Baldwyn, MS · standard

ZIP Code 38824

Itawamba County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,832
22/sq mi
$48,151
Median income
$104,700
Median home value
14.1%
Bachelor's or higher

The verdict

Baldwyn pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

12th pct
household income, US ZIPs
11th pct
home value, US ZIPs
22
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38824 against every reporting US ZIP.

ZIP code 38824 is a mid-sized community (a standard USPS delivery area) in Baldwyn, Itawamba County, Mississippi, home to 7,832 residents across 354.4 square miles, a density of 22 people per square mile, in the Chicago time zone.

ZIP 38824 reports a modest median household income of $48,151 (8% below the Mississippi average), while per-capita income is $25,783. 19.7% of residents live below the poverty line, and the unemployment rate reads 3.6%. Housing costs here run $104,700 for a typical home value (22% below the state average), with rent averaging $627 a month; 80.5% of homes are owner-occupied.

Formal educational attainment runs low here: just 14.1% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 25 minutes. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 5 more sharing Itawamba County, letting you compare 38824 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38824

Top 5 sectors by establishment count in Baldwyn, MS

Which industries have the most business establishments in ZIP 38824.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38824, Baldwyn, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,832

Population

354.4

Area (sq mi)

22

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38824?

40.4

Median Age

50.1%

Male

49.9%

Female

1.7%

Foreign-Born

White 68.8%
African American 21.5%
Asian 1.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,151

Median Household Income

-8% vs state

$25,783

Per Capita Income

19.7%

Poverty Rate

3.6%

Unemployment Rate

25.0 min

Mean Commute Time

How ZIP 38824 ranks nationally

Baldwyn, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,151 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.7%
Bachelor's Degree or Higher 14.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,792

Total Housing Units

3,250

Occupied Units

542

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 80.5%
Renter 19.5%

$104,700

Median Home Value

-22% vs state

$627

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.9%

YoY Change (2023)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 38824 have increased 1.9% over the past year (2023). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2019 +7.0% 151
2020 -0.9% 150
2021 +8.6% 162
2022 +20.4% 196
2023 +1.9% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 129 business establishments in ZIP 38824, employing approximately 1,331 people with a combined annual payroll of $49,029,000.

129

Businesses

1,331

Employees

$49.0M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 32 24.8%
Other services (except public administration) 18 13.9%
Accommodation and food services 12 9.3%
Professional, scientific, and technical services 10 7.8%
Health care and social assistance 10 7.8%
Construction 9 7.0%
Wholesale trade 9 7.0%
Finance and insurance 7 5.4%
Manufacturing 6 4.7%
Transportation and warehousing 5 3.9%
Real estate and rental and leasing 4 3.1%
Administrative and support and waste management and remediation services 3 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38824 vs 38849 →

ZIP 38824 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38824 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38824 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38824 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38849 Guntown, MS 5,702 5.4 mi
38829 Booneville, MS 18,707 11.1 mi

More ZIP Codes in Itawamba County

Frequently Asked Questions

What county is ZIP code 38824 in?
ZIP code 38824 (Baldwyn) is located in Itawamba County, Mississippi. Itawamba County contains multiple ZIP codes, see the full list at /counties/itawamba-ms.
What is the population of ZIP code 38824?
ZIP code 38824 in Baldwyn, MS has a population of 7,832 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38824?
The median household income in ZIP 38824 is $48,151, which is 37% below the national average of $76,288.
What is the average home value in ZIP 38824?
The median home value in ZIP 38824 is $104,700, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 38824?
The largest racial group in ZIP 38824 is White at 68.8%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 38824?
ZIP code 38824 has 129 business establishments employing approximately 1,331 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38824?
The top industries by establishment count in ZIP 38824 are: Retail trade (32), Other services (except public administration) (18), Accommodation and food services (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 38824?
According to the FHFA House Price Index, home values in ZIP 38824 increased by 1.9% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38824?
In ZIP code 38824, 49.7% of residents aged 25+ have a high school diploma or higher, and 14.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38824?
The mean commute time for workers in ZIP code 38824 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38824?
In ZIP code 38824, approximately 80.5% of occupied housing units are owner-occupied and 19.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38824?
The poverty rate in ZIP code 38824 is 19.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.