ZIP Code 37398

standard

Source:

Winchester · Franklin County · Tennessee

Population
14,347

53/sq mi

Median income
$63,730

▼ 16% vs US

higher than 36% of US ZIPs

Median home value
$247,800

▼ 11% vs US

higher than 57% of US ZIPs

Bachelor's or higher
26.0%

Median age 45.8

Land area
272.2 sq mi

Chicago

ZIP code 37398 in Winchester, Tennessee has a population of 14,347. The median household income is $63,730, which is 16% below the national average. Median home value is $247,800, 11% below the US average. 26.0% of residents hold a bachelor's degree or higher.

ZIP code 37398 is classified by USPS as a standard delivery area and covers roughly 272.2 square miles in Winchester, Franklin County, Tennessee. The area is home to 14,347 residents, producing a population density of 53 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37398 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37398 sits at $63,730 (4% below the Tennessee average), while per-capita income is $37,964. The poverty rate stands at 11.8% and the unemployment rate at 3.3%. On housing, the median home value is $247,800 (0% above the state average) with median rent at $944 per month, and 77.1% of occupied units are owner-occupied, a direct signal of whether 37398 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.0% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 23 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Franklin County, so you can benchmark 37398 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 37398

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 37398.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37398, Winchester, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

14,347

Population

272.2

Area (sq mi)

53

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37398?

45.8

Median Age

49.0%

Male

51.0%

Female

3.3%

Foreign-Born

White 82.3%
African American 7.4%
Asian 1.5%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 6.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,730

Median Household Income

-4% vs state

$37,964

Per Capita Income

11.8%

Poverty Rate

3.3%

Unemployment Rate

22.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.3%
Bachelor's Degree or Higher 26.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,161

Total Housing Units

6,804

Occupied Units

1,357

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 77.1%
Renter 22.9%

$247,800

Median Home Value

+0% vs state

$944

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.6%

YoY Change (2024)

307

HPI Index (2000 = 100)

+207%

Total Change Since 2000

Home values in ZIP 37398 have increased 1.6% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 185
2021 +19.2% 221
2022 +20.9% 267
2023 +13.2% 302
2024 +1.6% 307

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 388 business establishments in ZIP 37398, employing approximately 5,025 people with a combined annual payroll of $213,689,000.

388

Businesses

5,025

Employees

$213.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 77 19.9%
Health care and social assistance 68 17.5%
Other services (except public administration) 38 9.8%
Accommodation and food services 36 9.3%
Construction 30 7.7%
Professional, scientific, and technical services 30 7.7%
Manufacturing 25 6.4%
Finance and insurance 25 6.4%
Real estate and rental and leasing 14 3.6%
Administrative and support and waste management and remediation services 14 3.6%
Transportation and warehousing 10 2.6%
Arts, entertainment, and recreation 7 1.8%
Wholesale trade 6 1.6%
Information 6 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37398 vs 37330 →

ZIP Code City Population Distance
37330 Estill Springs, TN 6,784 6.8 mi
37306 Belvidere, TN 2,760 6.5 mi
37318 Cowan, TN 1,978 8.3 mi
37324 Decherd, TN 5,322 9.7 mi
37345 Huntland, TN 2,311 11.6 mi

More ZIP Codes in Franklin County

Frequently Asked Questions

What county is ZIP code 37398 in?
ZIP code 37398 (Winchester) is located in Franklin County, Tennessee. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-tn.
What is the population of ZIP code 37398?
ZIP code 37398 in Winchester, TN has a population of 14,347 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37398?
The median household income in ZIP 37398 is $63,730, which is 16% below the national average of $76,288.
What is the average home value in ZIP 37398?
The median home value in ZIP 37398 is $247,800, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 37398?
The largest racial group in ZIP 37398 is White at 82.3%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 37398?
ZIP code 37398 has 388 business establishments employing approximately 5,025 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37398?
The top industries by establishment count in ZIP 37398 are: Retail trade (77), Health care and social assistance (68), Other services (except public administration) (38). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 37398?
According to the FHFA House Price Index, home values in ZIP 37398 increased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37398?
In ZIP code 37398, 62.3% of residents aged 25+ have a high school diploma or higher, and 26.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37398?
The mean commute time for workers in ZIP code 37398 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37398?
In ZIP code 37398, approximately 77.1% of occupied housing units are owner-occupied and 22.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37398?
The poverty rate in ZIP code 37398 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Winchester, TN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.