Residential delivery area · Tennessee
ZIP Code 37398: Winchester, TN
ZIP code 37398 uses the postal name Winchester, Tennessee and lies mostly in Franklin County (94% of its land) with the rest in Moore County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $63,730 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Winchester (10%), Lynchburg and Moore County (6%), and 1% in smaller places; 83% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Winchester · its only residential ZIP
- County
- Franklin County (94%); Moore County (6%)
- Census places
- Winchester (10%); Lynchburg, Moore County (6%)
- Micro area
- Winchester, TN
- House district
- TN-4 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 109.3 sq mi · 144 people per sq mi
Where is ZIP code 37398?
37398 centers on 35.181°, -86.138° and covers 109.3 square miles of land plus 9.9 of water. It borders 9 ZIP codes: 37306, 37330, 37318, 37324, 37388, 37376, 37352, 37375, 37359.
The map draws ZIP code areas only. For the streets inside 37398, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 37398 compare with the rest of Franklin County?
| Measure | 37398 | In Franklin County | In TN |
|---|---|---|---|
| People (ACS 2020-2024) | 15,755 | 2nd of 14 | 157th of 636 |
| Median household income | $64k | 3rd of 7 | 207th of 425 |
| Median home value | $248k | 4th of 12 | 189th of 436 |
Its median household income is higher than in 36% of U.S. residential ZIP codes, and it is denser than 59% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 37398?
The 2020 Census counted 15,693 people in 37398; the ACS, which samples households over 2020-2024, estimates 15,755. Between the 2010 and 2020 censuses its population grew 9.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 15,755
- 2020 Census count
- 15,693+9.4% since 2010 (14,347)
- Households
- 6,804
- Median age
- 45.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 37398?
Of the 15,755 people the ACS estimates in 37398, 18.6% are under 18 and 24.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (81.4%).
- Under 1818.6%
- 18 to 6457.1%
- 65 and older24.3%
- White, not Hispanic81.4%
- Black, not Hispanic7.4%
- Hispanic or Latino6.6%
- Other or two or more3.2%
- Asian, not Hispanic1.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 37398 earn?
Median household income is $63,730 (ACS 2020-2024), the 3rd highest of the 7 ranked ZIP codes in Franklin County. It is not measurably different from 2015-2019 ($64,367 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $63,730±$7,064
- Income per person
- $37,964
- Below the poverty line
- 11.8%
- Unemployed (of the labor force)
- 3.3%
- Adults 25+ with a bachelor's degree
- 26.0%
- Adjusted gross income per tax return, 2022
- $73,9517,350 returns; wages 62% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 37398?
FHFA's house price index for 37398, built from repeat sales and appraisals of the same homes, rose 133% from 2015 to 2025 and rose 75% from 2020 to 2025, and moved +6.3% in 2025.
- Median home value (owners' estimate)
- $247,800
- Median gross rent
- $944
- Homes owned by their occupants
- 77.1%
- Housing units
- 8,161
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 37398?
388 business establishments had a location in this ZIP code in 2023, 20 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade77
- Health care and social assistance68
- Other services (except public administration)38
- Accommodation and food services36
- Construction30
- Professional, scientific, and technical services30
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 37398?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 37306 | Belvidere | 1,919 | $39k | 6.6 mi |
| 37330 | Estill Springs | 7,204 | $71k | 6.8 mi |
| 37318 | Cowan | 2,103 | $52k | 8.9 mi |
| 37324 | Decherd | 5,628 | $50k | 9.4 mi |
| 37388 | Tullahoma | 27,939 | $60k | 12.2 mi |
| 37376 | Sherwood | 361 | – | 13.7 mi |
| 37352 | Lynchburg | 3,166 | $68k | 13.8 mi |
| 37375 | Sewanee | 3,866 | $71k | 14.2 mi |
| 37359 | Mulberry | 1,062 | $78k | 15.1 mi |
| 37345 | Huntland | 2,659 | $59k | 11.9 mi (near) |
| 37383 | Sewanee | 344 | – | 12.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.