PlainZIP

Royal Oak, MD · standard

ZIP Code 21662

Talbot County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

555
27/sq mi
$137,404
Median income
$1,107,100
Median home value
60.2%
Bachelor's or higher

The verdict

Royal Oak pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 2%
home value, US ZIPs
27
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21662 against every reporting US ZIP.

ZIP code 21662 is a sparsely populated ZIP (a standard USPS delivery area) in Royal Oak, Talbot County, Maryland, home to just 555 residents across 20.7 square miles, a density of 27 people per square mile, in the New York time zone.

ZIP 21662 skews affluent, with a median household income of $137,404 (20% above the Maryland average), while per-capita income is $82,849. The poverty rate stands at 9.3% and the unemployment rate at 10.5%. Housing costs here run $1,107,100 for a typical home value (147% above the state average), with rent averaging $2,125 a month; 81.1% of homes are owner-occupied.

This is a highly-educated ZIP: 60.2% of adults hold a bachelor's degree or higher, the median age is 46.5, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 21662, plus 6 more within Talbot County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21662, Royal Oak, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

555

Population

20.7

Area (sq mi)

27

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21662?

46.5

Median Age

48.9%

Male

51.1%

Female

8.2%

Foreign-Born

White 70.1%
African American 21.8%
Asian 2.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 5.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$137,404

Median Household Income

+20% vs state

$82,849

Per Capita Income

9.3%

Poverty Rate

10.5%

Unemployment Rate

How ZIP 21662 ranks nationally

Royal Oak, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$137,404 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.5%
Bachelor's Degree or Higher 60.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

388

Total Housing Units

217

Occupied Units

171

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 81.1%
Renter 18.9%

$1,107,100

Median Home Value

+147% vs state

$2,125

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 14 business establishments in ZIP 21662, employing approximately 40 people with a combined annual payroll of $2,342,000.

14

Businesses

40

Employees

$2.3M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 6 42.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21662 vs 21653 →

ZIP 21662 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21662 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21662 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21662 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21653 Newcomb, MD 114 3.0 mi
21652 Neavitt, MD 183 4.3 mi
21663 Saint Michaels, MD 3,308 5.2 mi
21654 Oxford, MD 1,236 4.5 mi
21612 Bozman, MD 492 4.7 mi
21671 Tilghman, MD 756 7.1 mi
21665 Sherwood, MD 287 6.9 mi
21647 Mcdaniel, MD 289 8.2 mi
21676 Wittman, MD 398 7.9 mi
21624 Claiborne, MD 143 9.6 mi

More ZIP Codes in Talbot County

21601 standard
Easton, MD
Pop: 23,597
21663 standard
Saint Michaels, MD
Pop: 3,308
21673 standard
Trappe, MD
Pop: 3,136
21625 standard
Cordova, MD
Pop: 2,719
21654 standard
Oxford, MD
Pop: 1,236
21671 standard
Tilghman, MD
Pop: 756

Related Areas

Talbot County Royal Oak, MD Maryland

Frequently Asked Questions

What county is ZIP code 21662 in? ▼
ZIP code 21662 (Royal Oak) is located in Talbot County, Maryland. Talbot County contains multiple ZIP codes, see the full list at /counties/talbot-md.
What is the population of ZIP code 21662? ▼
ZIP code 21662 in Royal Oak, MD has a population of 555 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21662? ▼
The median household income in ZIP 21662 is $137,404, which is 80% above the national average of $76,288.
What is the average home value in ZIP 21662? ▼
The median home value in ZIP 21662 is $1,107,100, which is 298% above the national average of $278,155.
What is the demographic makeup of ZIP 21662? ▼
The largest racial group in ZIP 21662 is White at 70.1%. Hispanic or Latino residents make up 5.7% of the population.
How many businesses are in ZIP code 21662? ▼
ZIP code 21662 has 14 business establishments employing approximately 40 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 21662? ▼
In ZIP code 21662, 72.5% of residents aged 25+ have a high school diploma or higher, and 60.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 21662? ▼
In ZIP code 21662, approximately 81.1% of occupied housing units are owner-occupied and 18.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21662? ▼
The poverty rate in ZIP code 21662 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.