PlainZIP

Jamestown, TN · standard

ZIP Code 38556

Fentress County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,540
15/sq mi
$45,443
Median income
$160,700
Median home value
14.3%
Bachelor's or higher

The verdict

Jamestown pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

9th pct
household income, US ZIPs
30th pct
home value, US ZIPs
15
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38556 against every reporting US ZIP.

ZIP code 38556 is a mid-sized community (a standard USPS delivery area) in Jamestown, Fentress County, Tennessee, home to 12,540 residents across 825.0 square miles, a density of 15 people per square mile, in the Chicago time zone.

ZIP 38556 reports a modest median household income of $45,443 (32% below the Tennessee average), while per-capita income is $24,927. The poverty rate stands at 23.9% and the unemployment rate at 3.0%. The typical home here is valued at $160,700 (35% below the state average); renters pay a median of $634 monthly, and 77.3% of units are owner-occupied.

Formal educational attainment runs low here: just 14.3% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is 26 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Fentress County, so you can benchmark 38556 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38556

Top 5 sectors by establishment count in Jamestown, TN

Which industries have the most business establishments in ZIP 38556.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38556, Jamestown, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,540

Population

825.0

Area (sq mi)

15

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38556?

48.4

Median Age

48.5%

Male

51.5%

Female

1.4%

Foreign-Born

White 96.2%
African American 0.2%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$45,443

Median Household Income

-32% vs state

$24,927

Per Capita Income

23.9%

Poverty Rate

3.0%

Unemployment Rate

25.8 min

Mean Commute Time

How ZIP 38556 ranks nationally

Jamestown, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$45,443 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.7%
Bachelor's Degree or Higher 14.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,478

Total Housing Units

5,418

Occupied Units

1,060

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 77.3%
Renter 22.7%

$160,700

Median Home Value

-35% vs state

$634

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.4%

YoY Change (2024)

257

HPI Index (2000 = 100)

+157%

Total Change Since 2000

Home values in ZIP 38556 have increased 0.4% over the past year (2024). Since 2000, this ZIP has seen +157% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 158
2021 +19.3% 188
2022 +21.7% 229
2023 +11.6% 256
2024 +0.4% 257

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 211 business establishments in ZIP 38556, employing approximately 2,659 people with a combined annual payroll of $97,838,000.

211

Businesses

2,659

Employees

$97.8M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 40 19.0%
Health care and social assistance 29 13.7%
Other services (except public administration) 29 13.7%
Accommodation and food services 21 9.9%
Construction 20 9.5%
Professional, scientific, and technical services 14 6.6%
Finance and insurance 12 5.7%
Manufacturing 9 4.3%
Real estate and rental and leasing 9 4.3%
Transportation and warehousing 6 2.8%
Information 6 2.8%
Wholesale trade 5 2.4%
Administrative and support and waste management and remediation services 5 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38556 vs 38565 →

ZIP Code City Population Distance
38565 Grimsley, TN 1,098 11.2 mi

More ZIP Codes in Fentress County

38553 standard
Clarkrange, TN
Pop: 2,312
38565 standard
Grimsley, TN
Pop: 1,098
38504 standard
Allardt, TN
Pop: 901

Related Areas

Fentress County Jamestown, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38556 in? ▼
ZIP code 38556 (Jamestown) is located in Fentress County, Tennessee. Fentress County contains multiple ZIP codes, see the full list at /counties/fentress-tn.
What is the population of ZIP code 38556? ▼
ZIP code 38556 in Jamestown, TN has a population of 12,540 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38556? ▼
The median household income in ZIP 38556 is $45,443, which is 40% below the national average of $76,288.
What is the average home value in ZIP 38556? ▼
The median home value in ZIP 38556 is $160,700, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 38556? ▼
The largest racial group in ZIP 38556 is White at 96.2%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 38556? ▼
ZIP code 38556 has 211 business establishments employing approximately 2,659 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38556? ▼
The top industries by establishment count in ZIP 38556 are: Retail trade (40), Health care and social assistance (29), Other services (except public administration) (29). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 38556? ▼
According to the FHFA House Price Index, home values in ZIP 38556 increased by 0.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 157%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38556? ▼
In ZIP code 38556, 54.7% of residents aged 25+ have a high school diploma or higher, and 14.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38556? ▼
The mean commute time for workers in ZIP code 38556 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38556? ▼
In ZIP code 38556, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38556? ▼
The poverty rate in ZIP code 38556 is 23.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.