Hartselle, AL · standard

ZIP Code 35640

Morgan County, Alabama - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,267
85/sq mi
$76,620
Median income
$210,000
Median home value
25.1%
Bachelor's or higher

The verdict

Hartselle pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
46th pct
home value, US ZIPs
85
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 35640 against every reporting US ZIP.

ZIP code 35640 is a densely settled ZIP (a standard USPS delivery area) in Hartselle, Morgan County, Alabama, with 24,267 residents across 284.5 square miles, a density of 85 people per square mile, in the Chicago time zone.

ZIP 35640 lands in the middle-income range, with a median household income of $76,620 (26% above the Alabama average), while per-capita income is $37,240. 12.9% of residents live below the poverty line, and the unemployment rate reads 2.4%. Housing costs here run $210,000 for a typical home value (19% above the state average), with rent averaging $801 a month; 80.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 25.1% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 29 minutes. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 35640, plus 6 more within Morgan County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 35640

Top 5 sectors by establishment count in Hartselle, AL

Which industries have the most business establishments in ZIP 35640.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 35640, Hartselle, AL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

24,267

Population

284.5

Area (sq mi)

85

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 35640?

40.4

Median Age

47.3%

Male

52.7%

Female

1.0%

Foreign-Born

White 90.8%
African American 4.2%
Asian 0.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,620

Median Household Income

+26% vs state

$37,240

Per Capita Income

12.9%

Poverty Rate

2.4%

Unemployment Rate

28.7 min

Mean Commute Time

How ZIP 35640 ranks nationally

Hartselle, AL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,620 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.9%
Bachelor's Degree or Higher 25.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,336

Total Housing Units

10,432

Occupied Units

904

Vacant Units

2.62

Avg Household Size

Occupancy Type

Owner 80.1%
Renter 19.9%

$210,000

Median Home Value

+19% vs state

$801

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.3%

YoY Change (2024)

228

HPI Index (2000 = 100)

+128%

Total Change Since 2000

Home values in ZIP 35640 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 148
2021 +14.3% 169
2022 +20.3% 203
2023 +4.0% 211
2024 +8.3% 228

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 445 business establishments in ZIP 35640, employing approximately 6,919 people with a combined annual payroll of $360,626,000.

445

Businesses

6,919

Employees

$360.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 86 19.3%
Construction 57 12.8%
Other services (except public administration) 57 12.8%
Health care and social assistance 44 9.9%
Accommodation and food services 42 9.4%
Professional, scientific, and technical services 33 7.4%
Finance and insurance 30 6.7%
Manufacturing 29 6.5%
Real estate and rental and leasing 13 2.9%
Administrative and support and waste management and remediation services 12 2.7%
Wholesale trade 11 2.5%
Information 11 2.5%
Transportation and warehousing 8 1.8%
Educational services 5 1.1%
Arts, entertainment, and recreation 5 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 35640 vs 35603 →

ZIP 35640 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 35640 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 35640 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 35640 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
35603 Decatur, AL 30,545 6.8 mi
35622 Falkville, AL 7,388 7.3 mi

More ZIP Codes in Morgan County

Frequently Asked Questions

What county is ZIP code 35640 in?
ZIP code 35640 (Hartselle) is located in Morgan County, Alabama. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-al.
What is the population of ZIP code 35640?
ZIP code 35640 in Hartselle, AL has a population of 24,267 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 35640?
The median household income in ZIP 35640 is $76,620, which is 0% above the national average of $76,288.
What is the average home value in ZIP 35640?
The median home value in ZIP 35640 is $210,000, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 35640?
The largest racial group in ZIP 35640 is White at 90.8%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 35640?
ZIP code 35640 has 445 business establishments employing approximately 6,919 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 35640?
The top industries by establishment count in ZIP 35640 are: Retail trade (86), Construction (57), Other services (except public administration) (57). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 35640?
According to the FHFA House Price Index, home values in ZIP 35640 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 35640?
In ZIP code 35640, 57.9% of residents aged 25+ have a high school diploma or higher, and 25.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 35640?
The mean commute time for workers in ZIP code 35640 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 35640?
In ZIP code 35640, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 35640?
The poverty rate in ZIP code 35640 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.