Residential delivery area · Mississippi
ZIP Code 38732: Cleveland, MS
ZIP code 38732 uses the postal name Cleveland, Mississippi and lies mostly in Bolivar County (77% of its land) with the rest in Sunflower County (Census 2020 ZIP-county file). About 17,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Cleveland's 2 residential ZIP codes. Median household income is $44,705 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cleveland (9%) and Renova (1%); 91% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Cleveland · 2 residential ZIPs
- County
- Bolivar County (77%); Sunflower County (23%)
- Census places
- Cleveland (9%); Renova (1%)
- Micro area
- Cleveland, MS
- House district
- MS-2 119th Congress
- State
- Mississippi
- Time zone
- Central
- Land area
- 88.3 sq mi · 189 people per sq mi
Where is ZIP code 38732?
38732 centers on 33.759°, -90.726° and covers 88.3 square miles of land plus 1.3 of water. It borders 8 ZIP codes: 38733, 38759, 38730, 38764, 38773, 38771, 38736, 38726.
The map draws ZIP code areas only. For the streets inside 38732, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38732 compare with the rest of Cleveland?
| Measure | 38732 | In Cleveland | In Bolivar County | In MS |
|---|---|---|---|---|
| People (ACS 2020-2024) | 16,696 | 1st of 2 | 1st of 18 | 53rd of 427 |
| Median household income | $45k | 1st of 1 | 3rd of 6 | 153rd of 205 |
| Median home value | $161k | 1st of 1 | 1st of 4 | 79th of 203 |
Its median household income is higher than in 9% of U.S. residential ZIP codes, and it is denser than 62% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38732?
The 2020 Census counted 17,652 people in 38732; the ACS, which samples households over 2020-2024, estimates 16,696. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 16,696
- 2020 Census count
- 17,652
- Households
- 6,506
- Median age
- 35.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38732?
Of the 16,696 people the ACS estimates in 38732, 25.0% are under 18 and 15.4% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (54.9%), then White (not Hispanic) (38.6%).
- Under 1825.0%
- 18 to 6459.6%
- 65 and older15.4%
- Black, not Hispanic54.9%
- White, not Hispanic38.6%
- Hispanic or Latino2.8%
- Other or two or more2.3%
- Asian, not Hispanic1.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38732 earn?
Median household income is $44,705 (ACS 2020-2024), the 3rd highest of the 6 ranked ZIP codes in Bolivar County.
- Median household income
- $44,705±$7,098
- Income per person
- $25,953
- Below the poverty line
- 28.6%
- Unemployed (of the labor force)
- 5.2%
- Adults 25+ with a bachelor's degree
- 34.2%
- Adjusted gross income per tax return, 2022
- $61,6686,610 returns; wages 66% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38732?
FHFA's house price index for 38732, built from repeat sales and appraisals of the same homes, rose 39% from 2015 to 2025 and rose 26% from 2020 to 2025, and moved −4.9% in 2025.
- Median home value (owners' estimate)
- $160,700
- Median gross rent
- $810
- Homes owned by their occupants
- 61.6%
- Housing units
- 7,290
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38732?
521 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade105
- Health care and social assistance71
- Other services (except public administration)60
- Accommodation and food services57
- Finance and insurance43
- Professional, scientific, and technical services38
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38732?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38733 | Cleveland | 33 | – | 1.1 mi |
| 38759 | Merigold | 1,346 | $77k | 4.9 mi |
| 38730 | Boyle | 1,623 | $74k | 7.1 mi |
| 38764 | Pace | 157 | $26k | 9.5 mi |
| 38773 | Shaw | 2,201 | $31k | 11.0 mi |
| 38771 | Ruleville | 2,724 | $34k | 11.7 mi |
| 38736 | Doddsville | 610 | – | 13.0 mi |
| 38726 | Beulah | 345 | $32k | 14.5 mi |
| 38762 | Mound Bayou | 1,904 | $27k | 9.5 mi (near) |
| 38781 | Winstonville | 153 | <$2,500 | 10.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.