Erwin, TN · standard

ZIP Code 37650

Unicoi County, Tennessee — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,750
50/sq mi
$50,654
Median income
$168,100
Median home value
18.9%
Bachelor's or higher

The verdict

Erwin pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
33th pct
home value, US ZIPs
50
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37650 against every reporting US ZIP.

ZIP code 37650 is classified by USPS as a standard delivery area and covers roughly 256.5 square miles in Erwin, Unicoi County, Tennessee. The area is home to 12,750 residents, producing a population density of 50 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37650 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37650 sits at $50,654 (24% below the Tennessee average), while per-capita income is $27,809. The poverty rate stands at 12.4% and the unemployment rate at 4.0%. On housing, the median home value is $168,100 (32% below the state average) with median rent at $722 per month, and 75.8% of occupied units are owner-occupied, a direct signal of whether 37650 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.9% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 25 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 2 additional ZIPs sharing Unicoi County, so you can benchmark 37650 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 37650

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 37650.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37650, Erwin, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

12,750

Population

256.5

Area (sq mi)

50

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37650?

43.1

Median Age

49.4%

Male

50.6%

Female

1.4%

Foreign-Born

White 91.8%
African American 0.8%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,654

Median Household Income

-24% vs state

$27,809

Per Capita Income

12.4%

Poverty Rate

4.0%

Unemployment Rate

25.0 min

Mean Commute Time

How ZIP 37650 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$50,654 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.8%
Bachelor's Degree or Higher 18.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,000

Total Housing Units

5,336

Occupied Units

664

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 75.8%
Renter 24.2%

$168,100

Median Home Value

-32% vs state

$722

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

286

HPI Index (2000 = 100)

+186%

Total Change Since 2000

Home values in ZIP 37650 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +186% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 179
2021 +9.6% 196
2022 +15.9% 227
2023 +19.1% 271
2024 +5.5% 286

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 193 business establishments in ZIP 37650, employing approximately 3,598 people with a combined annual payroll of $192,690,000.

193

Businesses

3,598

Employees

$192.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 41 21.2%
Retail trade 27 14.0%
Accommodation and food services 25 12.9%
Health care and social assistance 24 12.4%
Manufacturing 17 8.8%
Construction 11 5.7%
Finance and insurance 11 5.7%
Administrative and support and waste management and remediation services 8 4.2%
Wholesale trade 7 3.6%
Real estate and rental and leasing 5 2.6%
Professional, scientific, and technical services 5 2.6%
Arts, entertainment, and recreation 5 2.6%
Transportation and warehousing 4 2.1%
Information 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37650 vs 37657 →

ZIP 37650 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37650 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37650 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37650 ranks #3 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37657 Flag Pond, TN 972 8.4 mi
37690 Telford, TN 4,122 11.5 mi

More ZIP Codes in Unicoi County

Frequently Asked Questions

What county is ZIP code 37650 in?
ZIP code 37650 (Erwin) is located in Unicoi County, Tennessee. Unicoi County contains multiple ZIP codes, see the full list at /counties/unicoi-tn.
What is the population of ZIP code 37650?
ZIP code 37650 in Erwin, TN has a population of 12,750 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37650?
The median household income in ZIP 37650 is $50,654, which is 34% below the national average of $76,288.
What is the average home value in ZIP 37650?
The median home value in ZIP 37650 is $168,100, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 37650?
The largest racial group in ZIP 37650 is White at 91.8%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 37650?
ZIP code 37650 has 193 business establishments employing approximately 3,598 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37650?
The top industries by establishment count in ZIP 37650 are: Other services (except public administration) (41), Retail trade (27), Accommodation and food services (25). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 37650?
According to the FHFA House Price Index, home values in ZIP 37650 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 186%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37650?
In ZIP code 37650, 55.8% of residents aged 25+ have a high school diploma or higher, and 18.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37650?
The mean commute time for workers in ZIP code 37650 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37650?
In ZIP code 37650, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37650?
The poverty rate in ZIP code 37650 is 12.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Erwin, TN

Verify and explore additional data for this area using these official government sources.