Lovingston, VA · standard
ZIP Code 22949
Nelson County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,300
- 14/sq mi
- $52,679
- Median income
- $272,700
- Median home value
- 28.9%
- Bachelor's or higher
The verdict
Lovingston pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 18th pct
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 14
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 22949 against every reporting US ZIP.
ZIP code 22949 is classified by USPS as a standard delivery area and covers roughly 95.6 square miles in Lovingston, Nelson County, Virginia. The area is home to 1,300 residents, producing a population density of 14 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 22949 against Virginia and the nation.
On the economic side, the median household income for ZIP 22949 sits at $52,679 (38% below the Virginia average), while per-capita income is $44,369. The poverty rate stands at 13.2% and the unemployment rate at 3.9%. On housing, the median home value is $272,700 (18% below the state average) with median rent at — per month, and 72.1% of occupied units are owner-occupied, a direct signal of whether 22949 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 28.9% of adults hold a bachelor's degree or higher, the median age is 56.4, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Nelson County, so you can benchmark 22949 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 22949
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 22949.
- Retail trade
Retail trade
14 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
10 establishments
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Health care and social assistance
Health care and social assistance
8 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 22949, Lovingston, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,300
Population
95.6
Area (sq mi)
14
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 22949?
56.4
Median Age
48.4%
Male
51.6%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,679
Median Household Income
-38% vs state
$44,369
Per Capita Income
13.2%
Poverty Rate
3.9%
Unemployment Rate
How ZIP 22949 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$52,679 18th percentile higher than 18% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
766
Total Housing Units
584
Occupied Units
182
Vacant Units
2.37
Avg Household Size
Occupancy Type
$272,700
Median Home Value
-18% vs state
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 73 business establishments in ZIP 22949, employing approximately 500 people with a combined annual payroll of $18,059,000.
73
Businesses
500
Employees
$18.1M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 14 | 19.2% |
| Professional, scientific, and technical services | 10 | 13.7% |
| Other services (except public administration) | 9 | 12.3% |
| Health care and social assistance | 8 | 11.0% |
| Accommodation and food services | 8 | 11.0% |
| Construction | 5 | 6.8% |
| Information | 4 | 5.5% |
| Finance and insurance | 3 | 4.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 22949 vs 22971 →
ZIP 22949 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 22922
Arrington (22922)
1,993 residents
- 22967
Roseland (22967)
1,956 residents
- 22971
Shipman (22971)
1,735 residents
- 22958
Nellysford (22958)
1,637 residents
- 22938
Faber (22938)
1,444 residents
- 22949
Lovingston (22949)
1,300 residents
- 22964 261
Piney River (22964)
261 residents
- 24581 23
Norwood (24581)
23 residents
What this shows Among its immediate neighbors, ZIP 22949 ranks #6 by population — useful context the national average alone can't give.
ZIP 22949 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 22938
Faber (22938)
$108,571 median income
- 22958
Nellysford (22958)
$98,284 median income
- 22967
Roseland (22967)
$87,337 median income
- 22971
Shipman (22971)
$79,135 median income
- 22922
Arrington (22922)
$60,125 median income
- 22949
Lovingston (22949)
$52,679 median income
What this shows By household income, ZIP 22949 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Nelson County
Related Areas
Frequently Asked Questions
What county is ZIP code 22949 in? ▼
What is the population of ZIP code 22949? ▼
What is the median household income in ZIP 22949? ▼
What is the average home value in ZIP 22949? ▼
What is the demographic makeup of ZIP 22949? ▼
How many businesses are in ZIP code 22949? ▼
What are the main industries in ZIP code 22949? ▼
What is the education level in ZIP code 22949? ▼
What percentage of residents own vs. rent in ZIP 22949? ▼
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ZIP Code Research Guides
Official Data Resources for Lovingston, VA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.