PlainZIP

Charlotte, TN · standard

ZIP Code 37036

Dickson County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,862
23/sq mi
$73,102
Median income
$257,600
Median home value
16.3%
Bachelor's or higher

The verdict

Charlotte pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 48%
household income, US ZIPs
Top 41%
home value, US ZIPs
23
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37036 against every reporting US ZIP.

ZIP code 37036 is a mid-sized community (a standard USPS delivery area) in Charlotte, Dickson County, Tennessee, home to 5,862 residents across 251.6 square miles, a density of 23 people per square mile, in the Chicago time zone.

ZIP 37036 lands in the middle-income range, with a median household income of $73,102 (10% above the Tennessee average), while per-capita income is $31,033. The poverty rate stands at 12.3% and the unemployment rate at 3.3%. Housing costs here run $257,600 for a typical home value (4% above the state average), with rent averaging $897 a month; 90.3% of homes are owner-occupied.

Educational attainment sits below the national norm: 16.3% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 37 minutes. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 37036, plus 6 more within Dickson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37036

Top 5 sectors by establishment count in Charlotte, TN

Which industries have the most business establishments in ZIP 37036.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37036, Charlotte, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,862

Population

251.6

Area (sq mi)

23

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37036?

39.7

Median Age

48.4%

Male

51.6%

Female

0.4%

Foreign-Born

White 89.8%
African American 3.7%
Asian 0.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,102

Median Household Income

+10% vs state

$31,033

Per Capita Income

12.3%

Poverty Rate

3.3%

Unemployment Rate

37.0 min

Mean Commute Time

How ZIP 37036 ranks nationally

Charlotte, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,102 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.4%
Bachelor's Degree or Higher 16.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,690

Total Housing Units

2,455

Occupied Units

235

Vacant Units

2.81

Avg Household Size

Occupancy Type

Owner 90.3%
Renter 9.7%

$257,600

Median Home Value

+4% vs state

$897

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.1%

YoY Change (2024)

300

HPI Index (2000 = 100)

+200%

Total Change Since 2000

Home values in ZIP 37036 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +200% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.4% 194
2021 +9.7% 213
2022 +33.4% 284
2023 -0.3% 283
2024 +6.1% 300

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 76 business establishments in ZIP 37036, employing approximately 480 people with a combined annual payroll of $23,786,000.

76

Businesses

480

Employees

$23.8M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 16 21.1%
Retail trade 13 17.1%
Other services (except public administration) 11 14.5%
Accommodation and food services 9 11.8%
Administrative and support and waste management and remediation services 6 7.9%
Real estate and rental and leasing 4 5.3%
Professional, scientific, and technical services 3 4.0%
Health care and social assistance 3 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37036 vs 37171 →

ZIP 37036 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37036 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37036 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37036 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37171 Southside, TN 917 8.9 mi
37187 White Bluff, TN 6,829 7.6 mi
37051 Cumberland Furnace, TN 3,677 8.9 mi
37052 Cunningham, TN 2,656 11.6 mi
37035 Chapmansboro, TN 3,766 12.8 mi

More ZIP Codes in Dickson County

37055 standard
Dickson, TN
Pop: 27,024
37187 standard
White Bluff, TN
Pop: 6,829
37029 standard
Burns, TN
Pop: 5,628
37051 standard
Cumberland Furnace, TN
Pop: 3,677
37181 standard
Vanleer, TN
Pop: 1,534
37165 standard
Slayden, TN
Pop: 70

Related Areas

Dickson County Charlotte, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37036 in? ▼
ZIP code 37036 (Charlotte) is located in Dickson County, Tennessee. Dickson County contains multiple ZIP codes, see the full list at /counties/dickson-tn.
What is the population of ZIP code 37036? ▼
ZIP code 37036 in Charlotte, TN has a population of 5,862 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37036? ▼
The median household income in ZIP 37036 is $73,102, which is 4% below the national average of $76,288.
What is the average home value in ZIP 37036? ▼
The median home value in ZIP 37036 is $257,600, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 37036? ▼
The largest racial group in ZIP 37036 is White at 89.8%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 37036? ▼
ZIP code 37036 has 76 business establishments employing approximately 480 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37036? ▼
The top industries by establishment count in ZIP 37036 are: Construction (16), Retail trade (13), Other services (except public administration) (11). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 37036? ▼
According to the FHFA House Price Index, home values in ZIP 37036 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 200%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37036? ▼
In ZIP code 37036, 63.4% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37036? ▼
The mean commute time for workers in ZIP code 37036 is 37.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37036? ▼
In ZIP code 37036, approximately 90.3% of occupied housing units are owner-occupied and 9.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37036? ▼
The poverty rate in ZIP code 37036 is 12.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.