PlainZIP

Montgomery, AL · standard

ZIP Code 36109

Montgomery County, Alabama - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,777
826/sq mi
$59,193
Median income
$140,600
Median home value
28.8%
Bachelor's or higher

The verdict

Montgomery pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

28th pct
household income, US ZIPs
23th pct
home value, US ZIPs
826
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 36109 against every reporting US ZIP.

ZIP code 36109 is a densely settled ZIP (a standard USPS delivery area) in Montgomery, Montgomery County, Alabama, with 24,777 residents across 30.0 square miles, a density of 826 people per square mile, in the Chicago time zone.

ZIP 36109 reports a modest median household income of $59,193 (3% below the Alabama average), while per-capita income is $32,625. 16.1% of residents live below the poverty line, and the unemployment rate reads 3.7%. On housing, the median home value is $140,600 (21% below the state average) with median rent at $1,142 per month, and 64.9% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 28.8% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 36109 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 36109

Top 5 sectors by establishment count in Montgomery, AL

Which industries have the most business establishments in ZIP 36109.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 36109, Montgomery, AL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

24,777

Population

30.0

Area (sq mi)

826

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 36109?

38.0

Median Age

47.4%

Male

52.6%

Female

4.1%

Foreign-Born

White 47.3%
African American 41.6%
Asian 0.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 8.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,193

Median Household Income

-3% vs state

$32,625

Per Capita Income

16.1%

Poverty Rate

3.7%

Unemployment Rate

21.7 min

Mean Commute Time

How ZIP 36109 ranks nationally

Montgomery, AL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,193 28th percentile higher than 28% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.2%
Bachelor's Degree or Higher 28.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,288

Total Housing Units

10,072

Occupied Units

1,216

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 64.9%
Renter 35.1%

$140,600

Median Home Value

-21% vs state

$1,142

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.7%

YoY Change (2024)

163

HPI Index (2000 = 100)

+63%

Total Change Since 2000

Home values in ZIP 36109 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +63% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 118
2021 +7.2% 126
2022 +15.7% 146
2023 +4.6% 152
2024 +6.7% 163

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 412 business establishments in ZIP 36109, employing approximately 11,592 people with a combined annual payroll of $677,226,000.

412

Businesses

11,592

Employees

$677.2M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 74 18.0%
Other services (except public administration) 52 12.6%
Accommodation and food services 43 10.4%
Professional, scientific, and technical services 39 9.5%
Health care and social assistance 36 8.7%
Finance and insurance 29 7.0%
Administrative and support and waste management and remediation services 28 6.8%
Construction 22 5.3%
Wholesale trade 21 5.1%
Manufacturing 15 3.6%
Real estate and rental and leasing 15 3.6%
Transportation and warehousing 11 2.7%
Information 10 2.4%
Educational services 7 1.7%
Utilities 3 0.7%
Management of companies and enterprises 3 0.7%
Arts, entertainment, and recreation 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 36109 vs 36115 →

ZIP 36109 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 36109 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 36109 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 36109 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
36115 Montgomery, AL 623 1.4 mi
36107 Montgomery, AL 9,589 2.2 mi
36106 Montgomery, AL 15,211 2.6 mi
36110 Montgomery, AL 12,997 4.3 mi
36111 Montgomery, AL 12,176 3.8 mi
36104 Montgomery, AL 9,468 5.0 mi
36117 Montgomery, AL 50,268 5.6 mi
36112 Montgomery, AL 553 6.3 mi
36113 Montgomery, AL 1,902 6.8 mi
36116 Montgomery, AL 43,790 8.1 mi

More ZIP Codes in Montgomery County

36117 standard
Montgomery, AL
Pop: 50,268
36116 standard
Montgomery, AL
Pop: 43,790
36108 standard
Montgomery, AL
Pop: 21,306
36106 standard
Montgomery, AL
Pop: 15,211
36110 standard
Montgomery, AL
Pop: 12,997
36111 standard
Montgomery, AL
Pop: 12,176

Related Areas

Montgomery County Montgomery, AL Alabama

Frequently Asked Questions

What county is ZIP code 36109 in? ▼
ZIP code 36109 (Montgomery) is located in Montgomery County, Alabama. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-al.
What is the population of ZIP code 36109? ▼
ZIP code 36109 in Montgomery, AL has a population of 24,777 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 36109? ▼
The median household income in ZIP 36109 is $59,193, which is 22% below the national average of $76,288.
What is the average home value in ZIP 36109? ▼
The median home value in ZIP 36109 is $140,600, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 36109? ▼
The largest racial group in ZIP 36109 is White at 47.3%. Hispanic or Latino residents make up 8.3% of the population.
How many businesses are in ZIP code 36109? ▼
ZIP code 36109 has 412 business establishments employing approximately 11,592 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 36109? ▼
The top industries by establishment count in ZIP 36109 are: Retail trade (74), Other services (except public administration) (52), Accommodation and food services (43). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 36109? ▼
According to the FHFA House Price Index, home values in ZIP 36109 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 63%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 36109? ▼
In ZIP code 36109, 59.2% of residents aged 25+ have a high school diploma or higher, and 28.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 36109? ▼
The mean commute time for workers in ZIP code 36109 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 36109? ▼
In ZIP code 36109, approximately 64.9% of occupied housing units are owner-occupied and 35.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 36109? ▼
The poverty rate in ZIP code 36109 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.