PlainZIP

Edgewood, MD · standard

ZIP Code 21040

Harford County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,420
1,184/sq mi
$81,704
Median income
$238,000
Median home value
22.8%
Bachelor's or higher

The verdict

Edgewood pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 36%
household income, US ZIPs
Top 46%
home value, US ZIPs
1,184
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21040 against every reporting US ZIP.

ZIP code 21040 is a densely settled ZIP (a standard USPS delivery area) in Edgewood, Harford County, Maryland, with 24,420 residents across 20.6 square miles, a density of 1,184 people per square mile, in the New York time zone.

ZIP 21040 lands in the middle-income range, with a median household income of $81,704 (28% below the Maryland average), while per-capita income is $36,347. Poverty here runs at 12.2%, with unemployment measured at 8.0%. Housing costs here run $238,000 for a typical home value (47% below the state average), with rent averaging $1,360 a month; 71.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.8% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Harford County, so you can benchmark 21040 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21040

Top 5 sectors by establishment count in Edgewood, MD

Which industries have the most business establishments in ZIP 21040.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21040, Edgewood, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

24,420

Population

20.6

Area (sq mi)

1,184

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21040?

36.4

Median Age

49.1%

Male

50.9%

Female

8.0%

Foreign-Born

White 40.7%
African American 38.2%
Asian 1.2%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.8%
Hispanic or Latino 11.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,704

Median Household Income

-28% vs state

$36,347

Per Capita Income

12.2%

Poverty Rate

8.0%

Unemployment Rate

31.3 min

Mean Commute Time

How ZIP 21040 ranks nationally

Edgewood, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,704 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.6%
Bachelor's Degree or Higher 22.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,241

Total Housing Units

9,795

Occupied Units

446

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 71.1%
Renter 28.9%

$238,000

Median Home Value

-47% vs state

$1,360

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

268

HPI Index (2000 = 100)

+168%

Total Change Since 2000

Home values in ZIP 21040 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 181
2021 +14.1% 207
2022 +17.4% 243
2023 +5.3% 256
2024 +5.0% 268

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 322 business establishments in ZIP 21040, employing approximately 5,960 people with a combined annual payroll of $314,911,000.

322

Businesses

5,960

Employees

$314.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 53 16.5%
Accommodation and food services 45 14.0%
Construction 40 12.4%
Health care and social assistance 40 12.4%
Other services (except public administration) 36 11.2%
Administrative and support and waste management and remediation services 20 6.2%
Professional, scientific, and technical services 18 5.6%
Transportation and warehousing 17 5.3%
Manufacturing 13 4.0%
Real estate and rental and leasing 13 4.0%
Wholesale trade 11 3.4%
Finance and insurance 7 2.2%
Information 4 1.2%
Educational services 4 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21040 vs 21009 →

ZIP 21040 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21040 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21040 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21040 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21009 Abingdon, MD 29,766 2.6 mi
21010 Gunpowder, MD 104 3.0 mi
21085 Joppa, MD 16,171 3.3 mi
21017 Belcamp, MD 7,062 4.3 mi
21156 Upper Falls, MD 358 5.4 mi
21015 Bel Air, MD 27,763 7.9 mi
21087 Kingsville, MD 5,451 6.5 mi
21130 Perryman, MD 187 6.2 mi
21162 White Marsh, MD 3,655 6.5 mi
21014 Bel Air, MD 36,047 7.8 mi

More ZIP Codes in Harford County

21014 standard
Bel Air, MD
Pop: 36,047
21009 standard
Abingdon, MD
Pop: 29,766
21015 standard
Bel Air, MD
Pop: 27,763
21001 standard
Aberdeen, MD
Pop: 21,487
21050 standard
Forest Hill, MD
Pop: 18,202
21078 standard
Havre De Grace, MD
Pop: 17,603

Related Areas

Harford County Edgewood, MD Maryland

Frequently Asked Questions

What county is ZIP code 21040 in? ▼
ZIP code 21040 (Edgewood) is located in Harford County, Maryland. Harford County contains multiple ZIP codes, see the full list at /counties/harford-md.
What is the population of ZIP code 21040? ▼
ZIP code 21040 in Edgewood, MD has a population of 24,420 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21040? ▼
The median household income in ZIP 21040 is $81,704, which is 7% above the national average of $76,288.
What is the average home value in ZIP 21040? ▼
The median home value in ZIP 21040 is $238,000, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 21040? ▼
The largest racial group in ZIP 21040 is White at 40.7%. Hispanic or Latino residents make up 11.2% of the population.
How many businesses are in ZIP code 21040? ▼
ZIP code 21040 has 322 business establishments employing approximately 5,960 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21040? ▼
The top industries by establishment count in ZIP 21040 are: Retail trade (53), Accommodation and food services (45), Construction (40). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 21040? ▼
According to the FHFA House Price Index, home values in ZIP 21040 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 168%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21040? ▼
In ZIP code 21040, 59.6% of residents aged 25+ have a high school diploma or higher, and 22.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21040? ▼
The mean commute time for workers in ZIP code 21040 is 31.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21040? ▼
In ZIP code 21040, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21040? ▼
The poverty rate in ZIP code 21040 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.