Red Oak, VA · standard

ZIP Code 23964

Charlotte County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,138
10/sq mi
$45,833
Median income
$114,700
Median home value
15.0%
Bachelor's or higher

The verdict

Red Oak pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

10th pct
household income, US ZIPs
15th pct
home value, US ZIPs
10
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 23964 against every reporting US ZIP.

ZIP code 23964 is classified by USPS as a standard delivery area and covers roughly 113.8 square miles in Red Oak, Charlotte County, Virginia. The area is home to 1,138 residents, producing a population density of 10 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 23964 against Virginia and the nation.

On the economic side, the median household income for ZIP 23964 sits at $45,833 (46% below the Virginia average), while per-capita income is $34,475. The poverty rate stands at 11.8% and the unemployment rate at 2.1%. On housing, the median home value is $114,700 (66% below the state average) with median rent at $779 per month, and 78.9% of occupied units are owner-occupied, a direct signal of whether 23964 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.0% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 27 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Charlotte County, so you can benchmark 23964 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 23964, Red Oak, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,138

Population

113.8

Area (sq mi)

10

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 23964?

46.2

Median Age

52.6%

Male

47.4%

Female

0.1%

Foreign-Born

White 67.0%
African American 25.2%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$45,833

Median Household Income

-46% vs state

$34,475

Per Capita Income

11.8%

Poverty Rate

2.1%

Unemployment Rate

26.6 min

Mean Commute Time

How ZIP 23964 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$45,833 10th percentile higher than 10% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.1%
Bachelor's Degree or Higher 15.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

577

Total Housing Units

418

Occupied Units

159

Vacant Units

2.14

Avg Household Size

Occupancy Type

Owner 78.9%
Renter 21.1%

$114,700

Median Home Value

-66% vs state

$779

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 16 business establishments in ZIP 23964, employing approximately 204 people with a combined annual payroll of $12,779,000.

16

Businesses

204

Employees

$12.8M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 18.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 23964 vs 23976 →

ZIP 23964 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 23964 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 23964 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 23964 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
23976 Wylliesburg, VA 230 5.6 mi
24589 Scottsburg, VA 2,271 7.2 mi
23967 Saxe, VA 1,118 9.9 mi
23968 Skipwith, VA 837 6.8 mi
24534 Clover, VA 1,740 10.3 mi

More ZIP Codes in Charlotte County

Frequently Asked Questions

What county is ZIP code 23964 in?
ZIP code 23964 (Red Oak) is located in Charlotte County, Virginia. Charlotte County contains multiple ZIP codes, see the full list at /counties/charlotte-va.
What is the population of ZIP code 23964?
ZIP code 23964 in Red Oak, VA has a population of 1,138 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 23964?
The median household income in ZIP 23964 is $45,833, which is 40% below the national average of $76,288.
What is the average home value in ZIP 23964?
The median home value in ZIP 23964 is $114,700, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 23964?
The largest racial group in ZIP 23964 is White at 67.0%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 23964?
ZIP code 23964 has 16 business establishments employing approximately 204 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 23964?
In ZIP code 23964, 50.1% of residents aged 25+ have a high school diploma or higher, and 15.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 23964?
The mean commute time for workers in ZIP code 23964 is 26.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 23964?
In ZIP code 23964, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 23964?
The poverty rate in ZIP code 23964 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Red Oak, VA

Verify and explore additional data for this area using these official government sources.