Hartselle, AL · standard
ZIP Code 35640
Morgan County, Alabama - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,267
- 85/sq mi
- $76,620
- Median income
- $210,000
- Median home value
- 25.1%
- Bachelor's or higher
National ZIP placement
Hartselle pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- 46th pct
- home value, US ZIPs
- 85
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 35640 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 35640 (Hartselle, AL) rose +8.3% from 2023 to 2024. The all-transactions index moved from 210.9 in 2023 to 228.5 in 2024 (2000 = 100).
ZIP code 35640 is a densely settled ZIP (a standard USPS delivery area) in Hartselle, Morgan County, Alabama, with 24,267 residents across 284.5 square miles, a density of 85 people per square mile, in the Chicago time zone.
ZIP 35640 lands in the middle-income range, with a median household income of $76,620 (26% above the average Alabama ZIP), while per-capita income is $37,240. The poverty rate is 12.9%, with unemployment at 2.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $210,000 (19% above the average Alabama ZIP), while 80.1% of occupied homes are owner-occupied and median rent is $801.
Educational attainment sits below the national norm: 25.1% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 29 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Morgan County, so 35640 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 35640
Top 5 sectors by establishment count in Hartselle, AL
Which industries have the most business establishments in ZIP 35640.
- Retail trade
Retail trade
86 establishments
- Construction
Construction
57 establishments
- Other services (except public administration)
Other services (except public administration)
57 establishments
- Health care and social assistance
Health care and social assistance
44 establishments
- Accommodation and food services
Accommodation and food services
42 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 35640, Hartselle, AL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,267
Population
284.5
Area (sq mi)
85
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 35640?
40.4
Median Age
47.3%
Male
52.7%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,620
Median Household Income
+26% vs state ZIP avg
$37,240
Per Capita Income
12.9%
Poverty Rate
2.4%
Unemployment Rate
28.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,336
Total Housing Units
10,432
Occupied Units
904
Vacant Units
2.62
Avg Household Size
Occupancy Type
$210,000
Median Home Value
+19% vs state ZIP avg
$801
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.3%
YoY Change (2024)
228
HPI Index (2000 = 100)
+128%
Total Change Since 2000
Home values in ZIP 35640 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 148 |
| 2021 | +14.3% | 169 |
| 2022 | +20.3% | 203 |
| 2023 | +4.0% | 211 |
| 2024 | +8.3% | 228 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 445 business establishments in ZIP 35640, employing approximately 6,919 people with a combined annual payroll of $360,626,000.
445
Businesses
6,919
Employees
$360.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 86 | 19.3% |
| Construction | 57 | 12.8% |
| Other services (except public administration) | 57 | 12.8% |
| Health care and social assistance | 44 | 9.9% |
| Accommodation and food services | 42 | 9.4% |
| Professional, scientific, and technical services | 33 | 7.4% |
| Finance and insurance | 30 | 6.7% |
| Manufacturing | 29 | 6.5% |
| Real estate and rental and leasing | 13 | 2.9% |
| Administrative and support and waste management and remediation services | 12 | 2.7% |
| Wholesale trade | 11 | 2.5% |
| Information | 11 | 2.5% |
| Transportation and warehousing | 8 | 1.8% |
| Educational services | 5 | 1.1% |
| Arts, entertainment, and recreation | 5 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 35640 vs 35603 →
ZIP 35640 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 35603
Decatur (35603)
30,545 residents
- 35640
Hartselle (35640)
24,267 residents
- 35622 7,388
Falkville (35622)
7,388 residents
What this shows Among its immediate neighbors, ZIP 35640 ranks #2 by population - useful context the national average alone can't give.
ZIP 35640 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 35603
Decatur (35603)
$81,490 median income
- 35640
Hartselle (35640)
$76,620 median income
- 35622
Falkville (35622)
$66,506 median income
What this shows By household income, ZIP 35640 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.