Charlottesville, VA · standard

ZIP Code 22903

Charlottesville County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,229
195/sq mi
$69,340
Median income
$526,200
Median home value
66.4%
Bachelor's or higher

The verdict

Charlottesville pairs a below-median household income with upper-quartile home values, in a rural, mixed-tenure area.

46th pct
household income, US ZIPs
Top 12%
home value, US ZIPs
195
people per sq mi
42%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 22903 against every reporting US ZIP.

ZIP code 22903 is classified by USPS as a standard delivery area and covers roughly 195.9 square miles in Charlottesville, Charlottesville County, Virginia. The area is home to 38,229 residents, producing a population density of 195 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 22903 against Virginia and the nation.

On the economic side, the median household income for ZIP 22903 sits at $69,340 (19% below the Virginia average), while per-capita income is $51,513. The poverty rate stands at 21.1% and the unemployment rate at 4.4%. On housing, the median home value is $526,200 (57% above the state average) with median rent at $1,580 per month, and 42.2% of occupied units are owner-occupied, a direct signal of whether 22903 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 66.4% of adults hold a bachelor's degree or higher, the median age is 29.2, and the average commute is 18 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Charlottesville County, so you can benchmark 22903 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 22903

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 22903.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 22903, Charlottesville, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

38,229

Population

195.9

Area (sq mi)

195

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 22903?

29.2

Median Age

48.7%

Male

51.3%

Female

12.3%

Foreign-Born

White 66.4%
African American 14.3%
Asian 9.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 7.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,340

Median Household Income

-19% vs state

$51,513

Per Capita Income

21.1%

Poverty Rate

4.4%

Unemployment Rate

18.4 min

Mean Commute Time

How ZIP 22903 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$69,340 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.2%
Bachelor's Degree or Higher 66.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,815

Total Housing Units

16,287

Occupied Units

1,528

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 42.2%
Renter 57.8%

$526,200

Median Home Value

+57% vs state

$1,580

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.6%

YoY Change (2024)

363

HPI Index (2000 = 100)

+263%

Total Change Since 2000

Home values in ZIP 22903 have increased 12.6% over the past year (2024). Since 2000, this ZIP has seen +263% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.1% 228
2021 +8.4% 247
2022 +16.7% 288
2023 +11.8% 322
2024 +12.6% 363

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,067 business establishments in ZIP 22903, employing approximately 13,258 people with a combined annual payroll of $667,285,000.

1,067

Businesses

13,258

Employees

$667.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 185 17.3%
Retail trade 145 13.6%
Other services (except public administration) 123 11.5%
Professional, scientific, and technical services 116 10.9%
Health care and social assistance 106 9.9%
Construction 70 6.6%
Real estate and rental and leasing 68 6.4%
Finance and insurance 57 5.3%
Administrative and support and waste management and remediation services 45 4.2%
Arts, entertainment, and recreation 29 2.7%
Wholesale trade 28 2.6%
Educational services 28 2.6%
Information 25 2.3%
Manufacturing 22 2.1%
Transportation and warehousing 11 1.0%
Management of companies and enterprises 5 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 22903 vs 22904 →

ZIP 22903 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 22903 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 22903 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 22903 ranks #7 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
22904 Charlottesville, VA 4,633 4.8 mi
22959 North Garden, VA 1,578 5.4 mi
22901 Charlottesville, VA 32,532 6.1 mi
22902 Charlottesville, VA 21,223 8.0 mi
22931 Covesville, VA 382 9.5 mi
22932 Crozet, VA 7,488 11.2 mi

More ZIP Codes in Charlottesville County

Frequently Asked Questions

What county is ZIP code 22903 in?
ZIP code 22903 (Charlottesville) is located in Charlottesville County, Virginia. Charlottesville County contains multiple ZIP codes, see the full list at /counties/charlottesville-va.
What is the population of ZIP code 22903?
ZIP code 22903 in Charlottesville, VA has a population of 38,229 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 22903?
The median household income in ZIP 22903 is $69,340, which is 9% below the national average of $76,288.
What is the average home value in ZIP 22903?
The median home value in ZIP 22903 is $526,200, which is 89% above the national average of $278,155.
What is the demographic makeup of ZIP 22903?
The largest racial group in ZIP 22903 is White at 66.4%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 22903?
ZIP code 22903 has 1,067 business establishments employing approximately 13,258 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 22903?
The top industries by establishment count in ZIP 22903 are: Accommodation and food services (185), Retail trade (145), Other services (except public administration) (123). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 22903?
According to the FHFA House Price Index, home values in ZIP 22903 increased by 12.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 263%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 22903?
In ZIP code 22903, 79.2% of residents aged 25+ have a high school diploma or higher, and 66.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 22903?
The mean commute time for workers in ZIP code 22903 is 18.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 22903?
In ZIP code 22903, approximately 42.2% of occupied housing units are owner-occupied and 57.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 22903?
The poverty rate in ZIP code 22903 is 21.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Charlottesville, VA

Verify and explore additional data for this area using these official government sources.