Moss, TN · standard
ZIP Code 38575
Clay County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,172
- 11/sq mi Low-density area
- $39,323
- Median income Below-median income area
- $115,500
- Median home value Below-median home value
- 12.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Moss pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 5th pct
- household income, US ZIPs
- 15th pct
- home value, US ZIPs
- 11
- people per sq mi
- 97%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38575 against every reporting US ZIP.
ZIP code 38575 is a sparsely populated ZIP (a standard USPS delivery area) in Moss, Clay County, Tennessee, home to just 1,172 residents across 107.5 square miles, a density of 11 people per square mile, in the Chicago time zone.
ZIP 38575 sits on the lower end of the income spectrum: median household income is $39,323 (41% below the average Tennessee ZIP), while per-capita income is $26,847. The poverty rate is 13.9%, with unemployment at 2.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $115,500 (53% below the average Tennessee ZIP); owner occupancy is 97.1%.
Formal educational attainment runs low here: just 12.8% of adults hold a bachelor's degree or higher, the median age is 58, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 1 more in Clay County, so 38575 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38575, Moss, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,172
Population
107.5
Area (sq mi)
11
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38575?
58.0
Median Age
45.2%
Male
54.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$39,323
Median Household Income
-41% vs state ZIP avg
$26,847
Per Capita Income
13.9%
Poverty Rate
2.1%
Unemployment Rate
How ZIP 38575 ranks among Tennessee ZIPs
Moss, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$39,323 7th percentile higher than 7% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
444housing units
444
Total Housing Units
411
Occupied Units
33
Vacant Units
2.10
Avg Household Size
Occupancy Type
$115,500
Median Home Value
-53% vs state ZIP avg
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 10 business establishments in ZIP 38575, employing approximately 145 people with a combined annual payroll of $6,610,000.
10
Businesses
145
Employees
$6.6M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 4 | 40.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38575 vs 42151 →
ZIP 38575 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38575
Moss (38575)
1,172 residents
- 38588
Whitleyville (38588)
1,011 residents
- 42151 275
Hestand (42151)
275 residents
What this shows Among its immediate neighbors, ZIP 38575 ranks the most populous - useful context the national average alone can't give.
ZIP 38575 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42151
Hestand (42151)
$108,056 median income
- 38588
Whitleyville (38588)
$44,583 median income
- 38575 $39,323
Moss (38575)
$39,323 median income
What this shows By household income, ZIP 38575 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38575, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,172 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clay County
Related Areas
Frequently Asked Questions
What county is ZIP code 38575 in?
ZIP code 38575 (Moss) is located in Clay County, Tennessee. Clay County contains multiple ZIP codes, see the full list at /counties/clay-tn.
What is the population of ZIP code 38575?
ZIP code 38575 in Moss, TN has a population of 1,172 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38575?
The median household income in ZIP 38575 is $39,323, which is 48% below the national average of $76,288.
What is the average home value in ZIP 38575?
The median home value in ZIP 38575 is $115,500, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 38575?
The largest racial group in ZIP 38575 is White at 99.3%.
How many businesses are in ZIP code 38575?
ZIP code 38575 has 10 business establishments employing approximately 145 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38575?
In ZIP code 38575, 53.5% of residents aged 25+ have a high school diploma or higher, and 12.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38575?
In ZIP code 38575, approximately 97.1% of occupied housing units are owner-occupied and 2.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38575?
The poverty rate in ZIP code 38575 is 13.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38575's numbers, next.
- See how ZIP 38575 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Moss, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.