PlainZIP

Owings Mills, MD · standard

ZIP Code 21117

Baltimore County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

53,778
639/sq mi
$101,831
Median income
$387,400
Median home value
50.8%
Bachelor's or higher

The verdict

Owings Mills pairs an upper-quartile household income with upper-quartile home values, in a low-density, mixed-tenure and unusually populous area.

Top 18%
household income, US ZIPs
Top 22%
home value, US ZIPs
639
people per sq mi
55%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21117 against every reporting US ZIP.

ZIP code 21117 is a densely settled ZIP (a standard USPS delivery area) in Owings Mills, Baltimore County, Maryland, with 53,778 residents across 84.2 square miles, a density of 639 people per square mile, in the New York time zone.

ZIP 21117 lands in the middle-income range, with a median household income of $101,831 (11% below the Maryland average), while per-capita income is $52,053. Poverty here runs at 5.7%, with unemployment measured at 5.6%. The typical home here is valued at $387,400 (13% below the state average); renters pay a median of $1,848 monthly, and 55.0% of units are owner-occupied.

This is a highly-educated ZIP: 50.8% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 30 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 21117, plus 6 more within Baltimore County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 21117

Top 5 sectors by establishment count in Owings Mills, MD

Which industries have the most business establishments in ZIP 21117.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21117, Owings Mills, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

53,778

Population

84.2

Area (sq mi)

639

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21117?

36.7

Median Age

44.7%

Male

55.3%

Female

17.8%

Foreign-Born

White 32.2%
African American 53.9%
Asian 4.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.5%
Hispanic or Latino 8.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$101,831

Median Household Income

-11% vs state

$52,053

Per Capita Income

5.7%

Poverty Rate

5.6%

Unemployment Rate

30.2 min

Mean Commute Time

How ZIP 21117 ranks nationally

Owings Mills, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$101,831 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.5%
Bachelor's Degree or Higher 50.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

26,690

Total Housing Units

25,193

Occupied Units

1,497

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 55.0%
Renter 45.0%

$387,400

Median Home Value

-13% vs state

$1,848

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.8%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 21117 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.1% 170
2021 +11.1% 189
2022 +10.7% 209
2023 +6.4% 222
2024 +2.8% 229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,655 business establishments in ZIP 21117, employing approximately 33,971 people with a combined annual payroll of $2,633,627,000.

1,655

Businesses

33,971

Employees

$2.6B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 297 17.9%
Health care and social assistance 287 17.3%
Retail trade 171 10.3%
Accommodation and food services 149 9.0%
Finance and insurance 120 7.3%
Real estate and rental and leasing 111 6.7%
Administrative and support and waste management and remediation services 110 6.7%
Other services (except public administration) 110 6.7%
Construction 91 5.5%
Wholesale trade 53 3.2%
Manufacturing 36 2.2%
Transportation and warehousing 32 1.9%
Information 29 1.8%
Arts, entertainment, and recreation 24 1.4%
Educational services 23 1.4%
Management of companies and enterprises 9 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21117 vs 21153 →

ZIP 21117 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21117 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21117 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21117 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21153 Stevenson, MD 323 3.8 mi
21133 Randallstown, MD 29,998 4.1 mi
21071 Glyndon, MD 497 4.2 mi
21136 Reisterstown, MD 33,781 4.6 mi
21208 Pikesville, MD 33,917 4.1 mi
21244 Windsor Mill, MD 34,611 6.5 mi
21093 Lutherville Timonium, MD 36,465 7.3 mi
21207 Gwynn Oak, MD 48,133 7.7 mi
21209 Baltimore, MD 26,465 6.8 mi
21163 Woodstock, MD 7,026 7.4 mi

More ZIP Codes in Baltimore County

21234 standard
Parkville, MD
Pop: 69,752
21222 standard
Dundalk, MD
Pop: 55,786
21207 standard
Gwynn Oak, MD
Pop: 48,133
21228 standard
Catonsville, MD
Pop: 47,577
21221 standard
Essex, MD
Pop: 42,154
21220 standard
Middle River, MD
Pop: 39,199

Related Areas

Baltimore County Owings Mills, MD Maryland

Frequently Asked Questions

What county is ZIP code 21117 in? ▼
ZIP code 21117 (Owings Mills) is located in Baltimore County, Maryland. Baltimore County contains multiple ZIP codes, see the full list at /counties/baltimore-md-24005.
What is the population of ZIP code 21117? ▼
ZIP code 21117 in Owings Mills, MD has a population of 53,778 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21117? ▼
The median household income in ZIP 21117 is $101,831, which is 33% above the national average of $76,288.
What is the average home value in ZIP 21117? ▼
The median home value in ZIP 21117 is $387,400, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 21117? ▼
The largest racial group in ZIP 21117 is African American at 53.9%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 21117? ▼
ZIP code 21117 has 1,655 business establishments employing approximately 33,971 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21117? ▼
The top industries by establishment count in ZIP 21117 are: Professional, scientific, and technical services (297), Health care and social assistance (287), Retail trade (171). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 21117? ▼
According to the FHFA House Price Index, home values in ZIP 21117 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21117? ▼
In ZIP code 21117, 67.5% of residents aged 25+ have a high school diploma or higher, and 50.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21117? ▼
The mean commute time for workers in ZIP code 21117 is 30.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21117? ▼
In ZIP code 21117, approximately 55.0% of occupied housing units are owner-occupied and 45.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21117? ▼
The poverty rate in ZIP code 21117 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.