Residential delivery area · Maryland

ZIP Code 21640: Henderson, MD

ZIP code 21640 uses the postal name Henderson, Maryland and lies mostly in Caroline County (80% of its land) with the rest in Queen Anne's County (Census 2020 ZIP-county file). About 1,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $53,558 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Henderson; more than 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2024
  • ZBP2023
  • IRS2022
2national area: Maryland, District of Columbia, North Carolina, South Carolina, Virginia and West Virginia
216sectional center: Eastern Shore, MD (SCF 216)
40delivery area within it
Town
Henderson · its only residential ZIP
Census places
Henderson
House district
MD-1 119th Congress
Time zone
Eastern
Land area
25.7 sq mi · 45 people per sq mi

Where is ZIP code 21640?

21640 centers on 39.068°, -75.821° and covers 25.7 square miles of land plus 0.1 of water. It borders 9 ZIP codes: 21636, 21644, 21607, 19964, 21649, 21660, 21623, 19934, 21617.

19934 · Camden Wyoming19964 · Marydel21607 · Barclay21617 · Centreville21623 · Church Hill21636 · Goldsboro21644 · Ingleside21649 · Marydel21660 · Ridgely21640 · Henderson (this ZIP)2164021617199342162321660216362160721649199642164419934 · Camden Wyoming19964 · Marydel21607 · Barclay21617 · Centreville21623 · Church Hill21636 · Goldsboro21644 · Ingleside21649 · Marydel21660 · Ridgely21640 · Henderson (this ZIP)2164021617199342162321660216362160721649199642164419934 · Camden Wyoming19964 · Marydel21607 · Barclay21617 · Centreville21623 · Church Hill21636 · Goldsboro21644 · Ingleside21649 · Marydel21660 · Ridgely21640 · Henderson (this ZIP)2164019934216232166021636216072164919964
Shaded by median household income, in national fifths (ACS 2020-2024); 21640 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 21640, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 21640 compare with the rest of Caroline County?

Rank of 21640 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure21640In Caroline CountyIn MD
People (ACS 2020-2024)1,1638th of 10342nd of 477
Median household income$54k6th of 6286th of 293
Median home value$269knot rankednot ranked

21640's median home value is not ranked: its 90% margin of error (±$146,831) is more than a quarter of the figure ($268,500). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

Its median household income is higher than in 19% of U.S. residential ZIP codes, and it is denser than 40% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 21640?

The 2020 Census counted 1,798 people in 21640; the ACS, which samples households over 2020-2024, estimates 1,163. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
1,163±220 (90% margin)
2020 Census count
1,798
Households
511
Median age
39.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 21640?

Of the 1,163 people the ACS estimates in 21640, 26.6% are under 18 and 24.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (78.1%), then Hispanic or Latino (20.9%).

  • Under 1826.6%
  • 18 to 6448.6%
  • 65 and older24.8%
Age of the people of 21640 (ACS 2020-2024, B01001)
  • White, not Hispanic78.1%
  • Hispanic or Latino20.9%
  • Other or two or more1.0%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 21640 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 21640 earn?

Median household income is $53,558 (ACS 2020-2024), the 6th highest of the 6 ranked ZIP codes in Caroline County.

Median household income
$53,558±$10,703
Income per person
$30,254
Below the poverty line
7.2%
Unemployed (of the labor force)
2.1%
Adults 25+ with a bachelor's degree
13.9%
Adjusted gross income per tax return, 2022
$62,381750 returns; wages 72% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 21640?

Median home value (owners' estimate)
$268,500
Median gross rent
–
Homes owned by their occupants
92.4%
Housing units
531
0 50 100 150 200 2003201020202024 0 50 100 150 200 2003201020202024 0 50 100 150 200 2003201020202024
Index = 100 in 2003, the first year FHFA reports for 21640; 2024: 216.4. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 21640 stops in 2024: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 21640?

11 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in real estate and rental and leasing (ZIP Code Business Patterns).

  • Real estate and rental and leasing3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 21640?

ZIP codes that share a boundary with 21640, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
21636Goldsboro1,097$73k3.9 mi
21644Ingleside81–4.4 mi
21607Barclay597$91k4.9 mi
19964Marydel, DE1,418$99k5.5 mi
21649Marydel1,890$69k5.7 mi
21660Ridgely4,132$81k8.6 mi
21623Church Hill2,669$78k8.7 mi
19934Camden Wyoming, DE14,061$87k10.4 mi
21617Centreville10,428$117k12.1 mi
21639Greensboro4,682$63k7.8 mi (near)
21668Sudlersville2,011$79k8.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.