Montgomery, AL · standard
ZIP Code 36109
Montgomery County, Alabama - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,777
- 826/sq mi High-density area
- $59,193
- Median income Below-median income area
- $140,600
- Median home value Below-median home value
- 28.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Montgomery pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- 23rd pct
- home value, US ZIPs
- 826
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 36109 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 36109 (Montgomery, AL) rose +6.7% from 2023 to 2024. The all-transactions index moved from 152.5 in 2023 to 162.6 in 2024 (2000 = 100).
ZIP code 36109 is a densely settled ZIP (a standard USPS delivery area) in Montgomery, Montgomery County, Alabama, with 24,777 residents across 30.0 square miles, a density of 826 people per square mile, in the Chicago time zone.
ZIP 36109 reports a modest median household income of $59,193 (3% below the average Alabama ZIP), while per-capita income is $32,625. The poverty rate is 16.1%, with unemployment at 3.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $140,600 (21% below the average Alabama ZIP), and median rent is $1,142; owner occupancy is 64.9%.
Educational attainment sits below the national norm: 28.8% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 36109 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 36109
Top 5 sectors by establishment count in Montgomery, AL
Which industries have the most business establishments in ZIP 36109.
- Retail trade
Retail trade
74 establishments
- Other services (except public administration)
Other services (except public administration)
52 establishments
- Accommodation and food services
Accommodation and food services
43 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
39 establishments
- Health care and social assistance
Health care and social assistance
36 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 36109, Montgomery, AL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,777
Population
30.0
Area (sq mi)
826
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 36109?
38.0
Median Age
47.4%
Male
52.6%
Female
4.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,193
Median Household Income
-3% vs state ZIP avg
$32,625
Per Capita Income
16.1%
Poverty Rate
3.7%
Unemployment Rate
21.7 min
Mean Commute Time
How ZIP 36109 ranks among Alabama ZIPs
Montgomery, AL household income vs. every Alabama ZIP code
Median household income among 587 reporting Alabama ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,193 Top 45% higher than 55% of 587 Alabama ZIPs
Each bar is a $20K-wide band; taller bars hold more Alabama ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,288housing units
11,288
Total Housing Units
10,072
Occupied Units
1,216
Vacant Units
2.30
Avg Household Size
Occupancy Type
$140,600
Median Home Value
-21% vs state ZIP avg
$1,142
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.7%
YoY Change (2024)
163
HPI Index (2000 = 100)
+63%
Total Change Since 2000
Home values in ZIP 36109 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +63% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 118 |
| 2021 | +7.2% | 126 |
| 2022 | +15.7% | 146 |
| 2023 | +4.6% | 152 |
| 2024 | +6.7% | 163 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 412 business establishments in ZIP 36109, employing approximately 11,592 people with a combined annual payroll of $677,226,000.
412
Businesses
11,592
Employees
$677.2M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 74 | 18.0% |
| Other services (except public administration) | 52 | 12.6% |
| Accommodation and food services | 43 | 10.4% |
| Professional, scientific, and technical services | 39 | 9.5% |
| Health care and social assistance | 36 | 8.7% |
| Finance and insurance | 29 | 7.0% |
| Administrative and support and waste management and remediation services | 28 | 6.8% |
| Construction | 22 | 5.3% |
| Wholesale trade | 21 | 5.1% |
| Manufacturing | 15 | 3.6% |
| Real estate and rental and leasing | 15 | 3.6% |
| Transportation and warehousing | 11 | 2.7% |
| Information | 10 | 2.4% |
| Educational services | 7 | 1.7% |
| Utilities | 3 | 0.7% |
| Management of companies and enterprises | 3 | 0.7% |
| Arts, entertainment, and recreation | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 36109 vs 36115 →
ZIP 36109 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 36117
Montgomery (36117)
50,268 residents
- 36116
Montgomery (36116)
43,790 residents
- 36109
Montgomery (36109)
24,777 residents
- 36106 15,211
Montgomery (36106)
15,211 residents
- 36110 12,997
Montgomery (36110)
12,997 residents
- 36111 12,176
Montgomery (36111)
12,176 residents
- 36107 9,589
Montgomery (36107)
9,589 residents
- 36104 9,468
Montgomery (36104)
9,468 residents
- 36113 1,902
Montgomery (36113)
1,902 residents
What this shows Among its immediate neighbors, ZIP 36109 ranks #3 by population - useful context the national average alone can't give.
ZIP 36109 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 36113
Montgomery (36113)
$127,558 median income
- 36117
Montgomery (36117)
$74,720 median income
- 36106
Montgomery (36106)
$69,087 median income
- 36115
Montgomery (36115)
$63,672 median income
- 36111
Montgomery (36111)
$61,259 median income
- 36109
Montgomery (36109)
$59,193 median income
- 36116
Montgomery (36116)
$55,160 median income
- 36110 $47,315
Montgomery (36110)
$47,315 median income
- 36104 $33,823
Montgomery (36104)
$33,823 median income
What this shows By household income, ZIP 36109 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 36115 | Montgomery, AL | 623 | 1.4 mi |
| 36107 | Montgomery, AL | 9,589 | 2.2 mi |
| 36106 | Montgomery, AL | 15,211 | 2.6 mi |
| 36110 | Montgomery, AL | 12,997 | 4.3 mi |
| 36111 | Montgomery, AL | 12,176 | 3.8 mi |
| 36104 | Montgomery, AL | 9,468 | 5.0 mi |
| 36117 | Montgomery, AL | 50,268 | 5.6 mi |
| 36112 | Montgomery, AL | 553 | 6.3 mi |
| 36113 | Montgomery, AL | 1,902 | 6.8 mi |
| 36116 | Montgomery, AL | 43,790 | 8.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 36109, both outside AL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (24,777 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 36109 in?
ZIP code 36109 (Montgomery) is located in Montgomery County, Alabama. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-al.
What is the population of ZIP code 36109?
ZIP code 36109 in Montgomery, AL has a population of 24,777 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 36109?
The median household income in ZIP 36109 is $59,193, which is 22% below the national average of $76,288.
What is the average home value in ZIP 36109?
The median home value in ZIP 36109 is $140,600, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 36109?
The largest racial group in ZIP 36109 is White at 47.3%. Hispanic or Latino residents make up 8.3% of the population.
How many businesses are in ZIP code 36109?
ZIP code 36109 has 412 business establishments employing approximately 11,592 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 36109?
The top industries by establishment count in ZIP 36109 are: Retail trade (74), Other services (except public administration) (52), Accommodation and food services (43). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 36109?
According to the FHFA House Price Index, home values in ZIP 36109 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 63%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 36109?
In ZIP code 36109, 59.2% of residents aged 25+ have a high school diploma or higher, and 28.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 36109?
The mean commute time for workers in ZIP code 36109 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 36109?
In ZIP code 36109, approximately 64.9% of occupied housing units are owner-occupied and 35.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 36109?
The poverty rate in ZIP code 36109 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 36109's numbers, next.
- See how ZIP 36109 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Montgomery, AL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.