PlainZIP

Moneta, VA · standard

ZIP Code 24121

Bedford County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,501
43/sq mi
$81,006
Median income
$391,800
Median home value
34.7%
Bachelor's or higher

The verdict

Moneta pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 21%
home value, US ZIPs
43
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 24121 against every reporting US ZIP.

ZIP code 24121 is classified by USPS as a standard delivery area and covers roughly 245.9 square miles in Moneta, Bedford County, Virginia. The area is home to 10,501 residents, producing a population density of 43 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 24121 against Virginia and the nation.

On the economic side, the median household income for ZIP 24121 sits at $81,006 (5% below the Virginia average), while per-capita income is $56,696. The poverty rate stands at 9.4% and the unemployment rate at 3.9%. On housing, the median home value is $391,800 (17% above the state average) with median rent at $1,178 per month, and 89.2% of occupied units are owner-occupied, a direct signal of whether 24121 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 34.7% of adults hold a bachelor's degree or higher, the median age is 57, and the average commute is 36 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bedford County, so you can benchmark 24121 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 24121

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 24121.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 24121, Moneta, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,501

Population

245.9

Area (sq mi)

43

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 24121?

57.0

Median Age

50.9%

Male

49.1%

Female

1.7%

Foreign-Born

White 90.6%
African American 1.9%
Asian 0.7%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,006

Median Household Income

-5% vs state

$56,696

Per Capita Income

9.4%

Poverty Rate

3.9%

Unemployment Rate

35.7 min

Mean Commute Time

How ZIP 24121 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$81,006 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.5%
Bachelor's Degree or Higher 34.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,524

Total Housing Units

4,802

Occupied Units

2,722

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 89.2%
Renter 10.8%

$391,800

Median Home Value

+17% vs state

$1,178

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.8%

YoY Change (2024)

274

HPI Index (2000 = 100)

+174%

Total Change Since 2000

Home values in ZIP 24121 have increased 12.8% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.4% 177
2021 +10.1% 195
2022 +16.7% 228
2023 +6.5% 243
2024 +12.8% 274

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 299 business establishments in ZIP 24121, employing approximately 1,793 people with a combined annual payroll of $73,165,000.

299

Businesses

1,793

Employees

$73.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 47 15.7%
Retail trade 47 15.7%
Other services (except public administration) 41 13.7%
Professional, scientific, and technical services 29 9.7%
Accommodation and food services 28 9.4%
Real estate and rental and leasing 20 6.7%
Health care and social assistance 19 6.3%
Administrative and support and waste management and remediation services 15 5.0%
Wholesale trade 12 4.0%
Finance and insurance 11 3.7%
Arts, entertainment, and recreation 8 2.7%
Manufacturing 7 2.3%
Transportation and warehousing 7 2.3%
Agriculture, forestry, fishing and hunting 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 24121 vs 24095 →

ZIP 24121 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 24121 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 24121 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 24121 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
24095 Goodview, VA 4,677 6.5 mi
24184 Wirtz, VA 4,705 9.7 mi

More ZIP Codes in Bedford County

24551 standard
Forest, VA
Pop: 20,667
24523 standard
Bedford, VA
Pop: 18,952
24095 standard
Goodview, VA
Pop: 4,677
24104 standard
Huddleston, VA
Pop: 3,469
24556 standard
Goode, VA
Pop: 3,053
24174 standard
Thaxton, VA
Pop: 2,539

Related Areas

Bedford County Moneta, VA Virginia

Frequently Asked Questions

What county is ZIP code 24121 in? ▼
ZIP code 24121 (Moneta) is located in Bedford County, Virginia. Bedford County contains multiple ZIP codes, see the full list at /counties/bedford-va.
What is the population of ZIP code 24121? ▼
ZIP code 24121 in Moneta, VA has a population of 10,501 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 24121? ▼
The median household income in ZIP 24121 is $81,006, which is 6% above the national average of $76,288.
What is the average home value in ZIP 24121? ▼
The median home value in ZIP 24121 is $391,800, which is 41% above the national average of $278,155.
What is the demographic makeup of ZIP 24121? ▼
The largest racial group in ZIP 24121 is White at 90.6%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 24121? ▼
ZIP code 24121 has 299 business establishments employing approximately 1,793 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 24121? ▼
The top industries by establishment count in ZIP 24121 are: Construction (47), Retail trade (47), Other services (except public administration) (41). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 24121? ▼
According to the FHFA House Price Index, home values in ZIP 24121 increased by 12.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 174%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 24121? ▼
In ZIP code 24121, 63.5% of residents aged 25+ have a high school diploma or higher, and 34.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 24121? ▼
The mean commute time for workers in ZIP code 24121 is 35.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 24121? ▼
In ZIP code 24121, approximately 89.2% of occupied housing units are owner-occupied and 10.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 24121? ▼
The poverty rate in ZIP code 24121 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Moneta, VA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.