714 have increased 12.3% over the past year (2024). Since 2000, this ZIP has seen +206% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 218 |
| 2021 | +13.4% | 247 |
| 2022 | +8.4% | 268 |
| 2023 | +1.7% | 272 |
| 2024 | +12.3% | 306 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 47 business establishments in ZIP 20714, employing approximately 426 people with a combined annual payroll of $18,448,000.
47
Businesses
426
Employees
$18.4M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 11 | 23.4% |
| Other services (except public administration) | 7 | 14.9% |
| Construction | 6 | 12.8% |
| Real estate and rental and leasing | 6 | 12.8% |
| Administrative and support and waste management and remediation services | 5 | 10.6% |
| Retail trade | 4 | 8.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20714 vs 20758 →
ZIP 20714 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20732
Chesapeake Beach (20732)
9,919 residents
- 20736
Owings (20736)
8,904 residents
- 20754
Dunkirk (20754)
6,951 residents
- 20714
North Beach (20714)
4,345 residents
- 20733 2,672
Churchton (20733)
2,672 residents
- 20751 2,343
Deale (20751)
2,343 residents
- 20778 2,009
West River (20778)
2,009 residents
- 20689 1,694
Sunderland (20689)
1,694 residents
- 20779 1,182
Tracys Landing (20779)
1,182 residents
What this shows Among its immediate neighbors, ZIP 20714 ranks #4 by population - useful context the national average alone can't give.
ZIP 20714 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20758
Friendship (20758)
$240,847 median income
- 20778
West River (20778)
$205,974 median income
- 20779
Tracys Landing (20779)
$178,452 median income
- 20754
Dunkirk (20754)
$167,371 median income
- 20689
Sunderland (20689)
$161,833 median income
- 20736
Owings (20736)
$159,851 median income
- 20765
Galesville (20765)
$149,545 median income
- 20732
Chesapeake Beach (20732)
$140,304 median income
- 20733
Churchton (20733)
$126,797 median income
What this shows By household income, ZIP 20714 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20758 | Friendship, MD | 721 | 2.6 mi |
| 20732 | Chesapeake Beach, MD | 9,919 | 4.4 mi |
| 20779 | Tracys Landing, MD | 1,182 | 3.4 mi |
| 20751 | Deale, MD | 2,343 | 5.2 mi |
| 20689 | Sunderland, MD | 1,694 | 4.5 mi |
| 20733 | Churchton, MD | 2,672 | 5.8 mi |
| 20736 | Owings, MD | 8,904 | 4.9 mi |
| 20754 | Dunkirk, MD | 6,951 | 5.8 mi |
| 20765 | Galesville, MD | 514 | 8.5 mi |
| 20778 | West River, MD | 2,009 | 8.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 20714, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,345 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Calvert County
Related Areas
Frequently Asked Questions
What county is ZIP code 20714 in?
ZIP code 20714 (North Beach) is located in Calvert County, Maryland. Calvert County contains multiple ZIP codes, see the full list at /counties/calvert-md.
What is the population of ZIP code 20714?
ZIP code 20714 in North Beach, MD has a population of 4,345 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20714?
The median household income in ZIP 20714 is $91,099, which is 19% above the national average of $76,288.
What is the average home value in ZIP 20714?
The median home value in ZIP 20714 is $386,300, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 20714?
The largest racial group in ZIP 20714 is White at 72.4%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 20714?
ZIP code 20714 has 47 business establishments employing approximately 426 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20714?
The top industries by establishment count in ZIP 20714 are: Accommodation and food services (11), Other services (except public administration) (7), Construction (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 20714?
According to the FHFA House Price Index, home values in ZIP 20714 increased by 12.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 206%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20714?
In ZIP code 20714, 67.3% of residents aged 25+ have a high school diploma or higher, and 43.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20714?
The mean commute time for workers in ZIP code 20714 is 40.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20714?
In ZIP code 20714, approximately 76.0% of occupied housing units are owner-occupied and 24.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20714?
The poverty rate in ZIP code 20714 is 6.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 20714's numbers, next.
- See how ZIP 20714 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where North Beach, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.