PlainZIP

Phil Campbell, AL · standard

ZIP Code 35581

Franklin County, Alabama - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,778
18/sq mi
$43,555
Median income
$104,800
Median home value
11.8%
Bachelor's or higher

The verdict

Phil Campbell pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

8th pct
household income, US ZIPs
11th pct
home value, US ZIPs
18
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 35581 against every reporting US ZIP.

ZIP code 35581 is a mid-sized community (a standard USPS delivery area) in Phil Campbell, Franklin County, Alabama, home to 5,778 residents across 315.7 square miles, a density of 18 people per square mile, in the Chicago time zone.

ZIP 35581 reports a modest median household income of $43,555 (29% below the Alabama average), while per-capita income is $21,847. 18.2% of residents live below the poverty line, and the unemployment rate reads 6.7%. Median home value sits at $104,800 (41% below the state average), median rent at $706 a month, and owner-occupancy at 74.8%.

Formal educational attainment runs low here: just 11.8% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is 26 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 35581, plus 6 more within Franklin County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 35581

Top 5 sectors by establishment count in Phil Campbell, AL

Which industries have the most business establishments in ZIP 35581.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 35581, Phil Campbell, AL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,778

Population

315.7

Area (sq mi)

18

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 35581?

37.8

Median Age

50.1%

Male

49.9%

Female

1.1%

Foreign-Born

White 91.6%
African American 0.6%
Asian 0.2%
American Indian or Alaska Native 2.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.0%
Hispanic or Latino 5.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,555

Median Household Income

-29% vs state

$21,847

Per Capita Income

18.2%

Poverty Rate

6.7%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 35581 ranks nationally

Phil Campbell, AL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$43,555 8th percentile higher than 8% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.3%
Bachelor's Degree or Higher 11.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,499

Total Housing Units

2,087

Occupied Units

412

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 74.8%
Renter 25.2%

$104,800

Median Home Value

-41% vs state

$706

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 50 business establishments in ZIP 35581, employing approximately 301 people with a combined annual payroll of $10,509,000.

50

Businesses

301

Employees

$10.5M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 11 22.0%
Other services (except public administration) 8 16.0%
Transportation and warehousing 5 10.0%
Construction 4 8.0%
Manufacturing 3 6.0%
Wholesale trade 3 6.0%
Health care and social assistance 3 6.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 35581 vs 35585 →

ZIP 35581 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 35581 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 35581 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 35581 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
35585 Spruce Pine, AL 1,418 6.8 mi
35543 Bear Creek, AL 1,137 9.5 mi
35654 Russellville, AL 8,685 10.8 mi
35564 Hackleburg, AL 2,361 10.5 mi

More ZIP Codes in Franklin County

35653 standard
Russellville, AL
Pop: 11,150
35654 standard
Russellville, AL
Pop: 8,685
35582 standard
Red Bay, AL
Pop: 4,093
35593 standard
Vina, AL
Pop: 1,931
35585 standard
Spruce Pine, AL
Pop: 1,418
35571 standard
Hodges, AL
Pop: 895

Related Areas

Franklin County Phil Campbell, AL Alabama

Frequently Asked Questions

What county is ZIP code 35581 in? ▼
ZIP code 35581 (Phil Campbell) is located in Franklin County, Alabama. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-al.
What is the population of ZIP code 35581? ▼
ZIP code 35581 in Phil Campbell, AL has a population of 5,778 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 35581? ▼
The median household income in ZIP 35581 is $43,555, which is 43% below the national average of $76,288.
What is the average home value in ZIP 35581? ▼
The median home value in ZIP 35581 is $104,800, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 35581? ▼
The largest racial group in ZIP 35581 is White at 91.6%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 35581? ▼
ZIP code 35581 has 50 business establishments employing approximately 301 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 35581? ▼
The top industries by establishment count in ZIP 35581 are: Retail trade (11), Other services (except public administration) (8), Transportation and warehousing (5). There are 7 industry sectors represented in total.
What is the education level in ZIP code 35581? ▼
In ZIP code 35581, 48.3% of residents aged 25+ have a high school diploma or higher, and 11.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 35581? ▼
The mean commute time for workers in ZIP code 35581 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 35581? ▼
In ZIP code 35581, approximately 74.8% of occupied housing units are owner-occupied and 25.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 35581? ▼
The poverty rate in ZIP code 35581 is 18.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.