Edgewood, MD · standard
ZIP Code 21040
Harford County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,420
- 1,184/sq mi High-density area
- $81,704
- Median income Near-median income area
- $238,000
- Median home value Near-median home value
- 22.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Edgewood pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 36%
- household income, US ZIPs
- Top 46%
- home value, US ZIPs
- 1,184
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21040 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 21040 (Edgewood, MD) rose +5.0% from 2023 to 2024. The all-transactions index moved from 255.5 in 2023 to 268.2 in 2024 (2000 = 100).
ZIP code 21040 is a densely settled ZIP (a standard USPS delivery area) in Edgewood, Harford County, Maryland, with 24,420 residents across 20.6 square miles, a density of 1,184 people per square mile, in the New York time zone.
ZIP 21040 lands in the middle-income range, with a median household income of $81,704 (28% below the average Maryland ZIP), while per-capita income is $36,347. The poverty rate is 12.2%, with unemployment at 8.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $238,000 (47% below the average Maryland ZIP), and median rent is $1,360; owner occupancy is 71.1%.
Educational attainment sits below the national norm: 22.8% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Harford County, so 21040 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 21040
Top 5 sectors by establishment count in Edgewood, MD
Which industries have the most business establishments in ZIP 21040.
- Retail trade
Retail trade
53 establishments
- Accommodation and food services
Accommodation and food services
45 establishments
- Construction
Construction
40 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Other services (except public administration)
Other services (except public administration)
36 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21040, Edgewood, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,420
Population
20.6
Area (sq mi)
1,184
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21040?
36.4
Median Age
49.1%
Male
50.9%
Female
8.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,704
Median Household Income
-28% vs state ZIP avg
$36,347
Per Capita Income
12.2%
Poverty Rate
8.0%
Unemployment Rate
31.3 min
Mean Commute Time
How ZIP 21040 ranks among Maryland ZIPs
Edgewood, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$81,704 24th percentile higher than 24% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,241housing units
10,241
Total Housing Units
9,795
Occupied Units
446
Vacant Units
2.54
Avg Household Size
Occupancy Type
$238,000
Median Home Value
-47% vs state ZIP avg
$1,360
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.0%
YoY Change (2024)
268
HPI Index (2000 = 100)
+168%
Total Change Since 2000
Home values in ZIP 21040 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 181 |
| 2021 | +14.1% | 207 |
| 2022 | +17.4% | 243 |
| 2023 | +5.3% | 256 |
| 2024 | +5.0% | 268 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 322 business establishments in ZIP 21040, employing approximately 5,960 people with a combined annual payroll of $314,911,000.
322
Businesses
5,960
Employees
$314.9M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 53 | 16.5% |
| Accommodation and food services | 45 | 14.0% |
| Construction | 40 | 12.4% |
| Health care and social assistance | 40 | 12.4% |
| Other services (except public administration) | 36 | 11.2% |
| Administrative and support and waste management and remediation services | 20 | 6.2% |
| Professional, scientific, and technical services | 18 | 5.6% |
| Transportation and warehousing | 17 | 5.3% |
| Manufacturing | 13 | 4.0% |
| Real estate and rental and leasing | 13 | 4.0% |
| Wholesale trade | 11 | 3.4% |
| Finance and insurance | 7 | 2.2% |
| Information | 4 | 1.2% |
| Educational services | 4 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21040 vs 21009 →
ZIP 21040 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21014
Bel Air (21014)
36,047 residents
- 21009
Abingdon (21009)
29,766 residents
- 21015
Bel Air (21015)
27,763 residents
- 21040
Edgewood (21040)
24,420 residents
- 21085
Joppa (21085)
16,171 residents
- 21017 7,062
Belcamp (21017)
7,062 residents
- 21087 5,451
Kingsville (21087)
5,451 residents
- 21162 3,655
White Marsh (21162)
3,655 residents
- 21156 358
Upper Falls (21156)
358 residents
What this shows Among its immediate neighbors, ZIP 21040 ranks #4 by population - useful context the national average alone can't give.
ZIP 21040 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21162
White Marsh (21162)
$157,813 median income
- 21015
Bel Air (21015)
$137,281 median income
- 21087
Kingsville (21087)
$129,188 median income
- 21009
Abingdon (21009)
$121,660 median income
- 21014
Bel Air (21014)
$116,970 median income
- 21085
Joppa (21085)
$113,714 median income
- 21017
Belcamp (21017)
$106,831 median income
- 21010
Gunpowder (21010)
$99,410 median income
- 21040
Edgewood (21040)
$81,704 median income
What this shows By household income, ZIP 21040 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21009 | Abingdon, MD | 29,766 | 2.6 mi |
| 21010 | Gunpowder, MD | 104 | 3.0 mi |
| 21085 | Joppa, MD | 16,171 | 3.3 mi |
| 21017 | Belcamp, MD | 7,062 | 4.3 mi |
| 21156 | Upper Falls, MD | 358 | 5.4 mi |
| 21015 | Bel Air, MD | 27,763 | 7.9 mi |
| 21087 | Kingsville, MD | 5,451 | 6.5 mi |
| 21130 | Perryman, MD | 187 | 6.2 mi |
| 21162 | White Marsh, MD | 3,655 | 6.5 mi |
| 21014 | Bel Air, MD | 36,047 | 7.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 21040, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (24,420 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Harford County
Related Areas
Frequently Asked Questions
What county is ZIP code 21040 in?
ZIP code 21040 (Edgewood) is located in Harford County, Maryland. Harford County contains multiple ZIP codes, see the full list at /counties/harford-md.
What is the population of ZIP code 21040?
ZIP code 21040 in Edgewood, MD has a population of 24,420 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21040?
The median household income in ZIP 21040 is $81,704, which is 7% above the national average of $76,288.
What is the average home value in ZIP 21040?
The median home value in ZIP 21040 is $238,000, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 21040?
The largest racial group in ZIP 21040 is White at 40.7%. Hispanic or Latino residents make up 11.2% of the population.
How many businesses are in ZIP code 21040?
ZIP code 21040 has 322 business establishments employing approximately 5,960 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21040?
The top industries by establishment count in ZIP 21040 are: Retail trade (53), Accommodation and food services (45), Construction (40). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 21040?
According to the FHFA House Price Index, home values in ZIP 21040 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 168%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21040?
In ZIP code 21040, 59.6% of residents aged 25+ have a high school diploma or higher, and 22.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21040?
The mean commute time for workers in ZIP code 21040 is 31.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21040?
In ZIP code 21040, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21040?
The poverty rate in ZIP code 21040 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 21040's numbers, next.
- See how ZIP 21040 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Edgewood, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.