Lovingston, VA · standard

ZIP Code 22949

Nelson County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,300
14/sq mi
$52,679
Median income
$272,700
Median home value
28.9%
Bachelor's or higher

The verdict

Lovingston pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

18th pct
household income, US ZIPs
Top 38%
home value, US ZIPs
14
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 22949 against every reporting US ZIP.

ZIP code 22949 is classified by USPS as a standard delivery area and covers roughly 95.6 square miles in Lovingston, Nelson County, Virginia. The area is home to 1,300 residents, producing a population density of 14 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 22949 against Virginia and the nation.

On the economic side, the median household income for ZIP 22949 sits at $52,679 (38% below the Virginia average), while per-capita income is $44,369. The poverty rate stands at 13.2% and the unemployment rate at 3.9%. On housing, the median home value is $272,700 (18% below the state average) with median rent at per month, and 72.1% of occupied units are owner-occupied, a direct signal of whether 22949 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 28.9% of adults hold a bachelor's degree or higher, the median age is 56.4, and the average commute is . We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Nelson County, so you can benchmark 22949 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 22949

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 22949.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 22949, Lovingston, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,300

Population

95.6

Area (sq mi)

14

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 22949?

56.4

Median Age

48.4%

Male

51.6%

Female

0.5%

Foreign-Born

White 76.6%
African American 13.6%
Asian 0.5%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.9%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,679

Median Household Income

-38% vs state

$44,369

Per Capita Income

13.2%

Poverty Rate

3.9%

Unemployment Rate

How ZIP 22949 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$52,679 18th percentile higher than 18% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.5%
Bachelor's Degree or Higher 28.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

766

Total Housing Units

584

Occupied Units

182

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 72.1%
Renter 27.9%

$272,700

Median Home Value

-18% vs state

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 73 business establishments in ZIP 22949, employing approximately 500 people with a combined annual payroll of $18,059,000.

73

Businesses

500

Employees

$18.1M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 14 19.2%
Professional, scientific, and technical services 10 13.7%
Other services (except public administration) 9 12.3%
Health care and social assistance 8 11.0%
Accommodation and food services 8 11.0%
Construction 5 6.8%
Information 4 5.5%
Finance and insurance 3 4.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 22949 vs 22971 →

ZIP 22949 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 22949 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 22949 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 22949 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
22971 Shipman, VA 1,735 5.0 mi
22922 Arrington, VA 1,993 7.0 mi
22958 Nellysford, VA 1,637 8.1 mi
22967 Roseland, VA 1,956 7.7 mi
22938 Faber, VA 1,444 6.7 mi
22964 Piney River, VA 261 8.3 mi
24581 Norwood, VA 23 9.7 mi

More ZIP Codes in Nelson County

Frequently Asked Questions

What county is ZIP code 22949 in?
ZIP code 22949 (Lovingston) is located in Nelson County, Virginia. Nelson County contains multiple ZIP codes, see the full list at /counties/nelson-va.
What is the population of ZIP code 22949?
ZIP code 22949 in Lovingston, VA has a population of 1,300 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 22949?
The median household income in ZIP 22949 is $52,679, which is 31% below the national average of $76,288.
What is the average home value in ZIP 22949?
The median home value in ZIP 22949 is $272,700, which is 2% below the national average of $278,155.
What is the demographic makeup of ZIP 22949?
The largest racial group in ZIP 22949 is White at 76.6%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 22949?
ZIP code 22949 has 73 business establishments employing approximately 500 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 22949?
The top industries by establishment count in ZIP 22949 are: Retail trade (14), Professional, scientific, and technical services (10), Other services (except public administration) (9). There are 8 industry sectors represented in total.
What is the education level in ZIP code 22949?
In ZIP code 22949, 62.5% of residents aged 25+ have a high school diploma or higher, and 28.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 22949?
In ZIP code 22949, approximately 72.1% of occupied housing units are owner-occupied and 27.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 22949?
The poverty rate in ZIP code 22949 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lovingston, VA

Verify and explore additional data for this area using these official government sources.