Fargo, GA · standard

ZIP Code 31631

Clinch County, Georgia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

559
2/sq mi
$72,990
Median income
$82,700
Median home value
11.5%
Bachelor's or higher

The verdict

Fargo pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 49%
household income, US ZIPs
5th pct
home value, US ZIPs
2
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 31631 against every reporting US ZIP.

ZIP code 31631 is classified by USPS as a standard delivery area and covers roughly 328.8 square miles in Fargo, Clinch County, Georgia. The area is home to 559 residents, producing a population density of 2 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 31631 against Georgia and the nation.

On the economic side, the median household income for ZIP 31631 sits at $72,990 (4% above the Georgia average), while per-capita income is $34,273. The poverty rate stands at 21.4% and the unemployment rate at 0.7%. On housing, the median home value is $82,700 (66% below the state average) with median rent at per month, and 80.1% of occupied units are owner-occupied, a direct signal of whether 31631 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 11.5% of adults hold a bachelor's degree or higher, the median age is 47.2, and the average commute is . Use the benchmarks above to see where 31631 sits relative to Georgia and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 31631, Fargo, GA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

559

Population

328.8

Area (sq mi)

2

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 31631?

47.2

Median Age

49.4%

Male

50.6%

Female

0.0%

Foreign-Born

White 88.7%
African American 5.4%
Asian 0.0%
American Indian or Alaska Native 3.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,990

Median Household Income

+4% vs state

$34,273

Per Capita Income

21.4%

Poverty Rate

0.7%

Unemployment Rate

How ZIP 31631 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$72,990 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.4%
Bachelor's Degree or Higher 11.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

410

Total Housing Units

312

Occupied Units

98

Vacant Units

1.84

Avg Household Size

Occupancy Type

Owner 80.1%
Renter 19.9%

$82,700

Median Home Value

-66% vs state

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 8 business establishments in ZIP 31631, employing approximately 55 people with a combined annual payroll of $3,116,000.

8

Businesses

55

Employees

$3.1M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Clinch County

Frequently Asked Questions

What county is ZIP code 31631 in?
ZIP code 31631 (Fargo) is located in Clinch County, Georgia. Clinch County contains multiple ZIP codes, see the full list at /counties/clinch-ga.
What is the population of ZIP code 31631?
ZIP code 31631 in Fargo, GA has a population of 559 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 31631?
The median household income in ZIP 31631 is $72,990, which is 4% below the national average of $76,288.
What is the average home value in ZIP 31631?
The median home value in ZIP 31631 is $82,700, which is 70% below the national average of $278,155.
What is the demographic makeup of ZIP 31631?
The largest racial group in ZIP 31631 is White at 88.7%.
How many businesses are in ZIP code 31631?
ZIP code 31631 has 8 business establishments employing approximately 55 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 31631?
In ZIP code 31631, 52.4% of residents aged 25+ have a high school diploma or higher, and 11.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 31631?
In ZIP code 31631, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 31631?
The poverty rate in ZIP code 31631 is 21.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Fargo, GA

Verify and explore additional data for this area using these official government sources.