ZIP Code 37086

ZIP code 37086 is classified by USPS as a standard delivery area and covers roughly 67.3 square miles in La Vergne, Rutherford County, Tennessee. The area is home to 31,513 residents, producing a population density of 469 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37086 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37086 sits at $78,857 (19% above the Tennessee average), while per-capita income is $31,469. The poverty rate stands at 15.6% and the unemployment rate at 2.3%. On housing, the median home value is $303,200 (23% above the state average) with median rent at $1,811 per month, and 73.4% of occupied units are owner-occupied, a direct signal of whether 37086 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.4% of adults hold a bachelor's degree or higher, the median age is 33.4, and the average commute is 32 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rutherford County, so you can benchmark 37086 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →