Cornelia, GA · standard
ZIP Code 30531
Habersham County, Georgia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,279
- 114/sq mi High-density area
- $53,762
- Median income Below-median income area
- $227,300
- Median home value Near-median home value
- 24.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cornelia pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 19th pct
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 114
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 30531 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 30531 (Cornelia, GA) rose +2.6% from 2023 to 2024. The all-transactions index moved from 206.3 in 2023 to 211.8 in 2024 (2000 = 100).
ZIP code 30531 is a mid-sized community (a standard USPS delivery area) in Cornelia, Habersham County, Georgia, home to 11,279 residents across 99.4 square miles, a density of 114 people per square mile, in the New York time zone.
ZIP 30531 reports a modest median household income of $53,762 (24% below the average Georgia ZIP), while per-capita income is $29,067. The poverty rate is 23.9%, so the area-level income figures should not be treated as typical household experience. Median home value is $227,300 (6% below the average Georgia ZIP) and median rent is $950; 64.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 24.5% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 27 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 4 more in Habersham County, so 30531 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 30531
Top 5 sectors by establishment count in Cornelia, GA
Which industries have the most business establishments in ZIP 30531.
- Retail trade
Retail trade
75 establishments
- Accommodation and food services
Accommodation and food services
45 establishments
- Other services (except public administration)
Other services (except public administration)
43 establishments
- Construction 27
Construction
27 establishments
- Finance and insurance 26
Finance and insurance
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 30531, Cornelia, GA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,279
Population
99.4
Area (sq mi)
114
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 30531?
39.7
Median Age
47.6%
Male
52.4%
Female
14.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,762
Median Household Income
-24% vs state ZIP avg
$29,067
Per Capita Income
23.9%
Poverty Rate
3.9%
Unemployment Rate
26.7 min
Mean Commute Time
How ZIP 30531 ranks among Georgia ZIPs
Cornelia, GA household income vs. every Georgia ZIP code
Median household income among 677 reporting Georgia ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,762 30th percentile higher than 30% of 677 Georgia ZIPs
Each bar is a $20K-wide band; taller bars hold more Georgia ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,840housing units
4,840
Total Housing Units
4,305
Occupied Units
535
Vacant Units
2.72
Avg Household Size
Occupancy Type
$227,300
Median Home Value
-6% vs state ZIP avg
$950
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2024)
212
HPI Index (2000 = 100)
+112%
Total Change Since 2000
Home values in ZIP 30531 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +112% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 136 |
| 2021 | +14.0% | 156 |
| 2022 | +24.4% | 194 |
| 2023 | +6.6% | 206 |
| 2024 | +2.6% | 212 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 337 business establishments in ZIP 30531, employing approximately 5,882 people with a combined annual payroll of $268,161,000.
337
Businesses
5,882
Employees
$268.2M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 75 | 22.3% |
| Accommodation and food services | 45 | 13.3% |
| Other services (except public administration) | 43 | 12.8% |
| Construction | 27 | 8.0% |
| Finance and insurance | 26 | 7.7% |
| Health care and social assistance | 25 | 7.4% |
| Professional, scientific, and technical services | 24 | 7.1% |
| Manufacturing | 18 | 5.3% |
| Administrative and support and waste management and remediation services | 14 | 4.2% |
| Real estate and rental and leasing | 13 | 3.9% |
| Information | 11 | 3.3% |
| Wholesale trade | 6 | 1.8% |
| Transportation and warehousing | 6 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 30531 vs 30510 →
ZIP 30531 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 30531
Cornelia (30531)
11,279 residents
- 30554
Lula (30554)
8,535 residents
- 30510
Alto (30510)
8,291 residents
- 30535
Demorest (30535)
7,042 residents
- 30563
Mount Airy (30563)
5,373 residents
- 30547 3,268
Homer (30547)
3,268 residents
- 30511 3,186
Baldwin (30511)
3,186 residents
What this shows Among its immediate neighbors, ZIP 30531 ranks the most populous - useful context the national average alone can't give.
ZIP 30531 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 30547
Homer (30547)
$94,936 median income
- 30554
Lula (30554)
$91,619 median income
- 30511
Baldwin (30511)
$88,432 median income
- 30563
Mount Airy (30563)
$84,561 median income
- 30535
Demorest (30535)
$58,510 median income
- 30531
Cornelia (30531)
$53,762 median income
- 30510
Alto (30510)
$52,019 median income
What this shows By household income, ZIP 30531 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 30531, both outside GA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,279 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Habersham County
Related Areas
Frequently Asked Questions
What county is ZIP code 30531 in?
ZIP code 30531 (Cornelia) is located in Habersham County, Georgia. Habersham County contains multiple ZIP codes, see the full list at /counties/habersham-ga.
What is the population of ZIP code 30531?
ZIP code 30531 in Cornelia, GA has a population of 11,279 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 30531?
The median household income in ZIP 30531 is $53,762, which is 30% below the national average of $76,288.
What is the average home value in ZIP 30531?
The median home value in ZIP 30531 is $227,300, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 30531?
The largest racial group in ZIP 30531 is White at 67.9%. Hispanic or Latino residents make up 25.4% of the population.
How many businesses are in ZIP code 30531?
ZIP code 30531 has 337 business establishments employing approximately 5,882 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 30531?
The top industries by establishment count in ZIP 30531 are: Retail trade (75), Accommodation and food services (45), Other services (except public administration) (43). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 30531?
According to the FHFA House Price Index, home values in ZIP 30531 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 112%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 30531?
In ZIP code 30531, 55.9% of residents aged 25+ have a high school diploma or higher, and 24.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 30531?
The mean commute time for workers in ZIP code 30531 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 30531?
In ZIP code 30531, approximately 64.3% of occupied housing units are owner-occupied and 35.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 30531?
The poverty rate in ZIP code 30531 is 23.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 30531's numbers, next.
- See how ZIP 30531 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cornelia, GA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.