Residential delivery area · Mississippi
ZIP Code 38655: Oxford, MS
ZIP code 38655 uses the postal name Oxford, Mississippi and lies entirely in Lafayette County (Census 2020 ZIP-county file). About 46,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $68,235 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Oxford (7%), Tula (1%) and Taylor (under 1%); 91% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Oxford · its only residential ZIP
- County
- Lafayette County
- Census places
- Oxford (7%); Tula (1%) census-designated place; Taylor (under 1%)
- Neighborhoods
- Brittany Woods, College Hill Heights, Lakeway Gardens, Molly Barr Cove, Ridgeland, Rolling Woods and 6 more GeoNames
- Micro area
- Oxford, MS
- House district
- MS-1 119th Congress
- State
- Mississippi
- Time zone
- Central
- Land area
- 362.1 sq mi · 127 people per sq mi
Where is ZIP code 38655?
38655 centers on 34.330°, -89.487° and covers 362.1 square miles of land plus 18.5 of water. It borders 12 ZIP codes: 38677, 38673, 38601, 38949, 38965, 38871, 38627, 38864, 38619, 38666 and more.
The map draws ZIP code areas only. For the streets inside 38655, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 38655 compare with the rest of Lafayette County?
| Measure | 38655 | In Lafayette County | In MS |
|---|---|---|---|
| People (ACS 2020-2024) | 46,156 | 1st of 13 | 4th of 427 |
| Median household income | $68k | 2nd of 5 | 46th of 205 |
| Median home value | $340k | 1st of 5 | 3rd of 203 |
Its median household income is higher than in 44% of U.S. residential ZIP codes, and it is denser than 57% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38655?
The 2020 Census counted 44,153 people in 38655; the ACS, which samples households over 2020-2024, estimates 46,156. Between the 2010 and 2020 censuses its population grew 20.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 46,156
- 2020 Census count
- 44,153+20.3% since 2010 (36,699)
- Households
- 16,685
- Median age
- 32.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38655?
Of the 46,156 people the ACS estimates in 38655, 20.4% are under 18 and 14.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (67.8%), then Black (not Hispanic) (23.2%).
- Under 1820.4%
- 18 to 6465.2%
- 65 and older14.5%
- White, not Hispanic67.8%
- Black, not Hispanic23.2%
- Hispanic or Latino3.8%
- Other or two or more2.7%
- Asian, not Hispanic2.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38655 earn?
Median household income is $68,235 (ACS 2020-2024), the 2nd highest of the 5 ranked ZIP codes in Lafayette County. It is not measurably different from 2015-2019 ($61,238 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $68,235
- Income per person
- $41,492
- Below the poverty line
- 19.4%
- Unemployed (of the labor force)
- 2.2%
- Adults 25+ with a bachelor's degree
- 51.1%
- Adjusted gross income per tax return, 2022
- $96,64718,950 returns; wages 56% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38655?
FHFA's house price index for 38655, built from repeat sales and appraisals of the same homes, rose 97% from 2015 to 2025 and rose 67% from 2020 to 2025, and moved +8.9% in 2025.
- Median home value (owners' estimate)
- $340,000
- Median gross rent
- $1,090
- Homes owned by their occupants
- 60.4%
- Housing units
- 25,415
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38655?
1,348 business establishments had a location in this ZIP code in 2023, 157 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade226
- Health care and social assistance193
- Accommodation and food services187
- Professional, scientific, and technical services158
- Other services (except public administration)125
- Finance and insurance102
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38655?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38677 | University | 5,395 | – | 3.7 mi |
| 38673 | Taylor | 1,056 | $92k | 8.8 mi |
| 38601 | Abbeville | 2,507 | $48k | 10.5 mi |
| 38949 | Paris | 287 | – | 10.9 mi |
| 38965 | Water Valley | 8,963 | $58k | 14.7 mi |
| 38871 | Thaxton | 2,337 | $64k | 16.0 mi |
| 38627 | Etta | 1,145 | $63k | 16.6 mi |
| 38864 | Randolph | 2,100 | $54k | 19.9 mi |
| 38619 | Como | 5,366 | $35k | 23.1 mi |
| 38666 | Sardis | 5,861 | $37k | 25.9 mi |
| 38606 | Batesville | 16,156 | $55k | 26.6 mi |
| 38863 | Pontotoc | 19,046 | $50k | 27.4 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.