Charlotte, TN · standard
ZIP Code 37036
Dickson County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,862
- 23/sq mi Moderate-density area
- $73,102
- Median income Near-median income area
- $257,600
- Median home value Near-median home value
- 16.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Charlotte pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 48%
- household income, US ZIPs
- Top 41%
- home value, US ZIPs
- 23
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37036 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37036 (Charlotte, TN) rose +6.1% from 2023 to 2024. The all-transactions index moved from 282.9 in 2023 to 300.1 in 2024 (2000 = 100).
ZIP code 37036 is a mid-sized community (a standard USPS delivery area) in Charlotte, Dickson County, Tennessee, home to 5,862 residents across 251.6 square miles, a density of 23 people per square mile, in the Chicago time zone.
ZIP 37036 lands in the middle-income range, with a median household income of $73,102 (10% above the average Tennessee ZIP), while per-capita income is $31,033. The poverty rate is 12.3%, with unemployment at 3.3%; those measures add context to the income figure. Median home value is $257,600 (4% above the average Tennessee ZIP) and median rent is $897; 90.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 16.3% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 37 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Dickson County, so 37036 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37036
Top 5 sectors by establishment count in Charlotte, TN
Which industries have the most business establishments in ZIP 37036.
- Construction
Construction
16 establishments
- Retail trade
Retail trade
13 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Administrative and support and waste management and remediation services 6
Administrative and support and waste management and remediation services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37036, Charlotte, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,862
Population
251.6
Area (sq mi)
23
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 37036?
39.7
Median Age
48.4%
Male
51.6%
Female
0.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,102
Median Household Income
+10% vs state ZIP avg
$31,033
Per Capita Income
12.3%
Poverty Rate
3.3%
Unemployment Rate
37.0 min
Mean Commute Time
How ZIP 37036 ranks among Tennessee ZIPs
Charlotte, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$73,102 Top 30% higher than 70% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,690housing units
2,690
Total Housing Units
2,455
Occupied Units
235
Vacant Units
2.81
Avg Household Size
Occupancy Type
$257,600
Median Home Value
+4% vs state ZIP avg
$897
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.1%
YoY Change (2024)
300
HPI Index (2000 = 100)
+200%
Total Change Since 2000
Home values in ZIP 37036 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +200% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.4% | 194 |
| 2021 | +9.7% | 213 |
| 2022 | +33.4% | 284 |
| 2023 | -0.3% | 283 |
| 2024 | +6.1% | 300 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 76 business establishments in ZIP 37036, employing approximately 480 people with a combined annual payroll of $23,786,000.
76
Businesses
480
Employees
$23.8M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 16 | 21.1% |
| Retail trade | 13 | 17.1% |
| Other services (except public administration) | 11 | 14.5% |
| Accommodation and food services | 9 | 11.8% |
| Administrative and support and waste management and remediation services | 6 | 7.9% |
| Real estate and rental and leasing | 4 | 5.3% |
| Professional, scientific, and technical services | 3 | 4.0% |
| Health care and social assistance | 3 | 4.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37036 vs 37171 →
ZIP 37036 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37187
White Bluff (37187)
6,829 residents
- 37036
Charlotte (37036)
5,862 residents
- 37035
Chapmansboro (37035)
3,766 residents
- 37051
Cumberland Furnace (37051)
3,677 residents
- 37052 2,656
Cunningham (37052)
2,656 residents
- 37171 917
Southside (37171)
917 residents
What this shows Among its immediate neighbors, ZIP 37036 ranks #2 by population - useful context the national average alone can't give.
ZIP 37036 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37171
Southside (37171)
$118,045 median income
- 37035
Chapmansboro (37035)
$94,068 median income
- 37187
White Bluff (37187)
$76,228 median income
- 37036
Charlotte (37036)
$73,102 median income
- 37051
Cumberland Furnace (37051)
$69,545 median income
- 37052
Cunningham (37052)
$69,423 median income
What this shows By household income, ZIP 37036 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37036, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,862 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Dickson County
Related Areas
Frequently Asked Questions
What county is ZIP code 37036 in?
ZIP code 37036 (Charlotte) is located in Dickson County, Tennessee. Dickson County contains multiple ZIP codes, see the full list at /counties/dickson-tn.
What is the population of ZIP code 37036?
ZIP code 37036 in Charlotte, TN has a population of 5,862 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37036?
The median household income in ZIP 37036 is $73,102, which is 4% below the national average of $76,288.
What is the average home value in ZIP 37036?
The median home value in ZIP 37036 is $257,600, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 37036?
The largest racial group in ZIP 37036 is White at 89.8%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 37036?
ZIP code 37036 has 76 business establishments employing approximately 480 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37036?
The top industries by establishment count in ZIP 37036 are: Construction (16), Retail trade (13), Other services (except public administration) (11). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 37036?
According to the FHFA House Price Index, home values in ZIP 37036 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 200%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37036?
In ZIP code 37036, 63.4% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37036?
The mean commute time for workers in ZIP code 37036 is 37.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37036?
In ZIP code 37036, approximately 90.3% of occupied housing units are owner-occupied and 9.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37036?
The poverty rate in ZIP code 37036 is 12.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37036's numbers, next.
- See how ZIP 37036 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Charlotte, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.