Oxford, AL · standard

ZIP Code 36203

Calhoun County, Alabama - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,799
190/sq mi
$69,485
Median income
$178,700
Median home value
24.3%
Bachelor's or higher

The verdict

Oxford pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

46th pct
household income, US ZIPs
38th pct
home value, US ZIPs
190
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 36203 against every reporting US ZIP.

ZIP code 36203 is a mid-sized community (a standard USPS delivery area) in Oxford, Calhoun County, Alabama, home to 18,799 residents across 99.1 square miles, a density of 190 people per square mile, in the Chicago time zone.

ZIP 36203 reports a modest median household income of $69,485 (14% above the Alabama average), while per-capita income is $34,825. The poverty rate stands at 16.8% and the unemployment rate at 5.8%. Housing costs here run $178,700 for a typical home value (1% above the state average), with rent averaging $890 a month; 73.5% of homes are owner-occupied.

Educational attainment sits below the national norm: 24.3% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 26 minutes. To put 36203 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Calhoun County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 36203

Top 5 sectors by establishment count in Oxford, AL

Which industries have the most business establishments in ZIP 36203.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 36203, Oxford, AL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,799

Population

99.1

Area (sq mi)

190

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 36203?

38.4

Median Age

52.2%

Male

47.8%

Female

4.5%

Foreign-Born

White 72.3%
African American 16.4%
Asian 1.6%
American Indian or Alaska Native 1.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.7%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,485

Median Household Income

+14% vs state

$34,825

Per Capita Income

16.8%

Poverty Rate

5.8%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 36203 ranks nationally

Oxford, AL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,485 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.8%
Bachelor's Degree or Higher 24.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,154

Total Housing Units

7,330

Occupied Units

824

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 73.5%
Renter 26.5%

$178,700

Median Home Value

+1% vs state

$890

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.2%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 36203 have increased 1.2% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 145
2021 +8.3% 158
2022 +12.7% 178
2023 +10.9% 197
2024 +1.2% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 557 business establishments in ZIP 36203, employing approximately 9,515 people with a combined annual payroll of $343,845,000.

557

Businesses

9,515

Employees

$343.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 143 25.7%
Accommodation and food services 90 16.2%
Health care and social assistance 61 10.9%
Other services (except public administration) 58 10.4%
Finance and insurance 44 7.9%
Wholesale trade 26 4.7%
Construction 23 4.1%
Transportation and warehousing 21 3.8%
Manufacturing 19 3.4%
Administrative and support and waste management and remediation services 19 3.4%
Professional, scientific, and technical services 18 3.2%
Real estate and rental and leasing 15 2.7%
Information 7 1.3%
Arts, entertainment, and recreation 7 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 36203 vs 36201 →

ZIP 36203 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 36203 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 36203 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 36203 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
36201 Anniston, AL 20,156 5.5 mi
36205 Anniston, AL 635 9.6 mi
36268 Munford, AL 5,432 8.5 mi
36207 Anniston, AL 19,801 9.7 mi
36258 Delta, AL 1,599 10.0 mi

More ZIP Codes in Calhoun County

Frequently Asked Questions

What county is ZIP code 36203 in?
ZIP code 36203 (Oxford) is located in Calhoun County, Alabama. Calhoun County contains multiple ZIP codes, see the full list at /counties/calhoun-al.
What is the population of ZIP code 36203?
ZIP code 36203 in Oxford, AL has a population of 18,799 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 36203?
The median household income in ZIP 36203 is $69,485, which is 9% below the national average of $76,288.
What is the average home value in ZIP 36203?
The median home value in ZIP 36203 is $178,700, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 36203?
The largest racial group in ZIP 36203 is White at 72.3%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 36203?
ZIP code 36203 has 557 business establishments employing approximately 9,515 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 36203?
The top industries by establishment count in ZIP 36203 are: Retail trade (143), Accommodation and food services (90), Health care and social assistance (61). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 36203?
According to the FHFA House Price Index, home values in ZIP 36203 increased by 1.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 36203?
In ZIP code 36203, 51.8% of residents aged 25+ have a high school diploma or higher, and 24.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 36203?
The mean commute time for workers in ZIP code 36203 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 36203?
In ZIP code 36203, approximately 73.5% of occupied housing units are owner-occupied and 26.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 36203?
The poverty rate in ZIP code 36203 is 16.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.