Monterey, VA · standard

ZIP Code 24465

Highland County, Virginia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,382
3/sq mi
$61,379
Median income
$202,500
Median home value
33.6%
Bachelor's or higher

The verdict

Monterey pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
44th pct
home value, US ZIPs
3
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 24465 against every reporting US ZIP.

ZIP code 24465 is classified by USPS as a standard delivery area and covers roughly 460.7 square miles in Monterey, Highland County, Virginia. The area is home to 1,382 residents, producing a population density of 3 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 24465 against Virginia and the nation.

On the economic side, the median household income for ZIP 24465 sits at $61,379 (28% below the Virginia average), while per-capita income is $30,985. The poverty rate stands at 14.1% and the unemployment rate at 15.0%. On housing, the median home value is $202,500 (39% below the state average) with median rent at $850 per month, and 83.9% of occupied units are owner-occupied, a direct signal of whether 24465 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.6% of adults hold a bachelor's degree or higher, the median age is 54.7, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Highland County, so you can benchmark 24465 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 24465

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 24465.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 24465, Monterey, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,382

Population

460.7

Area (sq mi)

3

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 24465?

54.7

Median Age

42.8%

Male

57.2%

Female

1.9%

Foreign-Born

White 94.2%
African American 0.0%
Asian 3.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,379

Median Household Income

-28% vs state

$30,985

Per Capita Income

14.1%

Poverty Rate

15.0%

Unemployment Rate

How ZIP 24465 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$61,379 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.6%
Bachelor's Degree or Higher 33.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,070

Total Housing Units

626

Occupied Units

444

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 83.9%
Renter 16.1%

$202,500

Median Home Value

-39% vs state

$850

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 62 business establishments in ZIP 24465, employing approximately 277 people with a combined annual payroll of $9,806,000.

62

Businesses

277

Employees

$9.8M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 11 17.7%
Retail trade 10 16.1%
Professional, scientific, and technical services 6 9.7%
Other services (except public administration) 6 9.7%
Health care and social assistance 5 8.1%
Information 4 6.5%
Finance and insurance 4 6.5%
Agriculture, forestry, fishing and hunting 3 4.8%
Manufacturing 3 4.8%
Accommodation and food services 3 4.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 24465 vs 24944 →

ZIP 24465 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 24465 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 24465 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 24465 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
24944 Green Bank, WV 401 7.5 mi
24458 Mc Dowell, VA 442 8.1 mi
24413 Blue Grass, VA 178 10.6 mi
24915 Arbovale, WV 590 9.2 mi

More ZIP Codes in Highland County

Frequently Asked Questions

What county is ZIP code 24465 in?
ZIP code 24465 (Monterey) is located in Highland County, Virginia. Highland County contains multiple ZIP codes, see the full list at /counties/highland-va.
What is the population of ZIP code 24465?
ZIP code 24465 in Monterey, VA has a population of 1,382 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 24465?
The median household income in ZIP 24465 is $61,379, which is 20% below the national average of $76,288.
What is the average home value in ZIP 24465?
The median home value in ZIP 24465 is $202,500, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 24465?
The largest racial group in ZIP 24465 is White at 94.2%.
How many businesses are in ZIP code 24465?
ZIP code 24465 has 62 business establishments employing approximately 277 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 24465?
The top industries by establishment count in ZIP 24465 are: Construction (11), Retail trade (10), Professional, scientific, and technical services (6). There are 10 industry sectors represented in total.
What is the education level in ZIP code 24465?
In ZIP code 24465, 74.6% of residents aged 25+ have a high school diploma or higher, and 33.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 24465?
In ZIP code 24465, approximately 83.9% of occupied housing units are owner-occupied and 16.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 24465?
The poverty rate in ZIP code 24465 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Monterey, VA

Verify and explore additional data for this area using these official government sources.