Moneta, VA · standard
ZIP Code 24121
Bedford County, Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,501
- 43/sq mi Moderate-density area
- $81,006
- Median income Near-median income area
- $391,800
- Median home value Above-median home value
- 34.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Moneta pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 21%
- home value, US ZIPs
- 43
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 24121 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 24121 (Moneta, VA) rose +12.8% from 2023 to 2024. The all-transactions index moved from 242.8 in 2023 to 274.0 in 2024 (2000 = 100).
ZIP code 24121 is a mid-sized community (a standard USPS delivery area) in Moneta, Bedford County, Virginia, home to 10,501 residents across 245.9 square miles, a density of 43 people per square mile, in the New York time zone.
ZIP 24121 lands in the middle-income range, with a median household income of $81,006 (5% below the average Virginia ZIP), while per-capita income is $56,696. The poverty rate is 9.4%, with unemployment at 3.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $391,800 (17% above the average Virginia ZIP), while 89.2% of occupied homes are owner-occupied and median rent is $1,178.
A solid share of residents have a four-year degree: 34.7% of adults hold a bachelor's degree or higher, the median age is 57, and the average commute is 36 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Bedford County, so 24121 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 24121
Top 5 sectors by establishment count in Moneta, VA
Which industries have the most business establishments in ZIP 24121.
- Construction
Construction
47 establishments
- Retail trade
Retail trade
47 establishments
- Other services (except public administration)
Other services (except public administration)
41 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
29 establishments
- Accommodation and food services
Accommodation and food services
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 24121, Moneta, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,501
Population
245.9
Area (sq mi)
43
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 24121?
57.0
Median Age
50.9%
Male
49.1%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,006
Median Household Income
-5% vs state ZIP avg
$56,696
Per Capita Income
9.4%
Poverty Rate
3.9%
Unemployment Rate
35.7 min
Mean Commute Time
How ZIP 24121 ranks among Virginia ZIPs
Moneta, VA household income vs. every Virginia ZIP code
Median household income among 804 reporting Virginia ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$81,006 Top 42% higher than 58% of 804 Virginia ZIPs
Each bar is a $20K-wide band; taller bars hold more Virginia ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,524housing units
7,524
Total Housing Units
4,802
Occupied Units
2,722
Vacant Units
2.15
Avg Household Size
Occupancy Type
$391,800
Median Home Value
+17% vs state ZIP avg
$1,178
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.8%
YoY Change (2024)
274
HPI Index (2000 = 100)
+174%
Total Change Since 2000
Home values in ZIP 24121 have increased 12.8% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.4% | 177 |
| 2021 | +10.1% | 195 |
| 2022 | +16.7% | 228 |
| 2023 | +6.5% | 243 |
| 2024 | +12.8% | 274 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 299 business establishments in ZIP 24121, employing approximately 1,793 people with a combined annual payroll of $73,165,000.
299
Businesses
1,793
Employees
$73.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 47 | 15.7% |
| Retail trade | 47 | 15.7% |
| Other services (except public administration) | 41 | 13.7% |
| Professional, scientific, and technical services | 29 | 9.7% |
| Accommodation and food services | 28 | 9.4% |
| Real estate and rental and leasing | 20 | 6.7% |
| Health care and social assistance | 19 | 6.3% |
| Administrative and support and waste management and remediation services | 15 | 5.0% |
| Wholesale trade | 12 | 4.0% |
| Finance and insurance | 11 | 3.7% |
| Arts, entertainment, and recreation | 8 | 2.7% |
| Manufacturing | 7 | 2.3% |
| Transportation and warehousing | 7 | 2.3% |
| Agriculture, forestry, fishing and hunting | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 24121 vs 24095 →
ZIP 24121 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 24121
Moneta (24121)
10,501 residents
- 24184
Wirtz (24184)
4,705 residents
- 24095
Goodview (24095)
4,677 residents
What this shows Among its immediate neighbors, ZIP 24121 ranks the most populous - useful context the national average alone can't give.
ZIP 24121 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 24121
Moneta (24121)
$81,006 median income
- 24095
Goodview (24095)
$80,246 median income
- 24184
Wirtz (24184)
$68,909 median income
What this shows By household income, ZIP 24121 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 24121, both outside VA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,501 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bedford County
Related Areas
Frequently Asked Questions
What county is ZIP code 24121 in?
ZIP code 24121 (Moneta) is located in Bedford County, Virginia. Bedford County contains multiple ZIP codes, see the full list at /counties/bedford-va.
What is the population of ZIP code 24121?
ZIP code 24121 in Moneta, VA has a population of 10,501 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 24121?
The median household income in ZIP 24121 is $81,006, which is 6% above the national average of $76,288.
What is the average home value in ZIP 24121?
The median home value in ZIP 24121 is $391,800, which is 41% above the national average of $278,155.
What is the demographic makeup of ZIP 24121?
The largest racial group in ZIP 24121 is White at 90.6%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 24121?
ZIP code 24121 has 299 business establishments employing approximately 1,793 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 24121?
The top industries by establishment count in ZIP 24121 are: Construction (47), Retail trade (47), Other services (except public administration) (41). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 24121?
According to the FHFA House Price Index, home values in ZIP 24121 increased by 12.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 174%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 24121?
In ZIP code 24121, 63.5% of residents aged 25+ have a high school diploma or higher, and 34.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 24121?
The mean commute time for workers in ZIP code 24121 is 35.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 24121?
In ZIP code 24121, approximately 89.2% of occupied housing units are owner-occupied and 10.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 24121?
The poverty rate in ZIP code 24121 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 24121's numbers, next.
- See how ZIP 24121 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Moneta, VA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.