Bloomington, MD · standard

ZIP Code 21523

Garrett County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

286
156/sq mi
$59,063
Median income
$98,100
Median home value
20.6%
Bachelor's or higher

The verdict

Bloomington pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

27th pct
household income, US ZIPs
9th pct
home value, US ZIPs
156
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21523 against every reporting US ZIP.

ZIP code 21523 is classified by USPS as a standard delivery area and covers roughly 1.8 square miles in Bloomington, Garrett County, Maryland. The area is home to 286 residents, producing a population density of 156 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21523 against Maryland and the nation.

On the economic side, the median household income for ZIP 21523 sits at $59,063 (48% below the Maryland average), while per-capita income is $25,065. The poverty rate stands at 0.0% and the unemployment rate at 13.3%. On housing, the median home value is $98,100 (78% below the state average) with median rent at per month, and 88.3% of occupied units are owner-occupied, a direct signal of whether 21523 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.6% of adults hold a bachelor's degree or higher, the median age is 37.6, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Garrett County, so you can benchmark 21523 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21523, Bloomington, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

286

Population

1.8

Area (sq mi)

156

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21523?

37.6

Median Age

52.7%

Male

47.3%

Female

0.0%

Foreign-Born

White 89.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.7%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,063

Median Household Income

-48% vs state

$25,065

Per Capita Income

0.0%

Poverty Rate

13.3%

Unemployment Rate

How ZIP 21523 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$59,063 27th percentile higher than 27% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.5%
Bachelor's Degree or Higher 20.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

60

Total Housing Units

60

Occupied Units

0

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 88.3%
Renter 11.7%

$98,100

Median Home Value

-78% vs state

1950

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 21523, employing approximately 37 people with a combined annual payroll of $2,444,000.

4

Businesses

37

Employees

$2.4M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21523 vs 21540 →

ZIP 21523 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21523 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21523 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21523 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21540 Luke, MD 65 1.1 mi
26750 Piedmont, WV 891 1.9 mi
21562 Westernport, MD 3,141 2.2 mi
21521 Barton, MD 1,265 5.0 mi
21561 Swanton, MD 2,627 6.6 mi
26726 Keyser, WV 13,306 7.2 mi
21539 Lonaconing, MD 2,819 9.0 mi
21538 Kitzmiller, MD 716 9.3 mi
26717 Elk Garden, WV 1,170 10.7 mi
21542 Midland, MD 483 10.6 mi

More ZIP Codes in Garrett County

Frequently Asked Questions

What county is ZIP code 21523 in?
ZIP code 21523 (Bloomington) is located in Garrett County, Maryland. Garrett County contains multiple ZIP codes, see the full list at /counties/garrett-md.
What is the population of ZIP code 21523?
ZIP code 21523 in Bloomington, MD has a population of 286 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21523?
The median household income in ZIP 21523 is $59,063, which is 23% below the national average of $76,288.
What is the average home value in ZIP 21523?
The median home value in ZIP 21523 is $98,100, which is 65% below the national average of $278,155.
What is the demographic makeup of ZIP 21523?
The largest racial group in ZIP 21523 is White at 89.3%.
How many businesses are in ZIP code 21523?
ZIP code 21523 has 4 business establishments employing approximately 37 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 21523?
In ZIP code 21523, 83.5% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 21523?
In ZIP code 21523, approximately 88.3% of occupied housing units are owner-occupied and 11.7% are renter-occupied, based on Census ACS 2023 data.

ZIP Code Research Guides

Official Data Resources for Bloomington, MD

Verify and explore additional data for this area using these official government sources.