Five Points, TN · standard

ZIP Code 38457

Lawrence County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

808
12/sq mi
$53,333
Median income
$179,200
Median home value
5.3%
Bachelor's or higher

The verdict

Five Points pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

19th pct
household income, US ZIPs
38th pct
home value, US ZIPs
12
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38457 against every reporting US ZIP.

ZIP code 38457 is a sparsely populated ZIP (a standard USPS delivery area) in Five Points, Lawrence County, Tennessee, home to just 808 residents across 70.3 square miles, a density of 12 people per square mile, in the Chicago time zone.

ZIP 38457 reports a modest median household income of $53,333 (20% below the Tennessee average), while per-capita income is $23,322. The poverty rate stands at 13.8% and the unemployment rate at 1.5%. Housing costs here run $179,200 for a typical home value (28% below the state average), with rent averaging - a month; 68.5% of homes are owner-occupied.

Formal educational attainment runs low here: just 5.3% of adults hold a bachelor's degree or higher, the median age is 38.6, and the average commute is -. To put 38457 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Lawrence County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38457, Five Points, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

808

Population

70.3

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38457?

38.6

Median Age

40.9%

Male

59.1%

Female

0.0%

Foreign-Born

White 95.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 4.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,333

Median Household Income

-20% vs state

$23,322

Per Capita Income

13.8%

Poverty Rate

1.5%

Unemployment Rate

How ZIP 38457 ranks nationally

Five Points, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,333 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.9%
Bachelor's Degree or Higher 5.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

292

Total Housing Units

232

Occupied Units

60

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 68.5%
Renter 31.5%

$179,200

Median Home Value

-28% vs state

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 38457 vs 38468 →

ZIP 38457 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38457 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38457 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38457 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38468 Leoma, TN 5,201 7.0 mi
38473 Minor Hill, TN 1,061 6.4 mi
35610 Anderson, AL 2,252 5.9 mi
35648 Lexington, AL 3,635 7.5 mi
38469 Loretto, TN 4,092 8.6 mi
38460 Goodspring, TN 1,410 8.5 mi

More ZIP Codes in Lawrence County

Frequently Asked Questions

What county is ZIP code 38457 in?
ZIP code 38457 (Five Points) is located in Lawrence County, Tennessee. Lawrence County contains multiple ZIP codes, see the full list at /counties/lawrence-tn.
What is the population of ZIP code 38457?
ZIP code 38457 in Five Points, TN has a population of 808 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38457?
The median household income in ZIP 38457 is $53,333, which is 30% below the national average of $76,288.
What is the average home value in ZIP 38457?
The median home value in ZIP 38457 is $179,200, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 38457?
The largest racial group in ZIP 38457 is White at 95.2%. Hispanic or Latino residents make up 4.8% of the population.
What is the education level in ZIP code 38457?
In ZIP code 38457, 60.9% of residents aged 25+ have a high school diploma or higher, and 5.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38457?
In ZIP code 38457, approximately 68.5% of occupied housing units are owner-occupied and 31.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38457?
The poverty rate in ZIP code 38457 is 13.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.