ZIP Code 21074

standard

Source:

Hampstead · Carroll County · Maryland

Population
15,084

155/sq mi

Median income
$108,536

▲ 42% vs US

higher than 86% of US ZIPs

Median home value
$378,100

▲ 36% vs US

higher than 77% of US ZIPs

Bachelor's or higher
36.3%

Median age 42.9

Land area
97.1 sq mi

New York

ZIP code 21074 in Hampstead, Maryland has a population of 15,084. The median household income is $108,536, which is 42% above the national average. Median home value is $378,100, 36% above the US average. 36.3% of residents hold a bachelor's degree or higher.

ZIP code 21074 is classified by USPS as a standard delivery area and covers roughly 97.1 square miles in Hampstead, Carroll County, Maryland. The area is home to 15,084 residents, producing a population density of 155 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21074 against Maryland and the nation.

On the economic side, the median household income for ZIP 21074 sits at $108,536 (5% below the Maryland average), while per-capita income is $52,305. The poverty rate stands at 3.9% and the unemployment rate at 3.4%. On housing, the median home value is $378,100 (16% below the state average) with median rent at $1,260 per month, and 86.6% of occupied units are owner-occupied, a direct signal of whether 21074 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.3% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 32 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 21074 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 21074

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 21074.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21074, Hampstead, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

15,084

Population

97.1

Area (sq mi)

155

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21074?

42.9

Median Age

48.6%

Male

51.4%

Female

2.2%

Foreign-Born

White 88.1%
African American 4.5%
Asian 2.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 1.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$108,536

Median Household Income

-5% vs state

$52,305

Per Capita Income

3.9%

Poverty Rate

3.4%

Unemployment Rate

32.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.6%
Bachelor's Degree or Higher 36.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,054

Total Housing Units

5,889

Occupied Units

165

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 86.6%
Renter 13.4%

$378,100

Median Home Value

-16% vs state

$1,260

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.7%

YoY Change (2024)

249

HPI Index (2000 = 100)

+149%

Total Change Since 2000

Home values in ZIP 21074 have increased 9.7% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 176
2021 +10.8% 195
2022 +10.4% 215
2023 +5.4% 227
2024 +9.7% 249

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 354 business establishments in ZIP 21074, employing approximately 4,164 people with a combined annual payroll of $198,917,000.

354

Businesses

4,164

Employees

$198.9M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 59 16.7%
Health care and social assistance 40 11.3%
Other services (except public administration) 40 11.3%
Retail trade 36 10.2%
Professional, scientific, and technical services 34 9.6%
Accommodation and food services 32 9.0%
Administrative and support and waste management and remediation services 30 8.5%
Finance and insurance 18 5.1%
Manufacturing 11 3.1%
Transportation and warehousing 11 3.1%
Real estate and rental and leasing 11 3.1%
Educational services 10 2.8%
Wholesale trade 7 2.0%
Information 6 1.7%
Utilities 3 0.8%
Management of companies and enterprises 3 0.8%
Arts, entertainment, and recreation 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21074 vs 21102 →

ZIP Code City Population Distance
21102 Manchester, MD 11,751 4.8 mi
21155 Upperco, MD 2,371 3.8 mi
17329 Glenville, PA 2,494 10.0 mi
21136 Reisterstown, MD 33,781 9.1 mi
21071 Glyndon, MD 497 9.5 mi
21048 Finksburg, MD 10,650 9.2 mi
21053 Freeland, MD 3,305 8.6 mi
21157 Westminster, MD 36,920 8.7 mi
17355 Railroad, PA 261 12.6 mi

More ZIP Codes in Carroll County

Frequently Asked Questions

What county is ZIP code 21074 in?
ZIP code 21074 (Hampstead) is located in Carroll County, Maryland. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-md.
What is the population of ZIP code 21074?
ZIP code 21074 in Hampstead, MD has a population of 15,084 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21074?
The median household income in ZIP 21074 is $108,536, which is 42% above the national average of $76,288.
What is the average home value in ZIP 21074?
The median home value in ZIP 21074 is $378,100, which is 36% above the national average of $278,155.
What is the demographic makeup of ZIP 21074?
The largest racial group in ZIP 21074 is White at 88.1%. Hispanic or Latino residents make up 1.2% of the population.
How many businesses are in ZIP code 21074?
ZIP code 21074 has 354 business establishments employing approximately 4,164 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21074?
The top industries by establishment count in ZIP 21074 are: Construction (59), Health care and social assistance (40), Other services (except public administration) (40). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 21074?
According to the FHFA House Price Index, home values in ZIP 21074 increased by 9.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21074?
In ZIP code 21074, 66.6% of residents aged 25+ have a high school diploma or higher, and 36.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21074?
The mean commute time for workers in ZIP code 21074 is 32.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21074?
In ZIP code 21074, approximately 86.6% of occupied housing units are owner-occupied and 13.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21074?
The poverty rate in ZIP code 21074 is 3.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Hampstead, MD

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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