ZIP Code 35581

ZIP code 35581 is classified by USPS as a standard delivery area and covers roughly 315.7 square miles in Phil Campbell, Franklin County, Alabama. The area is home to 5,778 residents, producing a population density of 18 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 35581 against Alabama and the nation.

On the economic side, the median household income for ZIP 35581 sits at $43,555 (29% below the Alabama average), while per-capita income is $21,847. The poverty rate stands at 18.2% and the unemployment rate at 6.7%. On housing, the median home value is $104,800 (41% below the state average) with median rent at $706 per month, and 74.8% of occupied units are owner-occupied, a direct signal of whether 35581 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 11.8% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is 26 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Franklin County, so you can benchmark 35581 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →