PlainZIP

Hampstead, MD · standard

ZIP Code 21074

Carroll County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,084
155/sq mi
$108,536
Median income
$378,100
Median home value
36.3%
Bachelor's or higher

The verdict

Hampstead pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 23%
home value, US ZIPs
155
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21074 against every reporting US ZIP.

ZIP code 21074 is a mid-sized community (a standard USPS delivery area) in Hampstead, Carroll County, Maryland, home to 15,084 residents across 97.1 square miles, a density of 155 people per square mile, in the New York time zone.

ZIP 21074 lands in the middle-income range, with a median household income of $108,536 (5% below the Maryland average), while per-capita income is $52,305. The poverty rate stands at 3.9% and the unemployment rate at 3.4%. The typical home here is valued at $378,100 (16% below the state average); renters pay a median of $1,260 monthly, and 86.6% of units are owner-occupied.

A solid share of residents have a four-year degree: 36.3% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 32 minutes. To put 21074 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Carroll County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21074

Top 5 sectors by establishment count in Hampstead, MD

Which industries have the most business establishments in ZIP 21074.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21074, Hampstead, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,084

Population

97.1

Area (sq mi)

155

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21074?

42.9

Median Age

48.6%

Male

51.4%

Female

2.2%

Foreign-Born

White 88.1%
African American 4.5%
Asian 2.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$108,536

Median Household Income

-5% vs state

$52,305

Per Capita Income

3.9%

Poverty Rate

3.4%

Unemployment Rate

32.4 min

Mean Commute Time

How ZIP 21074 ranks nationally

Hampstead, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$108,536 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.6%
Bachelor's Degree or Higher 36.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,054

Total Housing Units

5,889

Occupied Units

165

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 86.6%
Renter 13.4%

$378,100

Median Home Value

-16% vs state

$1,260

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.7%

YoY Change (2024)

249

HPI Index (2000 = 100)

+149%

Total Change Since 2000

Home values in ZIP 21074 have increased 9.7% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 176
2021 +10.8% 195
2022 +10.4% 215
2023 +5.4% 227
2024 +9.7% 249

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 354 business establishments in ZIP 21074, employing approximately 4,164 people with a combined annual payroll of $198,917,000.

354

Businesses

4,164

Employees

$198.9M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 59 16.7%
Health care and social assistance 40 11.3%
Other services (except public administration) 40 11.3%
Retail trade 36 10.2%
Professional, scientific, and technical services 34 9.6%
Accommodation and food services 32 9.0%
Administrative and support and waste management and remediation services 30 8.5%
Finance and insurance 18 5.1%
Manufacturing 11 3.1%
Transportation and warehousing 11 3.1%
Real estate and rental and leasing 11 3.1%
Educational services 10 2.8%
Wholesale trade 7 2.0%
Information 6 1.7%
Utilities 3 0.8%
Management of companies and enterprises 3 0.8%
Arts, entertainment, and recreation 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21074 vs 21102 →

ZIP 21074 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21074 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21074 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21074 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21102 Manchester, MD 11,751 4.8 mi
21155 Upperco, MD 2,371 3.8 mi
17329 Glenville, PA 2,494 10.0 mi
21136 Reisterstown, MD 33,781 9.1 mi
21071 Glyndon, MD 497 9.5 mi
21048 Finksburg, MD 10,650 9.2 mi
21053 Freeland, MD 3,305 8.6 mi
21157 Westminster, MD 36,920 8.7 mi
17355 Railroad, PA 261 12.6 mi

More ZIP Codes in Carroll County

21784 standard
Sykesville, MD
Pop: 37,941
21157 standard
Westminster, MD
Pop: 36,920
21158 standard
Westminster, MD
Pop: 20,234
21102 standard
Manchester, MD
Pop: 11,751
21787 standard
Taneytown, MD
Pop: 10,693
21048 standard
Finksburg, MD
Pop: 10,650

Related Areas

Carroll County Hampstead, MD Maryland

Frequently Asked Questions

What county is ZIP code 21074 in? ▼
ZIP code 21074 (Hampstead) is located in Carroll County, Maryland. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-md.
What is the population of ZIP code 21074? ▼
ZIP code 21074 in Hampstead, MD has a population of 15,084 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21074? ▼
The median household income in ZIP 21074 is $108,536, which is 42% above the national average of $76,288.
What is the average home value in ZIP 21074? ▼
The median home value in ZIP 21074 is $378,100, which is 36% above the national average of $278,155.
What is the demographic makeup of ZIP 21074? ▼
The largest racial group in ZIP 21074 is White at 88.1%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 21074? ▼
ZIP code 21074 has 354 business establishments employing approximately 4,164 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21074? ▼
The top industries by establishment count in ZIP 21074 are: Construction (59), Health care and social assistance (40), Other services (except public administration) (40). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 21074? ▼
According to the FHFA House Price Index, home values in ZIP 21074 increased by 9.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21074? ▼
In ZIP code 21074, 66.6% of residents aged 25+ have a high school diploma or higher, and 36.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21074? ▼
The mean commute time for workers in ZIP code 21074 is 32.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21074? ▼
In ZIP code 21074, approximately 86.6% of occupied housing units are owner-occupied and 13.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21074? ▼
The poverty rate in ZIP code 21074 is 3.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.