ZIP Code 37185

ZIP code 37185 is classified by USPS as a standard delivery area and covers roughly 599.9 square miles in Waverly, Humphreys County, Tennessee. The area is home to 8,638 residents, producing a population density of 14 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37185 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37185 sits at $51,314 (23% below the Tennessee average), while per-capita income is $32,312. The poverty rate stands at 18.1% and the unemployment rate at 8.8%. On housing, the median home value is $181,800 (27% below the state average) with median rent at $900 per month, and 75.5% of occupied units are owner-occupied, a direct signal of whether 37185 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.3% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 36 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Humphreys County, so you can benchmark 37185 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →