ZIP Code 38655

ZIP code 38655 is classified by USPS as a standard delivery area and covers roughly 997.3 square miles in Oxford, Lafayette County, Mississippi. The area is home to 36,699 residents, producing a population density of 37 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38655 against Mississippi and the nation.

On the economic side, the median household income for ZIP 38655 sits at $68,235 (30% above the Mississippi average), while per-capita income is $41,492. The poverty rate stands at 19.4% and the unemployment rate at 2.2%. On housing, the median home value is $340,000 (153% above the state average) with median rent at $1,090 per month, and 60.4% of occupied units are owner-occupied, a direct signal of whether 38655 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 51.1% of adults hold a bachelor's degree or higher, the median age is 32.7, and the average commute is 22 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Lafayette County, so you can benchmark 38655 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →