Cullman, AL · standard
ZIP Code 35055
Cullman County, Alabama - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,427
- 117/sq mi High-density area
- $58,405
- Median income Below-median income area
- $218,900
- Median home value Near-median home value
- 27.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cullman pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 26th pct
- household income, US ZIPs
- 49th pct
- home value, US ZIPs
- 117
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 35055 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 35055 (Cullman, AL) rose +8.2% from 2023 to 2024. The all-transactions index moved from 204.2 in 2023 to 221.0 in 2024 (2000 = 100).
ZIP code 35055 is a mid-sized community (a standard USPS delivery area) in Cullman, Cullman County, Alabama, home to 19,427 residents across 165.9 square miles, a density of 117 people per square mile, in the Chicago time zone.
ZIP 35055 reports a modest median household income of $58,405 (4% below the average Alabama ZIP), while per-capita income is $31,813. The poverty rate is 19.9%, with unemployment at 2.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $218,900 (24% above the average Alabama ZIP), while 64.2% of occupied homes are owner-occupied and median rent is $923.
Educational attainment sits below the national norm: 27.6% of adults hold a bachelor's degree or higher, the median age is 41.2, and the average commute is 22 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Cullman County, so 35055 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 35055
Top 5 sectors by establishment count in Cullman, AL
Which industries have the most business establishments in ZIP 35055.
- Retail trade
Retail trade
196 establishments
- Health care and social assistance
Health care and social assistance
128 establishments
- Finance and insurance
Finance and insurance
92 establishments
- Accommodation and food services
Accommodation and food services
86 establishments
- Other services (except public administration) 75
Other services (except public administration)
75 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 35055, Cullman, AL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
19,427
Population
165.9
Area (sq mi)
117
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 35055?
41.2
Median Age
47.7%
Male
52.3%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,405
Median Household Income
-4% vs state ZIP avg
$31,813
Per Capita Income
19.9%
Poverty Rate
2.4%
Unemployment Rate
21.6 min
Mean Commute Time
How ZIP 35055 ranks among Alabama ZIPs
Cullman, AL household income vs. every Alabama ZIP code
Median household income among 587 reporting Alabama ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$58,405 Top 46% higher than 54% of 587 Alabama ZIPs
Each bar is a $20K-wide band; taller bars hold more Alabama ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,611housing units
10,611
Total Housing Units
9,562
Occupied Units
1,049
Vacant Units
2.35
Avg Household Size
Occupancy Type
$218,900
Median Home Value
+24% vs state ZIP avg
$923
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.2%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 35055 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.4% | 149 |
| 2021 | +10.7% | 165 |
| 2022 | +18.6% | 195 |
| 2023 | +4.6% | 204 |
| 2024 | +8.2% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 889 business establishments in ZIP 35055, employing approximately 14,783 people with a combined annual payroll of $688,170,000.
889
Businesses
14,783
Employees
$688.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 196 | 22.1% |
| Health care and social assistance | 128 | 14.4% |
| Finance and insurance | 92 | 10.3% |
| Accommodation and food services | 86 | 9.7% |
| Other services (except public administration) | 75 | 8.4% |
| Professional, scientific, and technical services | 70 | 7.9% |
| Construction | 44 | 5.0% |
| Real estate and rental and leasing | 39 | 4.4% |
| Manufacturing | 38 | 4.3% |
| Wholesale trade | 36 | 4.0% |
| Administrative and support and waste management and remediation services | 26 | 2.9% |
| Transportation and warehousing | 20 | 2.3% |
| Information | 16 | 1.8% |
| Educational services | 10 | 1.1% |
| Arts, entertainment, and recreation | 7 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 35055 vs 35058 →
ZIP 35055 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 35055
Cullman (35055)
19,427 residents
- 35077
Hanceville (35077)
13,142 residents
- 35058
Cullman (35058)
9,936 residents
- 35019 2,117
Baileyton (35019)
2,117 residents
- 35070 265
Garden City (35070)
265 residents
What this shows Among its immediate neighbors, ZIP 35055 ranks the most populous - useful context the national average alone can't give.
ZIP 35055 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 35070
Garden City (35070)
$66,786 median income
- 35058
Cullman (35058)
$62,146 median income
- 35019
Baileyton (35019)
$62,083 median income
- 35055
Cullman (35055)
$58,405 median income
- 35077
Hanceville (35077)
$48,276 median income
What this shows By household income, ZIP 35055 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 35055, both outside AL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (19,427 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cullman County
Related Areas
Frequently Asked Questions
What county is ZIP code 35055 in?
ZIP code 35055 (Cullman) is located in Cullman County, Alabama. Cullman County contains multiple ZIP codes, see the full list at /counties/cullman-al.
What is the population of ZIP code 35055?
ZIP code 35055 in Cullman, AL has a population of 19,427 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 35055?
The median household income in ZIP 35055 is $58,405, which is 23% below the national average of $76,288.
What is the average home value in ZIP 35055?
The median home value in ZIP 35055 is $218,900, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 35055?
The largest racial group in ZIP 35055 is White at 89.7%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 35055?
ZIP code 35055 has 889 business establishments employing approximately 14,783 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 35055?
The top industries by establishment count in ZIP 35055 are: Retail trade (196), Health care and social assistance (128), Finance and insurance (92). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 35055?
According to the FHFA House Price Index, home values in ZIP 35055 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 35055?
In ZIP code 35055, 56.1% of residents aged 25+ have a high school diploma or higher, and 27.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 35055?
The mean commute time for workers in ZIP code 35055 is 21.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 35055?
In ZIP code 35055, approximately 64.2% of occupied housing units are owner-occupied and 35.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 35055?
The poverty rate in ZIP code 35055 is 19.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 35055's numbers, next.
- See how ZIP 35055 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cullman, AL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.