ZIP Code 21042

standard

Source:

Ellicott City · Howard County · Maryland

Population
38,076

392/sq mi

Median income
$190,061

▲ 149% vs US

higher than 99% of US ZIPs

Median home value
$706,400

▲ 154% vs US

higher than 94% of US ZIPs

Bachelor's or higher
72.9%

Median age 45.1

Land area
97.1 sq mi

New York

ZIP code 21042 in Ellicott City, Maryland has a population of 38,076. The median household income is $190,061, which is 149% above the national average. Median home value is $706,400, 154% above the US average. 72.9% of residents hold a bachelor's degree or higher.

ZIP code 21042 is classified by USPS as a standard delivery area and covers roughly 97.1 square miles in Ellicott City, Howard County, Maryland. The area is home to 38,076 residents, producing a population density of 392 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21042 against Maryland and the nation.

On the economic side, the median household income for ZIP 21042 sits at $190,061 (67% above the Maryland average), while per-capita income is $77,643. The poverty rate stands at 3.3% and the unemployment rate at 1.9%. On housing, the median home value is $706,400 (58% above the state average) with median rent at $2,183 per month, and 84.7% of occupied units are owner-occupied, a direct signal of whether 21042 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 72.9% of adults hold a bachelor's degree or higher, the median age is 45.1, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Howard County, so you can benchmark 21042 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 21042

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 21042.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21042, Ellicott City, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

38,076

Population

97.1

Area (sq mi)

392

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21042?

45.1

Median Age

49.3%

Male

50.7%

Female

24.9%

Foreign-Born

White 56.3%
African American 6.2%
Asian 29.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.8%
Hispanic or Latino 3.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$190,061

Median Household Income

+67% vs state

$77,643

Per Capita Income

3.3%

Poverty Rate

1.9%

Unemployment Rate

28.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 82.6%
Bachelor's Degree or Higher 72.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,368

Total Housing Units

15,099

Occupied Units

269

Vacant Units

2.86

Avg Household Size

Occupancy Type

Owner 84.7%
Renter 15.3%

$706,400

Median Home Value

+58% vs state

$2,183

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.6%

YoY Change (2024)

263

HPI Index (2000 = 100)

+163%

Total Change Since 2000

Home values in ZIP 21042 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +163% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.4% 197
2021 +6.4% 209
2022 +11.4% 233
2023 +7.9% 252
2024 +4.6% 263

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,194 business establishments in ZIP 21042, employing approximately 9,947 people with a combined annual payroll of $511,873,000.

1,194

Businesses

9,947

Employees

$511.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 303 25.4%
Health care and social assistance 206 17.3%
Other services (except public administration) 129 10.8%
Retail trade 109 9.1%
Accommodation and food services 105 8.8%
Construction 69 5.8%
Finance and insurance 59 4.9%
Real estate and rental and leasing 59 4.9%
Administrative and support and waste management and remediation services 48 4.0%
Educational services 26 2.2%
Wholesale trade 22 1.8%
Arts, entertainment, and recreation 22 1.8%
Information 15 1.3%
Transportation and warehousing 11 0.9%
Manufacturing 5 0.4%
Industries not classified 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21042 vs 21044 →

ZIP Code City Population Distance
21044 Columbia, MD 41,704 4.2 mi
21104 Marriottsville, MD 4,601 5.5 mi
21163 Woodstock, MD 7,026 5.2 mi
21794 West Friendship, MD 2,434 4.6 mi
21043 Ellicott City, MD 42,246 5.2 mi
21029 Clarksville, MD 11,333 5.5 mi
21045 Columbia, MD 38,288 5.6 mi
21737 Glenelg, MD 1,458 6.9 mi
21738 Glenwood, MD 3,268 7.2 mi
21036 Dayton, MD 2,114 6.4 mi

More ZIP Codes in Howard County

Frequently Asked Questions

What county is ZIP code 21042 in?
ZIP code 21042 (Ellicott City) is located in Howard County, Maryland. Howard County contains multiple ZIP codes, see the full list at /counties/howard-md.
What is the population of ZIP code 21042?
ZIP code 21042 in Ellicott City, MD has a population of 38,076 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21042?
The median household income in ZIP 21042 is $190,061, which is 149% above the national average of $76,288.
What is the average home value in ZIP 21042?
The median home value in ZIP 21042 is $706,400, which is 154% above the national average of $278,155.
What is the demographic makeup of ZIP 21042?
The largest racial group in ZIP 21042 is White at 56.3%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 21042?
ZIP code 21042 has 1,194 business establishments employing approximately 9,947 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21042?
The top industries by establishment count in ZIP 21042 are: Professional, scientific, and technical services (303), Health care and social assistance (206), Other services (except public administration) (129). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 21042?
According to the FHFA House Price Index, home values in ZIP 21042 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 163%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21042?
In ZIP code 21042, 82.6% of residents aged 25+ have a high school diploma or higher, and 72.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21042?
The mean commute time for workers in ZIP code 21042 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21042?
In ZIP code 21042, approximately 84.7% of occupied housing units are owner-occupied and 15.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21042?
The poverty rate in ZIP code 21042 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Ellicott City, MD

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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