Hartselle, AL · standard
ZIP Code 35640
Morgan County, Alabama - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,267
- 85/sq mi Moderate-density area
- $76,620
- Median income Near-median income area
- $210,000
- Median home value Near-median home value
- 25.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Hartselle pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- 46th pct
- home value, US ZIPs
- 85
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 35640 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 35640 (Hartselle, AL) rose +8.3% from 2023 to 2024. The all-transactions index moved from 210.9 in 2023 to 228.5 in 2024 (2000 = 100).
ZIP code 35640 is a densely settled ZIP (a standard USPS delivery area) in Hartselle, Morgan County, Alabama, with 24,267 residents across 284.5 square miles, a density of 85 people per square mile, in the Chicago time zone.
ZIP 35640 lands in the middle-income range, with a median household income of $76,620 (26% above the average Alabama ZIP), while per-capita income is $37,240. The poverty rate is 12.9%, with unemployment at 2.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $210,000 (19% above the average Alabama ZIP), while 80.1% of occupied homes are owner-occupied and median rent is $801.
Educational attainment sits below the national norm: 25.1% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 29 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Morgan County, so 35640 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 35640
Top 5 sectors by establishment count in Hartselle, AL
Which industries have the most business establishments in ZIP 35640.
- Retail trade
Retail trade
86 establishments
- Construction
Construction
57 establishments
- Other services (except public administration)
Other services (except public administration)
57 establishments
- Health care and social assistance
Health care and social assistance
44 establishments
- Accommodation and food services
Accommodation and food services
42 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 35640, Hartselle, AL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,267
Population
284.5
Area (sq mi)
85
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 35640?
40.4
Median Age
47.3%
Male
52.7%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,620
Median Household Income
+26% vs state ZIP avg
$37,240
Per Capita Income
12.9%
Poverty Rate
2.4%
Unemployment Rate
28.7 min
Mean Commute Time
How ZIP 35640 ranks among Alabama ZIPs
Hartselle, AL household income vs. every Alabama ZIP code
Median household income among 587 reporting Alabama ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,620 Top 18% higher than 82% of 587 Alabama ZIPs
Each bar is a $20K-wide band; taller bars hold more Alabama ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,336housing units
11,336
Total Housing Units
10,432
Occupied Units
904
Vacant Units
2.62
Avg Household Size
Occupancy Type
$210,000
Median Home Value
+19% vs state ZIP avg
$801
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.3%
YoY Change (2024)
228
HPI Index (2000 = 100)
+128%
Total Change Since 2000
Home values in ZIP 35640 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 148 |
| 2021 | +14.3% | 169 |
| 2022 | +20.3% | 203 |
| 2023 | +4.0% | 211 |
| 2024 | +8.3% | 228 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 445 business establishments in ZIP 35640, employing approximately 6,919 people with a combined annual payroll of $360,626,000.
445
Businesses
6,919
Employees
$360.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 86 | 19.3% |
| Construction | 57 | 12.8% |
| Other services (except public administration) | 57 | 12.8% |
| Health care and social assistance | 44 | 9.9% |
| Accommodation and food services | 42 | 9.4% |
| Professional, scientific, and technical services | 33 | 7.4% |
| Finance and insurance | 30 | 6.7% |
| Manufacturing | 29 | 6.5% |
| Real estate and rental and leasing | 13 | 2.9% |
| Administrative and support and waste management and remediation services | 12 | 2.7% |
| Wholesale trade | 11 | 2.5% |
| Information | 11 | 2.5% |
| Transportation and warehousing | 8 | 1.8% |
| Educational services | 5 | 1.1% |
| Arts, entertainment, and recreation | 5 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 35640 vs 35603 →
ZIP 35640 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 35603
Decatur (35603)
30,545 residents
- 35640
Hartselle (35640)
24,267 residents
- 35622 7,388
Falkville (35622)
7,388 residents
What this shows Among its immediate neighbors, ZIP 35640 ranks #2 by population - useful context the national average alone can't give.
ZIP 35640 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 35603
Decatur (35603)
$81,490 median income
- 35640
Hartselle (35640)
$76,620 median income
- 35622
Falkville (35622)
$66,506 median income
What this shows By household income, ZIP 35640 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 35640, both outside AL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (24,267 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Morgan County
Related Areas
Frequently Asked Questions
What county is ZIP code 35640 in?
ZIP code 35640 (Hartselle) is located in Morgan County, Alabama. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-al.
What is the population of ZIP code 35640?
ZIP code 35640 in Hartselle, AL has a population of 24,267 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 35640?
The median household income in ZIP 35640 is $76,620, which is 0% above the national average of $76,288.
What is the average home value in ZIP 35640?
The median home value in ZIP 35640 is $210,000, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 35640?
The largest racial group in ZIP 35640 is White at 90.8%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 35640?
ZIP code 35640 has 445 business establishments employing approximately 6,919 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 35640?
The top industries by establishment count in ZIP 35640 are: Retail trade (86), Construction (57), Other services (except public administration) (57). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 35640?
According to the FHFA House Price Index, home values in ZIP 35640 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 35640?
In ZIP code 35640, 57.9% of residents aged 25+ have a high school diploma or higher, and 25.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 35640?
The mean commute time for workers in ZIP code 35640 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 35640?
In ZIP code 35640, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 35640?
The poverty rate in ZIP code 35640 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 35640's numbers, next.
- See how ZIP 35640 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hartselle, AL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.