Rutledge, TN · standard
ZIP Code 37861
Grainger County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,340
- 32/sq mi Moderate-density area
- $52,265
- Median income Below-median income area
- $213,600
- Median home value Near-median home value
- 15.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Rutledge pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 17th pct
- household income, US ZIPs
- 47th pct
- home value, US ZIPs
- 32
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37861 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37861 (Rutledge, TN) fell -5.0% from 2023 to 2024.
ZIP code 37861 is a mid-sized community (a standard USPS delivery area) in Rutledge, Grainger County, Tennessee, home to 8,340 residents across 259.0 square miles, a density of 32 people per square mile, in the New York time zone.
ZIP 37861 reports a modest median household income of $52,265 (21% below the average Tennessee ZIP), while per-capita income is $31,628. The poverty rate is 16.9%, with unemployment at 4.8%; those measures add context to the income figure. Median home value is $213,600 (14% below the average Tennessee ZIP) and median rent is $715; 80.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 15.0% of adults hold a bachelor's degree or higher, the median age is 49.5, and the average commute is 31 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 4 more in Grainger County, so 37861 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37861
Top 5 sectors by establishment count in Rutledge, TN
Which industries have the most business establishments in ZIP 37861.
- Retail trade
Retail trade
20 establishments
- Other services (except public administration)
Other services (except public administration)
16 establishments
- Construction
Construction
15 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
- Professional, scientific, and technical services 6
Professional, scientific, and technical services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37861, Rutledge, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,340
Population
259.0
Area (sq mi)
32
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37861?
49.5
Median Age
47.2%
Male
52.8%
Female
3.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,265
Median Household Income
-21% vs state ZIP avg
$31,628
Per Capita Income
16.9%
Poverty Rate
4.8%
Unemployment Rate
30.8 min
Mean Commute Time
How ZIP 37861 ranks among Tennessee ZIPs
Rutledge, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$52,265 28th percentile higher than 28% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,438housing units
4,438
Total Housing Units
3,487
Occupied Units
951
Vacant Units
2.43
Avg Household Size
Occupancy Type
$213,600
Median Home Value
-14% vs state ZIP avg
$715
Median Rent
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 93 business establishments in ZIP 37861, employing approximately 1,006 people with a combined annual payroll of $47,062,000.
93
Businesses
1,006
Employees
$47.1M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 20 | 21.5% |
| Other services (except public administration) | 16 | 17.2% |
| Construction | 15 | 16.1% |
| Accommodation and food services | 10 | 10.8% |
| Professional, scientific, and technical services | 6 | 6.5% |
| Transportation and warehousing | 5 | 5.4% |
| Health care and social assistance | 5 | 5.4% |
| Manufacturing | 3 | 3.2% |
| Information | 3 | 3.2% |
| Real estate and rental and leasing | 3 | 3.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37861 vs 37888 →
ZIP 37861 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37760
Jefferson City (37760)
12,931 residents
- 37877
Talbott (37877)
8,464 residents
- 37861
Rutledge (37861)
8,340 residents
- 37888 2,741
Washburn (37888)
2,741 residents
What this shows Among its immediate neighbors, ZIP 37861 ranks #3 by population - useful context the national average alone can't give.
ZIP 37861 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37877
Talbott (37877)
$77,624 median income
- 37760
Jefferson City (37760)
$66,190 median income
- 37861
Rutledge (37861)
$52,265 median income
- 37888
Washburn (37888)
$45,669 median income
What this shows By household income, ZIP 37861 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37861, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,340 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Grainger County
Related Areas
Frequently Asked Questions
What county is ZIP code 37861 in?
ZIP code 37861 (Rutledge) is located in Grainger County, Tennessee. Grainger County contains multiple ZIP codes, see the full list at /counties/grainger-tn.
What is the population of ZIP code 37861?
ZIP code 37861 in Rutledge, TN has a population of 8,340 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37861?
The median household income in ZIP 37861 is $52,265, which is 31% below the national average of $76,288.
What is the average home value in ZIP 37861?
The median home value in ZIP 37861 is $213,600, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 37861?
The largest racial group in ZIP 37861 is White at 94.2%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 37861?
ZIP code 37861 has 93 business establishments employing approximately 1,006 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37861?
The top industries by establishment count in ZIP 37861 are: Retail trade (20), Other services (except public administration) (16), Construction (15). There are 10 industry sectors represented in total.
What is the education level in ZIP code 37861?
In ZIP code 37861, 60.1% of residents aged 25+ have a high school diploma or higher, and 15.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37861?
The mean commute time for workers in ZIP code 37861 is 30.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37861?
In ZIP code 37861, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37861?
The poverty rate in ZIP code 37861 is 16.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37861's numbers, next.
- See how ZIP 37861 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rutledge, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.