Monterey, VA · standard
ZIP Code 24465
Highland County, Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,382
- 3/sq mi Low-density area
- $61,379
- Median income Below-median income area
- $202,500
- Median home value Near-median home value
- 33.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Monterey pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 44th pct
- home value, US ZIPs
- 3
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 24465 against every reporting US ZIP.
ZIP code 24465 is a sparsely populated ZIP (a standard USPS delivery area) in Monterey, Highland County, Virginia, home to just 1,382 residents across 460.7 square miles, a density of 3 people per square mile, in the New York time zone.
ZIP 24465 reports a modest median household income of $61,379 (28% below the average Virginia ZIP), while per-capita income is $30,985. Unemployment is 15.0%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $202,500 (39% below the average Virginia ZIP), and median rent is $850; owner occupancy is 83.9%.
A solid share of residents have a four-year degree: 33.6% of adults hold a bachelor's degree or higher, the median age is 54.7, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 4 more in Highland County, so 24465 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 24465
Top 5 sectors by establishment count in Monterey, VA
Which industries have the most business establishments in ZIP 24465.
- Construction
Construction
11 establishments
- Retail trade
Retail trade
10 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Health care and social assistance
Health care and social assistance
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 24465, Monterey, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,382
Population
460.7
Area (sq mi)
3
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 24465?
54.7
Median Age
42.8%
Male
57.2%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,379
Median Household Income
-28% vs state ZIP avg
$30,985
Per Capita Income
14.1%
Poverty Rate
15.0%
Unemployment Rate
How ZIP 24465 ranks among Virginia ZIPs
Monterey, VA household income vs. every Virginia ZIP code
Median household income among 804 reporting Virginia ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,379 31st percentile higher than 31% of 804 Virginia ZIPs
Each bar is a $20K-wide band; taller bars hold more Virginia ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,070housing units
1,070
Total Housing Units
626
Occupied Units
444
Vacant Units
2.24
Avg Household Size
Occupancy Type
$202,500
Median Home Value
-39% vs state ZIP avg
$850
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 62 business establishments in ZIP 24465, employing approximately 277 people with a combined annual payroll of $9,806,000.
62
Businesses
277
Employees
$9.8M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 17.7% |
| Retail trade | 10 | 16.1% |
| Professional, scientific, and technical services | 6 | 9.7% |
| Other services (except public administration) | 6 | 9.7% |
| Health care and social assistance | 5 | 8.1% |
| Information | 4 | 6.5% |
| Finance and insurance | 4 | 6.5% |
| Agriculture, forestry, fishing and hunting | 3 | 4.8% |
| Manufacturing | 3 | 4.8% |
| Accommodation and food services | 3 | 4.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 24465 vs 24944 →
ZIP 24465 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 24465
Monterey (24465)
1,382 residents
- 24915
Arbovale (24915)
590 residents
- 24458 442
Mc Dowell (24458)
442 residents
- 24944 401
Green Bank (24944)
401 residents
- 24413 178
Blue Grass (24413)
178 residents
What this shows Among its immediate neighbors, ZIP 24465 ranks the most populous - useful context the national average alone can't give.
ZIP 24465 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 24413
Blue Grass (24413)
$65,893 median income
- 24944
Green Bank (24944)
$61,989 median income
- 24465
Monterey (24465)
$61,379 median income
- 24458
Mc Dowell (24458)
$54,145 median income
- 24915
Arbovale (24915)
$44,000 median income
What this shows By household income, ZIP 24465 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 24465, both outside VA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,382 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Highland County
Related Areas
Frequently Asked Questions
What county is ZIP code 24465 in?
ZIP code 24465 (Monterey) is located in Highland County, Virginia. Highland County contains multiple ZIP codes, see the full list at /counties/highland-va.
What is the population of ZIP code 24465?
ZIP code 24465 in Monterey, VA has a population of 1,382 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 24465?
The median household income in ZIP 24465 is $61,379, which is 20% below the national average of $76,288.
What is the average home value in ZIP 24465?
The median home value in ZIP 24465 is $202,500, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 24465?
The largest racial group in ZIP 24465 is White at 94.2%.
How many businesses are in ZIP code 24465?
ZIP code 24465 has 62 business establishments employing approximately 277 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 24465?
The top industries by establishment count in ZIP 24465 are: Construction (11), Retail trade (10), Professional, scientific, and technical services (6). There are 10 industry sectors represented in total.
What is the education level in ZIP code 24465?
In ZIP code 24465, 74.6% of residents aged 25+ have a high school diploma or higher, and 33.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 24465?
In ZIP code 24465, approximately 83.9% of occupied housing units are owner-occupied and 16.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 24465?
The poverty rate in ZIP code 24465 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 24465's numbers, next.
- See how ZIP 24465 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monterey, VA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.