Toccoa, GA · standard
ZIP Code 30577
Stephens County, Georgia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,230
- 53/sq mi Moderate-density area
- $53,818
- Median income Below-median income area
- $181,100
- Median home value Near-median home value
- 17.1%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Toccoa pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 19th pct
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 53
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 30577 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 30577 (Toccoa, GA) rose +3.2% from 2023 to 2024. The all-transactions index moved from 193.2 in 2023 to 199.4 in 2024 (2000 = 100).
ZIP code 30577 is a densely settled ZIP (a standard USPS delivery area) in Toccoa, Stephens County, Georgia, with 22,230 residents across 421.0 square miles, a density of 53 people per square mile, in the New York time zone.
ZIP 30577 reports a modest median household income of $53,818 (23% below the average Georgia ZIP), while per-capita income is $27,921. The poverty rate is 17.7%, with unemployment at 5.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $181,100 (25% below the average Georgia ZIP), and median rent is $810; owner occupancy is 72.3%.
Educational attainment sits below the national norm: 17.1% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 24 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 2 more in Stephens County, so 30577 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 30577
Top 5 sectors by establishment count in Toccoa, GA
Which industries have the most business establishments in ZIP 30577.
- Retail trade
Retail trade
90 establishments
- Other services (except public administration)
Other services (except public administration)
56 establishments
- Health care and social assistance
Health care and social assistance
49 establishments
- Construction
Construction
41 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
37 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 30577, Toccoa, GA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
22,230
Population
421.0
Area (sq mi)
53
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 30577?
40.6
Median Age
47.7%
Male
52.3%
Female
4.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,818
Median Household Income
-23% vs state ZIP avg
$27,921
Per Capita Income
17.7%
Poverty Rate
5.3%
Unemployment Rate
23.6 min
Mean Commute Time
How ZIP 30577 ranks among Georgia ZIPs
Toccoa, GA household income vs. every Georgia ZIP code
Median household income among 677 reporting Georgia ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,818 30th percentile higher than 30% of 677 Georgia ZIPs
Each bar is a $20K-wide band; taller bars hold more Georgia ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,040housing units
10,040
Total Housing Units
8,780
Occupied Units
1,260
Vacant Units
2.52
Avg Household Size
Occupancy Type
$181,100
Median Home Value
-25% vs state ZIP avg
$810
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.2%
YoY Change (2024)
199
HPI Index (2000 = 100)
+99%
Total Change Since 2000
Home values in ZIP 30577 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.2% | 131 |
| 2021 | +15.3% | 151 |
| 2022 | +16.4% | 176 |
| 2023 | +10.0% | 193 |
| 2024 | +3.2% | 199 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 457 business establishments in ZIP 30577, employing approximately 5,682 people with a combined annual payroll of $255,006,000.
457
Businesses
5,682
Employees
$255.0M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 90 | 19.7% |
| Other services (except public administration) | 56 | 12.3% |
| Health care and social assistance | 49 | 10.7% |
| Construction | 41 | 9.0% |
| Professional, scientific, and technical services | 37 | 8.1% |
| Accommodation and food services | 35 | 7.7% |
| Finance and insurance | 34 | 7.4% |
| Manufacturing | 32 | 7.0% |
| Administrative and support and waste management and remediation services | 27 | 5.9% |
| Wholesale trade | 17 | 3.7% |
| Transportation and warehousing | 10 | 2.2% |
| Information | 8 | 1.8% |
| Real estate and rental and leasing | 8 | 1.8% |
| Arts, entertainment, and recreation | 5 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 30577 vs 30538 →
ZIP 30577 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 30577
Toccoa (30577)
22,230 residents
- 30563 5,373
Mount Airy (30563)
5,373 residents
- 30557 4,975
Martin (30557)
4,975 residents
- 30538 2,854
Eastanollee (30538)
2,854 residents
What this shows Among its immediate neighbors, ZIP 30577 ranks the most populous - useful context the national average alone can't give.
ZIP 30577 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 30563
Mount Airy (30563)
$84,561 median income
- 30557
Martin (30557)
$64,722 median income
- 30577
Toccoa (30577)
$53,818 median income
- 30538
Eastanollee (30538)
$51,055 median income
What this shows By household income, ZIP 30577 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 30577, both outside GA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (22,230 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Stephens County
Related Areas
Frequently Asked Questions
What county is ZIP code 30577 in?
ZIP code 30577 (Toccoa) is located in Stephens County, Georgia. Stephens County contains multiple ZIP codes, see the full list at /counties/stephens-ga.
What is the population of ZIP code 30577?
ZIP code 30577 in Toccoa, GA has a population of 22,230 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 30577?
The median household income in ZIP 30577 is $53,818, which is 29% below the national average of $76,288.
What is the average home value in ZIP 30577?
The median home value in ZIP 30577 is $181,100, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 30577?
The largest racial group in ZIP 30577 is White at 79.4%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 30577?
ZIP code 30577 has 457 business establishments employing approximately 5,682 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 30577?
The top industries by establishment count in ZIP 30577 are: Retail trade (90), Other services (except public administration) (56), Health care and social assistance (49). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 30577?
According to the FHFA House Price Index, home values in ZIP 30577 increased by 3.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 30577?
In ZIP code 30577, 56.6% of residents aged 25+ have a high school diploma or higher, and 17.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 30577?
The mean commute time for workers in ZIP code 30577 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 30577?
In ZIP code 30577, approximately 72.3% of occupied housing units are owner-occupied and 27.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 30577?
The poverty rate in ZIP code 30577 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 30577's numbers, next.
- See how ZIP 30577 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Toccoa, GA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.