Gallatin, TN · standard

ZIP Code 37066

Sumner County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,758
144/sq mi High-density area
$81,614
Median income Near-median income area
$405,400
Median home value Above-median home value
35.4%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Gallatin pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 36%
household income, US ZIPs
Top 20%
home value, US ZIPs
144
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37066 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 37066 (Gallatin, TN) rose +3.4% from 2023 to 2024. The all-transactions index moved from 297.0 in 2023 to 307.2 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 37066 is a densely settled ZIP (a standard USPS delivery area) in Gallatin, Sumner County, Tennessee, with 42,758 residents across 296.5 square miles, a density of 144 people per square mile, in the Chicago time zone.

ZIP 37066 lands in the middle-income range, with a median household income of $81,614 (23% above the average Tennessee ZIP), while per-capita income is $46,209. The poverty rate is 12.1%, with unemployment at 2.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $405,400 (64% above the average Tennessee ZIP), while 63.8% of occupied homes are owner-occupied and median rent is $1,391.

A solid share of residents have a four-year degree: 35.4% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 27 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Sumner County, so 37066 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 37066

Top 5 sectors by establishment count in Gallatin, TN

Which industries have the most business establishments in ZIP 37066.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37066, Gallatin, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

42,758

Population

296.5

Area (sq mi)

144

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37066?

38.3

Median Age

48.5%

Male

51.5%

Female

5.2%

Foreign-Born

White 70.4%
African American 14.1%
Asian 1.7%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.5%
Hispanic or Latino 10.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,614

Median Household Income

+23% vs state ZIP avg

$46,209

Per Capita Income

12.1%

Poverty Rate

2.9%

Unemployment Rate

26.9 min

Mean Commute Time

How ZIP 37066 ranks nationally

Gallatin, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,614 Top 36% higher than 64% of 30,318 US ZIPs

This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.4%
Bachelor's Degree or Higher 35.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

27,144

Total Housing Units

25,624

Occupied Units

1,520

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 63.8%
Renter 36.2%

$405,400

Median Home Value

+64% vs state ZIP avg

$1,391

Median Rent

2002

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.4%

YoY Change (2024)

307

HPI Index (2000 = 100)

+207%

Total Change Since 2000

Home values in ZIP 37066 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 199
2021 +14.8% 228
2022 +24.6% 284
2023 +4.5% 297
2024 +3.4% 307

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,279 business establishments in ZIP 37066, employing approximately 20,781 people with a combined annual payroll of $1,024,631,000.

1,279

Businesses

20,781

Employees

$1.0B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 190 14.9%
Health care and social assistance 161 12.6%
Other services (except public administration) 136 10.6%
Construction 125 9.8%
Accommodation and food services 123 9.6%
Finance and insurance 108 8.4%
Professional, scientific, and technical services 92 7.2%
Manufacturing 70 5.5%
Real estate and rental and leasing 68 5.3%
Administrative and support and waste management and remediation services 54 4.2%
Wholesale trade 49 3.8%
Transportation and warehousing 42 3.3%
Information 20 1.6%
Arts, entertainment, and recreation 17 1.3%
Educational services 13 1.0%
Management of companies and enterprises 6 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37066 vs 37048 →

ZIP 37066 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37066 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37066 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37066 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37048 Cottontown, TN 6,030 10.1 mi
37022 Bethpage, TN 5,469 10.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 37066, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (42,758 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Sumner County

Frequently Asked Questions

What county is ZIP code 37066 in?

ZIP code 37066 (Gallatin) is located in Sumner County, Tennessee. Sumner County contains multiple ZIP codes, see the full list at /counties/sumner-tn.

What is the population of ZIP code 37066?

ZIP code 37066 in Gallatin, TN has a population of 42,758 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 37066?

The median household income in ZIP 37066 is $81,614, which is 7% above the national average of $76,288.

What is the average home value in ZIP 37066?

The median home value in ZIP 37066 is $405,400, which is 46% above the national average of $278,155.

What is the demographic makeup of ZIP 37066?

The largest racial group in ZIP 37066 is White at 70.4%. Hispanic or Latino residents make up 10.5% of the population.

How many businesses are in ZIP code 37066?

ZIP code 37066 has 1,279 business establishments employing approximately 20,781 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 37066?

The top industries by establishment count in ZIP 37066 are: Retail trade (190), Health care and social assistance (161), Other services (except public administration) (136). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 37066?

According to the FHFA House Price Index, home values in ZIP 37066 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 37066?

In ZIP code 37066, 62.4% of residents aged 25+ have a high school diploma or higher, and 35.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 37066?

The mean commute time for workers in ZIP code 37066 is 26.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 37066?

In ZIP code 37066, approximately 63.8% of occupied housing units are owner-occupied and 36.2% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 37066?

The poverty rate in ZIP code 37066 is 12.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 37066's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 37066's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.