ZIP Code 22520

ZIP code 22520 is classified by USPS as a standard delivery area and covers roughly 236.9 square miles in Montross, Westmoreland County, Virginia. The area is home to 5,402 residents, producing a population density of 23 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 22520 against Virginia and the nation.

On the economic side, the median household income for ZIP 22520 sits at $71,487 (16% below the Virginia average), while per-capita income is $43,729. The poverty rate stands at 9.7% and the unemployment rate at 9.3%. On housing, the median home value is $286,400 (14% below the state average) with median rent at $974 per month, and 83.4% of occupied units are owner-occupied, a direct signal of whether 22520 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.7% of adults hold a bachelor's degree or higher, the median age is 50.1, and the average commute is 45 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Westmoreland County, so you can benchmark 22520 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →