Toccoa, GA · standard

ZIP Code 30577

Stephens County, Georgia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,230
53/sq mi
$53,818
Median income
$181,100
Median home value
17.1%
Bachelor's or higher

The verdict

Toccoa pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

19th pct
household income, US ZIPs
38th pct
home value, US ZIPs
53
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 30577 against every reporting US ZIP.

ZIP code 30577 is classified by USPS as a standard delivery area and covers roughly 421.0 square miles in Toccoa, Stephens County, Georgia. The area is home to 22,230 residents, producing a population density of 53 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 30577 against Georgia and the nation.

On the economic side, the median household income for ZIP 30577 sits at $53,818 (23% below the Georgia average), while per-capita income is $27,921. The poverty rate stands at 17.7% and the unemployment rate at 5.3%. On housing, the median home value is $181,100 (25% below the state average) with median rent at $810 per month, and 72.3% of occupied units are owner-occupied, a direct signal of whether 30577 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.1% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 24 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 2 additional ZIPs sharing Stephens County, so you can benchmark 30577 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 30577

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 30577.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 30577, Toccoa, GA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

22,230

Population

421.0

Area (sq mi)

53

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 30577?

40.6

Median Age

47.7%

Male

52.3%

Female

4.0%

Foreign-Born

White 79.4%
African American 9.1%
Asian 1.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.1%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,818

Median Household Income

-23% vs state

$27,921

Per Capita Income

17.7%

Poverty Rate

5.3%

Unemployment Rate

23.6 min

Mean Commute Time

How ZIP 30577 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$53,818 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.6%
Bachelor's Degree or Higher 17.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,040

Total Housing Units

8,780

Occupied Units

1,260

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 72.3%
Renter 27.7%

$181,100

Median Home Value

-25% vs state

$810

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.2%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 30577 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.2% 131
2021 +15.3% 151
2022 +16.4% 176
2023 +10.0% 193
2024 +3.2% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 457 business establishments in ZIP 30577, employing approximately 5,682 people with a combined annual payroll of $255,006,000.

457

Businesses

5,682

Employees

$255.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 90 19.7%
Other services (except public administration) 56 12.3%
Health care and social assistance 49 10.7%
Construction 41 9.0%
Professional, scientific, and technical services 37 8.1%
Accommodation and food services 35 7.7%
Finance and insurance 34 7.4%
Manufacturing 32 7.0%
Administrative and support and waste management and remediation services 27 5.9%
Wholesale trade 17 3.7%
Transportation and warehousing 10 2.2%
Information 8 1.8%
Real estate and rental and leasing 8 1.8%
Arts, entertainment, and recreation 5 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 30577 vs 30538 →

ZIP 30577 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 30577 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 30577 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 30577 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
30538 Eastanollee, GA 2,854 4.8 mi
30563 Mount Airy, GA 5,373 7.9 mi
30557 Martin, GA 4,975 9.5 mi

More ZIP Codes in Stephens County

Frequently Asked Questions

What county is ZIP code 30577 in?
ZIP code 30577 (Toccoa) is located in Stephens County, Georgia. Stephens County contains multiple ZIP codes, see the full list at /counties/stephens-ga.
What is the population of ZIP code 30577?
ZIP code 30577 in Toccoa, GA has a population of 22,230 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 30577?
The median household income in ZIP 30577 is $53,818, which is 29% below the national average of $76,288.
What is the average home value in ZIP 30577?
The median home value in ZIP 30577 is $181,100, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 30577?
The largest racial group in ZIP 30577 is White at 79.4%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 30577?
ZIP code 30577 has 457 business establishments employing approximately 5,682 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 30577?
The top industries by establishment count in ZIP 30577 are: Retail trade (90), Other services (except public administration) (56), Health care and social assistance (49). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 30577?
According to the FHFA House Price Index, home values in ZIP 30577 increased by 3.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 30577?
In ZIP code 30577, 56.6% of residents aged 25+ have a high school diploma or higher, and 17.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 30577?
The mean commute time for workers in ZIP code 30577 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 30577?
In ZIP code 30577, approximately 72.3% of occupied housing units are owner-occupied and 27.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 30577?
The poverty rate in ZIP code 30577 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Toccoa, GA

Verify and explore additional data for this area using these official government sources.