Charlottesville, VA · standard
ZIP Code 22903
Charlottesville County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 38,229
- 195/sq mi
- $69,340
- Median income
- $526,200
- Median home value
- 66.4%
- Bachelor's or higher
The verdict
Charlottesville pairs a below-median household income with upper-quartile home values, in a rural, mixed-tenure area.
- 46th pct
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 195
- people per sq mi
- 42%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 22903 against every reporting US ZIP.
ZIP code 22903 is classified by USPS as a standard delivery area and covers roughly 195.9 square miles in Charlottesville, Charlottesville County, Virginia. The area is home to 38,229 residents, producing a population density of 195 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 22903 against Virginia and the nation.
On the economic side, the median household income for ZIP 22903 sits at $69,340 (19% below the Virginia average), while per-capita income is $51,513. The poverty rate stands at 21.1% and the unemployment rate at 4.4%. On housing, the median home value is $526,200 (57% above the state average) with median rent at $1,580 per month, and 42.2% of occupied units are owner-occupied, a direct signal of whether 22903 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 66.4% of adults hold a bachelor's degree or higher, the median age is 29.2, and the average commute is 18 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Charlottesville County, so you can benchmark 22903 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 22903
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 22903.
- Accommodation and food services
Accommodation and food services
185 establishments
- Retail trade
Retail trade
145 establishments
- Other services (except public administration)
Other services (except public administration)
123 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
116 establishments
- Health care and social assistance
Health care and social assistance
106 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 22903, Charlottesville, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
38,229
Population
195.9
Area (sq mi)
195
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 22903?
29.2
Median Age
48.7%
Male
51.3%
Female
12.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,340
Median Household Income
-19% vs state
$51,513
Per Capita Income
21.1%
Poverty Rate
4.4%
Unemployment Rate
18.4 min
Mean Commute Time
How ZIP 22903 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$69,340 46th percentile higher than 46% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
17,815
Total Housing Units
16,287
Occupied Units
1,528
Vacant Units
2.24
Avg Household Size
Occupancy Type
$526,200
Median Home Value
+57% vs state
$1,580
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.6%
YoY Change (2024)
363
HPI Index (2000 = 100)
+263%
Total Change Since 2000
Home values in ZIP 22903 have increased 12.6% over the past year (2024). Since 2000, this ZIP has seen +263% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.1% | 228 |
| 2021 | +8.4% | 247 |
| 2022 | +16.7% | 288 |
| 2023 | +11.8% | 322 |
| 2024 | +12.6% | 363 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,067 business establishments in ZIP 22903, employing approximately 13,258 people with a combined annual payroll of $667,285,000.
1,067
Businesses
13,258
Employees
$667.3M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 185 | 17.3% |
| Retail trade | 145 | 13.6% |
| Other services (except public administration) | 123 | 11.5% |
| Professional, scientific, and technical services | 116 | 10.9% |
| Health care and social assistance | 106 | 9.9% |
| Construction | 70 | 6.6% |
| Real estate and rental and leasing | 68 | 6.4% |
| Finance and insurance | 57 | 5.3% |
| Administrative and support and waste management and remediation services | 45 | 4.2% |
| Arts, entertainment, and recreation | 29 | 2.7% |
| Wholesale trade | 28 | 2.6% |
| Educational services | 28 | 2.6% |
| Information | 25 | 2.3% |
| Manufacturing | 22 | 2.1% |
| Transportation and warehousing | 11 | 1.0% |
| Management of companies and enterprises | 5 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 22903 vs 22904 →
ZIP 22903 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 22903
Charlottesville (22903)
38,229 residents
- 22901
Charlottesville (22901)
32,532 residents
- 22902
Charlottesville (22902)
21,223 residents
- 22932 7,488
Crozet (22932)
7,488 residents
- 22904 4,633
Charlottesville (22904)
4,633 residents
- 22959 1,578
North Garden (22959)
1,578 residents
- 22931 382
Covesville (22931)
382 residents
What this shows Among its immediate neighbors, ZIP 22903 ranks the most populous — useful context the national average alone can't give.
ZIP 22903 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 22904
Charlottesville (22904)
$250,001 median income
- 22932
Crozet (22932)
$115,545 median income
- 22931
Covesville (22931)
$108,438 median income
- 22959 $95,461
North Garden (22959)
$95,461 median income
- 22902 $93,463
Charlottesville (22902)
$93,463 median income
- 22901 $92,145
Charlottesville (22901)
$92,145 median income
- 22903 $69,340
Charlottesville (22903)
$69,340 median income
What this shows By household income, ZIP 22903 ranks #7 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Charlottesville County
Related Areas
Frequently Asked Questions
What county is ZIP code 22903 in? ▼
What is the population of ZIP code 22903? ▼
What is the median household income in ZIP 22903? ▼
What is the average home value in ZIP 22903? ▼
What is the demographic makeup of ZIP 22903? ▼
How many businesses are in ZIP code 22903? ▼
What are the main industries in ZIP code 22903? ▼
How have home values changed in ZIP code 22903? ▼
What is the education level in ZIP code 22903? ▼
What is the average commute time in ZIP 22903? ▼
What percentage of residents own vs. rent in ZIP 22903? ▼
What is the poverty rate in ZIP code 22903? ▼
ZIP Code Research Guides
Official Data Resources for Charlottesville, VA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.