Owings Mills, MD · standard
ZIP Code 21117
Baltimore County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 53,778
- 639/sq mi High-density area
- $101,831
- Median income Above-median income area
- $387,400
- Median home value Above-median home value
- 50.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Owings Mills pairs an upper-quartile household income with upper-quartile home values, in a low-density, mixed-tenure and unusually populous area.
- Top 18%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 639
- people per sq mi
- 55%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21117 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 21117 (Owings Mills, MD) rose +2.8% from 2023 to 2024. The all-transactions index moved from 222.4 in 2023 to 228.7 in 2024 (2000 = 100).
ZIP code 21117 is a densely settled ZIP (a standard USPS delivery area) in Owings Mills, Baltimore County, Maryland, with 53,778 residents across 84.2 square miles, a density of 639 people per square mile, in the New York time zone.
ZIP 21117 lands in the middle-income range, with a median household income of $101,831 (11% below the average Maryland ZIP), while per-capita income is $52,053. The poverty rate is 5.7%, with unemployment at 5.6%; those measures add context to the income figure. Median home value is $387,400 (13% below the average Maryland ZIP) and median rent is $1,848; 55.0% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 50.8% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Baltimore County, so 21117 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 21117
Top 5 sectors by establishment count in Owings Mills, MD
Which industries have the most business establishments in ZIP 21117.
- Professional, scientific, and technical services
Professional, scientific, and technical services
297 establishments
- Health care and social assistance
Health care and social assistance
287 establishments
- Retail trade
Retail trade
171 establishments
- Accommodation and food services
Accommodation and food services
149 establishments
- Finance and insurance
Finance and insurance
120 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21117, Owings Mills, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
53,778
Population
84.2
Area (sq mi)
639
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21117?
36.7
Median Age
44.7%
Male
55.3%
Female
17.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$101,831
Median Household Income
-11% vs state ZIP avg
$52,053
Per Capita Income
5.7%
Poverty Rate
5.6%
Unemployment Rate
30.2 min
Mean Commute Time
How ZIP 21117 ranks nationally
Owings Mills, MD household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$101,831 Top 18% higher than 82% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
26,690housing units
26,690
Total Housing Units
25,193
Occupied Units
1,497
Vacant Units
2.43
Avg Household Size
Occupancy Type
$387,400
Median Home Value
-13% vs state ZIP avg
$1,848
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.8%
YoY Change (2024)
229
HPI Index (2000 = 100)
+129%
Total Change Since 2000
Home values in ZIP 21117 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.1% | 170 |
| 2021 | +11.1% | 189 |
| 2022 | +10.7% | 209 |
| 2023 | +6.4% | 222 |
| 2024 | +2.8% | 229 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,655 business establishments in ZIP 21117, employing approximately 33,971 people with a combined annual payroll of $2,633,627,000.
1,655
Businesses
33,971
Employees
$2.6B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 297 | 17.9% |
| Health care and social assistance | 287 | 17.3% |
| Retail trade | 171 | 10.3% |
| Accommodation and food services | 149 | 9.0% |
| Finance and insurance | 120 | 7.3% |
| Real estate and rental and leasing | 111 | 6.7% |
| Administrative and support and waste management and remediation services | 110 | 6.7% |
| Other services (except public administration) | 110 | 6.7% |
| Construction | 91 | 5.5% |
| Wholesale trade | 53 | 3.2% |
| Manufacturing | 36 | 2.2% |
| Transportation and warehousing | 32 | 1.9% |
| Information | 29 | 1.8% |
| Arts, entertainment, and recreation | 24 | 1.4% |
| Educational services | 23 | 1.4% |
| Management of companies and enterprises | 9 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21117 vs 21153 →
ZIP 21117 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21117
Owings Mills (21117)
53,778 residents
- 21207
Gwynn Oak (21207)
48,133 residents
- 21093
Lutherville Timonium (21093)
36,465 residents
- 21244
Windsor Mill (21244)
34,611 residents
- 21208
Pikesville (21208)
33,917 residents
- 21136
Reisterstown (21136)
33,781 residents
- 21133
Randallstown (21133)
29,998 residents
- 21209
Baltimore (21209)
26,465 residents
- 21163 7,026
Woodstock (21163)
7,026 residents
What this shows Among its immediate neighbors, ZIP 21117 ranks the most populous - useful context the national average alone can't give.
ZIP 21117 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21153
Stevenson (21153)
$220,179 median income
- 21071
Glyndon (21071)
$213,500 median income
- 21163
Woodstock (21163)
$134,672 median income
- 21093
Lutherville Timonium (21093)
$125,528 median income
- 21136
Reisterstown (21136)
$118,500 median income
- 21117
Owings Mills (21117)
$101,831 median income
- 21209
Baltimore (21209)
$91,437 median income
- 21208
Pikesville (21208)
$90,131 median income
- 21244 $85,114
Windsor Mill (21244)
$85,114 median income
What this shows By household income, ZIP 21117 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21153 | Stevenson, MD | 323 | 3.8 mi |
| 21133 | Randallstown, MD | 29,998 | 4.1 mi |
| 21071 | Glyndon, MD | 497 | 4.2 mi |
| 21136 | Reisterstown, MD | 33,781 | 4.6 mi |
| 21208 | Pikesville, MD | 33,917 | 4.1 mi |
| 21244 | Windsor Mill, MD | 34,611 | 6.5 mi |
| 21093 | Lutherville Timonium, MD | 36,465 | 7.3 mi |
| 21207 | Gwynn Oak, MD | 48,133 | 7.7 mi |
| 21209 | Baltimore, MD | 26,465 | 6.8 mi |
| 21163 | Woodstock, MD | 7,026 | 7.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 21117, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (53,778 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Baltimore County
Related Areas
Frequently Asked Questions
What county is ZIP code 21117 in?
ZIP code 21117 (Owings Mills) is located in Baltimore County, Maryland. Baltimore County contains multiple ZIP codes, see the full list at /counties/baltimore-md-24005.
What is the population of ZIP code 21117?
ZIP code 21117 in Owings Mills, MD has a population of 53,778 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21117?
The median household income in ZIP 21117 is $101,831, which is 33% above the national average of $76,288.
What is the average home value in ZIP 21117?
The median home value in ZIP 21117 is $387,400, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 21117?
The largest racial group in ZIP 21117 is African American at 53.9%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 21117?
ZIP code 21117 has 1,655 business establishments employing approximately 33,971 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21117?
The top industries by establishment count in ZIP 21117 are: Professional, scientific, and technical services (297), Health care and social assistance (287), Retail trade (171). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 21117?
According to the FHFA House Price Index, home values in ZIP 21117 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21117?
In ZIP code 21117, 67.5% of residents aged 25+ have a high school diploma or higher, and 50.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21117?
The mean commute time for workers in ZIP code 21117 is 30.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21117?
In ZIP code 21117, approximately 55.0% of occupied housing units are owner-occupied and 45.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21117?
The poverty rate in ZIP code 21117 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 21117's numbers, next.
- See how ZIP 21117 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Owings Mills, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.