Monticello, GA · standard

ZIP Code 31064

Jasper County, Georgia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,450
15/sq mi Moderate-density area
$60,217
Median income Below-median income area
$233,600
Median home value Near-median home value
22.2%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Monticello pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

29th pct
household income, US ZIPs
Top 47%
home value, US ZIPs
15
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 31064 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 31064 (Monticello, GA) fell -3.8% from 2023 to 2024. The all-transactions index moved from 247.7 in 2023 to 238.4 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 31064 is a mid-sized community (a standard USPS delivery area) in Monticello, Jasper County, Georgia, home to 9,450 residents across 651.7 square miles, a density of 15 people per square mile, in the New York time zone.

ZIP 31064 reports a modest median household income of $60,217 (14% below the average Georgia ZIP), while per-capita income is $34,098. The poverty rate is 17.6%, with unemployment at 8.2%; those measures add context to the income figure. Median home value is $233,600 (3% below the average Georgia ZIP) and median rent is $1,039; 85.1% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 22.2% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 36 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 2 more in Jasper County, so 31064 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 31064

Top 5 sectors by establishment count in Monticello, GA

Which industries have the most business establishments in ZIP 31064.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 31064, Monticello, GA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,450

Population

651.7

Area (sq mi)

15

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 31064?

42.6

Median Age

46.6%

Male

53.4%

Female

2.1%

Foreign-Born

White 71.5%
African American 19.6%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 5.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,217

Median Household Income

-14% vs state ZIP avg

$34,098

Per Capita Income

17.6%

Poverty Rate

8.2%

Unemployment Rate

36.3 min

Mean Commute Time

How ZIP 31064 ranks among Georgia ZIPs

Monticello, GA household income vs. every Georgia ZIP code

Median household income among 677 reporting Georgia ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$60,217 41st percentile higher than 41% of 677 Georgia ZIPs

This ZIP $0 $200K+ every Georgia ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Georgia ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.0%
Bachelor's Degree or Higher 22.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,373

Total Housing Units

3,936

Occupied Units

437

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 85.1%
Renter 14.9%

$233,600

Median Home Value

-3% vs state ZIP avg

$1,039

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.8%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 31064 have decreased 3.8% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 152
2021 +12.5% 171
2022 +17.5% 201
2023 +23.4% 248
2024 -3.8% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 180 business establishments in ZIP 31064, employing approximately 1,477 people with a combined annual payroll of $60,131,000.

180

Businesses

1,477

Employees

$60.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 27 15.0%
Retail trade 25 13.9%
Accommodation and food services 18 10.0%
Other services (except public administration) 17 9.4%
Health care and social assistance 14 7.8%
Manufacturing 13 7.2%
Professional, scientific, and technical services 12 6.7%
Transportation and warehousing 10 5.6%
Finance and insurance 10 5.6%
Real estate and rental and leasing 10 5.6%
Wholesale trade 5 2.8%
Administrative and support and waste management and remediation services 5 2.8%
Information 4 2.2%
Educational services 4 2.2%
Agriculture, forestry, fishing and hunting 3 1.7%
Arts, entertainment, and recreation 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 31064 vs 31038 →

ZIP 31064 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 31064 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 31064 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 31064 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
31038 Hillsboro, GA 761 10.7 mi
31085 Shady Dale, GA 1,043 10.2 mi
30164 Rome, GA 16 10.8 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 31064, both outside GA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (9,450 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Jasper County

Frequently Asked Questions

What county is ZIP code 31064 in?

ZIP code 31064 (Monticello) is located in Jasper County, Georgia. Jasper County contains multiple ZIP codes, see the full list at /counties/jasper-ga.

What is the population of ZIP code 31064?

ZIP code 31064 in Monticello, GA has a population of 9,450 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 31064?

The median household income in ZIP 31064 is $60,217, which is 21% below the national average of $76,288.

What is the average home value in ZIP 31064?

The median home value in ZIP 31064 is $233,600, which is 16% below the national average of $278,155.

What is the demographic makeup of ZIP 31064?

The largest racial group in ZIP 31064 is White at 71.5%. Hispanic or Latino residents make up 5.8% of the population.

How many businesses are in ZIP code 31064?

ZIP code 31064 has 180 business establishments employing approximately 1,477 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 31064?

The top industries by establishment count in ZIP 31064 are: Construction (27), Retail trade (25), Accommodation and food services (18). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 31064?

According to the FHFA House Price Index, home values in ZIP 31064 decreased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 31064?

In ZIP code 31064, 66.0% of residents aged 25+ have a high school diploma or higher, and 22.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 31064?

The mean commute time for workers in ZIP code 31064 is 36.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 31064?

In ZIP code 31064, approximately 85.1% of occupied housing units are owner-occupied and 14.9% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 31064?

The poverty rate in ZIP code 31064 is 17.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 31064's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 31064's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.