PlainZIP

Owens Cross Roads, AL · standard

ZIP Code 35763

Madison County, Alabama - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,216
131/sq mi
$123,497
Median income
$396,300
Median home value
57.9%
Bachelor's or higher

The verdict

Owens Cross Roads pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 21%
home value, US ZIPs
131
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 35763 against every reporting US ZIP.

ZIP code 35763 is a mid-sized community (a standard USPS delivery area) in Owens Cross Roads, Madison County, Alabama, home to 14,216 residents across 108.9 square miles, a density of 131 people per square mile, in the Chicago time zone.

ZIP 35763 skews affluent, with a median household income of $123,497 (103% above the Alabama average), while per-capita income is $56,406. Local economic indicators show a 2.6% poverty rate alongside 2.4% unemployment. The typical home here is valued at $396,300 (124% above the state average); renters pay a median of $2,297 monthly, and 92.5% of units are owner-occupied.

This is a highly-educated ZIP: 57.9% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 26 minutes. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 35763, plus 6 more within Madison County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 35763

Top 5 sectors by establishment count in Owens Cross Roads, AL

Which industries have the most business establishments in ZIP 35763.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 35763, Owens Cross Roads, AL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,216

Population

108.9

Area (sq mi)

131

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 35763?

40.8

Median Age

49.1%

Male

50.9%

Female

4.6%

Foreign-Born

White 84.3%
African American 2.9%
Asian 2.3%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.7%
Hispanic or Latino 4.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$123,497

Median Household Income

+103% vs state

$56,406

Per Capita Income

2.6%

Poverty Rate

2.4%

Unemployment Rate

26.1 min

Mean Commute Time

How ZIP 35763 ranks nationally

Owens Cross Roads, AL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$123,497 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.8%
Bachelor's Degree or Higher 57.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,397

Total Housing Units

7,241

Occupied Units

156

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 92.5%
Renter 7.5%

$396,300

Median Home Value

+124% vs state

$2,297

Median Rent

2006

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.1%

YoY Change (2024)

241

HPI Index (2000 = 100)

+141%

Total Change Since 2000

Home values in ZIP 35763 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +141% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.9% 155
2021 +13.4% 176
2022 +19.3% 210
2023 +6.8% 225
2024 +7.1% 241

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 311 business establishments in ZIP 35763, employing approximately 3,319 people with a combined annual payroll of $120,349,000.

311

Businesses

3,319

Employees

$120.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 57 18.3%
Health care and social assistance 42 13.5%
Construction 31 10.0%
Other services (except public administration) 30 9.7%
Retail trade 26 8.4%
Accommodation and food services 26 8.4%
Administrative and support and waste management and remediation services 22 7.1%
Real estate and rental and leasing 19 6.1%
Finance and insurance 15 4.8%
Manufacturing 12 3.9%
Wholesale trade 9 2.9%
Transportation and warehousing 7 2.3%
Arts, entertainment, and recreation 7 2.3%
Information 5 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 35763 vs 35803 →

ZIP 35763 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 35763 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 35763 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 35763 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
35803 Huntsville, AL 25,471 5.1 mi
35741 Brownsboro, AL 2,933 7.0 mi
35802 Huntsville, AL 21,297 6.3 mi
35760 New Hope, AL 5,065 6.8 mi
35748 Gurley, AL 6,276 8.2 mi
35801 Huntsville, AL 21,509 9.0 mi
35754 Laceys Spring, AL 5,362 10.9 mi

More ZIP Codes in Madison County

35758 standard
Madison, AL
Pop: 41,875
35810 standard
Huntsville, AL
Pop: 30,617
35811 standard
Huntsville, AL
Pop: 25,955
35803 standard
Huntsville, AL
Pop: 25,471
35805 standard
Huntsville, AL
Pop: 22,498
35801 standard
Huntsville, AL
Pop: 21,509

Related Areas

Madison County Owens Cross Roads, AL Alabama

Frequently Asked Questions

What county is ZIP code 35763 in? ▼
ZIP code 35763 (Owens Cross Roads) is located in Madison County, Alabama. Madison County contains multiple ZIP codes, see the full list at /counties/madison-al.
What is the population of ZIP code 35763? ▼
ZIP code 35763 in Owens Cross Roads, AL has a population of 14,216 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 35763? ▼
The median household income in ZIP 35763 is $123,497, which is 62% above the national average of $76,288.
What is the average home value in ZIP 35763? ▼
The median home value in ZIP 35763 is $396,300, which is 42% above the national average of $278,155.
What is the demographic makeup of ZIP 35763? ▼
The largest racial group in ZIP 35763 is White at 84.3%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 35763? ▼
ZIP code 35763 has 311 business establishments employing approximately 3,319 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 35763? ▼
The top industries by establishment count in ZIP 35763 are: Professional, scientific, and technical services (57), Health care and social assistance (42), Construction (31). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 35763? ▼
According to the FHFA House Price Index, home values in ZIP 35763 increased by 7.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 141%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 35763? ▼
In ZIP code 35763, 73.8% of residents aged 25+ have a high school diploma or higher, and 57.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 35763? ▼
The mean commute time for workers in ZIP code 35763 is 26.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 35763? ▼
In ZIP code 35763, approximately 92.5% of occupied housing units are owner-occupied and 7.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 35763? ▼
The poverty rate in ZIP code 35763 is 2.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.