La Vergne, TN · standard
ZIP Code 37086
Rutherford County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,513
- 469/sq mi High-density area
- $78,857
- Median income Near-median income area
- $303,200
- Median home value Above-median home value
- 22.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
La Vergne pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 39%
- household income, US ZIPs
- Top 33%
- home value, US ZIPs
- 469
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37086 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37086 (La Vergne, TN) rose +5.9% from 2023 to 2024. The all-transactions index moved from 298.2 in 2023 to 315.8 in 2024 (2000 = 100).
ZIP code 37086 is a densely settled ZIP (a standard USPS delivery area) in La Vergne, Rutherford County, Tennessee, with 31,513 residents across 67.3 square miles, a density of 469 people per square mile, in the Chicago time zone.
ZIP 37086 lands in the middle-income range, with a median household income of $78,857 (19% above the average Tennessee ZIP), while per-capita income is $31,469. The poverty rate is 15.6%, with unemployment at 2.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $303,200 (23% above the average Tennessee ZIP), while 73.4% of occupied homes are owner-occupied and median rent is $1,811.
Educational attainment sits below the national norm: 22.4% of adults hold a bachelor's degree or higher, the median age is 33.4, and the average commute is 32 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Rutherford County, so 37086 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37086
Top 5 sectors by establishment count in La Vergne, TN
Which industries have the most business establishments in ZIP 37086.
- Wholesale trade
Wholesale trade
115 establishments
- Retail trade
Retail trade
92 establishments
- Transportation and warehousing
Transportation and warehousing
88 establishments
- Construction
Construction
79 establishments
- Manufacturing
Manufacturing
53 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37086, La Vergne, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
31,513
Population
67.3
Area (sq mi)
469
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 37086?
33.4
Median Age
50.0%
Male
50.0%
Female
21.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,857
Median Household Income
+19% vs state ZIP avg
$31,469
Per Capita Income
15.6%
Poverty Rate
2.3%
Unemployment Rate
31.7 min
Mean Commute Time
How ZIP 37086 ranks nationally
La Vergne, TN household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$78,857 Top 39% higher than 61% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,561housing units
13,561
Total Housing Units
12,887
Occupied Units
674
Vacant Units
3.02
Avg Household Size
Occupancy Type
$303,200
Median Home Value
+23% vs state ZIP avg
$1,811
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.9%
YoY Change (2024)
316
HPI Index (2000 = 100)
+216%
Total Change Since 2000
Home values in ZIP 37086 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +216% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.4% | 202 |
| 2021 | +14.2% | 231 |
| 2022 | +26.0% | 291 |
| 2023 | +2.5% | 298 |
| 2024 | +5.9% | 316 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 668 business establishments in ZIP 37086, employing approximately 25,687 people with a combined annual payroll of $1,535,731,000.
668
Businesses
25,687
Employees
$1.5B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Wholesale trade | 115 | 17.2% |
| Retail trade | 92 | 13.8% |
| Transportation and warehousing | 88 | 13.2% |
| Construction | 79 | 11.8% |
| Manufacturing | 53 | 7.9% |
| Accommodation and food services | 47 | 7.0% |
| Other services (except public administration) | 43 | 6.4% |
| Administrative and support and waste management and remediation services | 37 | 5.5% |
| Real estate and rental and leasing | 33 | 4.9% |
| Professional, scientific, and technical services | 27 | 4.0% |
| Health care and social assistance | 20 | 3.0% |
| Finance and insurance | 11 | 1.6% |
| Information | 8 | 1.2% |
| Management of companies and enterprises | 8 | 1.2% |
| Educational services | 3 | 0.5% |
| Arts, entertainment, and recreation | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37086 vs 37167 →
ZIP 37086 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37013
Antioch (37013)
78,406 residents
- 37167
Smyrna (37167)
49,322 residents
- 37129
Murfreesboro (37129)
49,103 residents
- 37076
Hermitage (37076)
35,230 residents
- 37086
La Vergne (37086)
31,513 residents
- 37217 29,599
Nashville (37217)
29,599 residents
- 37214 28,973
Nashville (37214)
28,973 residents
- 37135 9,681
Nolensville (37135)
9,681 residents
What this shows Among its immediate neighbors, ZIP 37086 ranks #5 by population - useful context the national average alone can't give.
ZIP 37086 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37135
Nolensville (37135)
$148,819 median income
- 37129
Murfreesboro (37129)
$91,259 median income
- 37167
Smyrna (37167)
$84,351 median income
- 37086
La Vergne (37086)
$78,857 median income
- 37076
Hermitage (37076)
$74,663 median income
- 37013
Antioch (37013)
$72,755 median income
- 37214
Nashville (37214)
$72,012 median income
- 37217
Nashville (37217)
$62,796 median income
What this shows By household income, ZIP 37086 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37086, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (31,513 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Rutherford County
Related Areas
Frequently Asked Questions
What county is ZIP code 37086 in?
ZIP code 37086 (La Vergne) is located in Rutherford County, Tennessee. Rutherford County contains multiple ZIP codes, see the full list at /counties/rutherford-tn.
What is the population of ZIP code 37086?
ZIP code 37086 in La Vergne, TN has a population of 31,513 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37086?
The median household income in ZIP 37086 is $78,857, which is 3% above the national average of $76,288.
What is the average home value in ZIP 37086?
The median home value in ZIP 37086 is $303,200, which is 9% above the national average of $278,155.
What is the demographic makeup of ZIP 37086?
The largest racial group in ZIP 37086 is White at 45.0%. Hispanic or Latino residents make up 25.9% of the population.
How many businesses are in ZIP code 37086?
ZIP code 37086 has 668 business establishments employing approximately 25,687 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37086?
The top industries by establishment count in ZIP 37086 are: Wholesale trade (115), Retail trade (92), Transportation and warehousing (88). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 37086?
According to the FHFA House Price Index, home values in ZIP 37086 increased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 216%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37086?
In ZIP code 37086, 57.4% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37086?
The mean commute time for workers in ZIP code 37086 is 31.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37086?
In ZIP code 37086, approximately 73.4% of occupied housing units are owner-occupied and 26.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37086?
The poverty rate in ZIP code 37086 is 15.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37086's numbers, next.
- See how ZIP 37086 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where La Vergne, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.