Rutledge, TN · standard
ZIP Code 37861
Grainger County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,340
- 32/sq mi
- $52,265
- Median income
- $213,600
- Median home value
- 15.0%
- Bachelor's or higher
The verdict
Rutledge pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 17th pct
- household income, US ZIPs
- 47th pct
- home value, US ZIPs
- 32
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37861 against every reporting US ZIP.
ZIP code 37861 is a mid-sized community (a standard USPS delivery area) in Rutledge, Grainger County, Tennessee, home to 8,340 residents across 259.0 square miles, a density of 32 people per square mile, in the New York time zone.
ZIP 37861 reports a modest median household income of $52,265 (21% below the Tennessee average), while per-capita income is $31,628. 16.9% of residents live below the poverty line, and the unemployment rate reads 4.8%. Median home value sits at $213,600 (14% below the state average), median rent at $715 a month, and owner-occupancy at 80.4%.
Educational attainment sits below the national norm: 15.0% of adults hold a bachelor's degree or higher, the median age is 49.5, and the average commute is 31 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Grainger County, so you can benchmark 37861 against its immediate geography rather than a national average alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37861
Top 5 sectors by establishment count in Rutledge, TN
Which industries have the most business establishments in ZIP 37861.
- Retail trade
Retail trade
20 establishments
- Other services (except public administration)
Other services (except public administration)
16 establishments
- Construction
Construction
15 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
- Professional, scientific, and technical services 6
Professional, scientific, and technical services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37861, Rutledge, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,340
Population
259.0
Area (sq mi)
32
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37861?
49.5
Median Age
47.2%
Male
52.8%
Female
3.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,265
Median Household Income
-21% vs state
$31,628
Per Capita Income
16.9%
Poverty Rate
4.8%
Unemployment Rate
30.8 min
Mean Commute Time
How ZIP 37861 ranks nationally
Rutledge, TN household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$52,265 17th percentile higher than 17% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,438
Total Housing Units
3,487
Occupied Units
951
Vacant Units
2.43
Avg Household Size
Occupancy Type
$213,600
Median Home Value
-14% vs state
$715
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 93 business establishments in ZIP 37861, employing approximately 1,006 people with a combined annual payroll of $47,062,000.
93
Businesses
1,006
Employees
$47.1M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 20 | 21.5% |
| Other services (except public administration) | 16 | 17.2% |
| Construction | 15 | 16.1% |
| Accommodation and food services | 10 | 10.8% |
| Professional, scientific, and technical services | 6 | 6.5% |
| Transportation and warehousing | 5 | 5.4% |
| Health care and social assistance | 5 | 5.4% |
| Manufacturing | 3 | 3.2% |
| Information | 3 | 3.2% |
| Real estate and rental and leasing | 3 | 3.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37861 vs 37888 →
ZIP 37861 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37760
Jefferson City (37760)
12,931 residents
- 37877
Talbott (37877)
8,464 residents
- 37861
Rutledge (37861)
8,340 residents
- 37888 2,741
Washburn (37888)
2,741 residents
What this shows Among its immediate neighbors, ZIP 37861 ranks #3 by population - useful context the national average alone can't give.
ZIP 37861 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37877
Talbott (37877)
$77,624 median income
- 37760
Jefferson City (37760)
$66,190 median income
- 37861
Rutledge (37861)
$52,265 median income
- 37888
Washburn (37888)
$45,669 median income
What this shows By household income, ZIP 37861 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
More ZIP Codes in Grainger County
Related Areas
Frequently Asked Questions
What county is ZIP code 37861 in? ▼
What is the population of ZIP code 37861? ▼
What is the median household income in ZIP 37861? ▼
What is the average home value in ZIP 37861? ▼
What is the demographic makeup of ZIP 37861? ▼
How many businesses are in ZIP code 37861? ▼
What are the main industries in ZIP code 37861? ▼
What is the education level in ZIP code 37861? ▼
What is the average commute time in ZIP 37861? ▼
What percentage of residents own vs. rent in ZIP 37861? ▼
What is the poverty rate in ZIP code 37861? ▼
Read our methodology to see how this data is sourced, computed, and verified.