ZIP Code 38774

ZIP code 38774 is classified by USPS as a standard delivery area and covers roughly 192.5 square miles in Shelby, Bolivar County, Mississippi. The area is home to 2,522 residents, producing a population density of 13 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38774 against Mississippi and the nation.

On the economic side, the median household income for ZIP 38774 sits at $19,811 (62% below the Mississippi average), while per-capita income is $11,363. The poverty rate stands at 57.0% and the unemployment rate at 18.9%. On housing, the median home value is $90,400 (33% below the state average) with median rent at $690 per month, and 62.9% of occupied units are owner-occupied, a direct signal of whether 38774 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.7% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bolivar County, so you can benchmark 38774 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →