Monterey, VA · standard
ZIP Code 24465
Highland County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,382
- 3/sq mi
- $61,379
- Median income
- $202,500
- Median home value
- 33.6%
- Bachelor's or higher
The verdict
Monterey pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 32th pct
- household income, US ZIPs
- 44th pct
- home value, US ZIPs
- 3
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 24465 against every reporting US ZIP.
ZIP code 24465 is classified by USPS as a standard delivery area and covers roughly 460.7 square miles in Monterey, Highland County, Virginia. The area is home to 1,382 residents, producing a population density of 3 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 24465 against Virginia and the nation.
On the economic side, the median household income for ZIP 24465 sits at $61,379 (28% below the Virginia average), while per-capita income is $30,985. The poverty rate stands at 14.1% and the unemployment rate at 15.0%. On housing, the median home value is $202,500 (39% below the state average) with median rent at $850 per month, and 83.9% of occupied units are owner-occupied, a direct signal of whether 24465 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.6% of adults hold a bachelor's degree or higher, the median age is 54.7, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Highland County, so you can benchmark 24465 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 24465
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 24465.
- Construction
Construction
11 establishments
- Retail trade
Retail trade
10 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Health care and social assistance
Health care and social assistance
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 24465, Monterey, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,382
Population
460.7
Area (sq mi)
3
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 24465?
54.7
Median Age
42.8%
Male
57.2%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,379
Median Household Income
-28% vs state
$30,985
Per Capita Income
14.1%
Poverty Rate
15.0%
Unemployment Rate
How ZIP 24465 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$61,379 32nd percentile higher than 32% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,070
Total Housing Units
626
Occupied Units
444
Vacant Units
2.24
Avg Household Size
Occupancy Type
$202,500
Median Home Value
-39% vs state
$850
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 62 business establishments in ZIP 24465, employing approximately 277 people with a combined annual payroll of $9,806,000.
62
Businesses
277
Employees
$9.8M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 17.7% |
| Retail trade | 10 | 16.1% |
| Professional, scientific, and technical services | 6 | 9.7% |
| Other services (except public administration) | 6 | 9.7% |
| Health care and social assistance | 5 | 8.1% |
| Information | 4 | 6.5% |
| Finance and insurance | 4 | 6.5% |
| Agriculture, forestry, fishing and hunting | 3 | 4.8% |
| Manufacturing | 3 | 4.8% |
| Accommodation and food services | 3 | 4.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 24465 vs 24944 →
ZIP 24465 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 24465
Monterey (24465)
1,382 residents
- 24915
Arbovale (24915)
590 residents
- 24458 442
Mc Dowell (24458)
442 residents
- 24944 401
Green Bank (24944)
401 residents
- 24413 178
Blue Grass (24413)
178 residents
What this shows Among its immediate neighbors, ZIP 24465 ranks the most populous — useful context the national average alone can't give.
ZIP 24465 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 24413
Blue Grass (24413)
$65,893 median income
- 24944
Green Bank (24944)
$61,989 median income
- 24465
Monterey (24465)
$61,379 median income
- 24458
Mc Dowell (24458)
$54,145 median income
- 24915
Arbovale (24915)
$44,000 median income
What this shows By household income, ZIP 24465 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Highland County
Related Areas
Frequently Asked Questions
What county is ZIP code 24465 in? ▼
What is the population of ZIP code 24465? ▼
What is the median household income in ZIP 24465? ▼
What is the average home value in ZIP 24465? ▼
What is the demographic makeup of ZIP 24465? ▼
How many businesses are in ZIP code 24465? ▼
What are the main industries in ZIP code 24465? ▼
What is the education level in ZIP code 24465? ▼
What percentage of residents own vs. rent in ZIP 24465? ▼
What is the poverty rate in ZIP code 24465? ▼
ZIP Code Research Guides
Official Data Resources for Monterey, VA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.