Belmont, MS · standard

ZIP Code 38827

Tishomingo County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,733
30/sq mi
$59,226
Median income
$142,600
Median home value
11.0%
Bachelor's or higher

The verdict

Belmont pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

28th pct
household income, US ZIPs
23th pct
home value, US ZIPs
30
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38827 against every reporting US ZIP.

ZIP code 38827 covers 90.8 square miles in Belmont, Tishomingo County, Mississippi (a standard USPS delivery area), with a modest 2,733 residents on file, a density of 30 people per square mile, in the Chicago time zone.

ZIP 38827 reports a modest median household income of $59,226 (13% above the Mississippi average), while per-capita income is $29,220. Local economic indicators show a 13.4% poverty rate alongside 3.9% unemployment. Median home value sits at $142,600 (6% above the state average), median rent at $764 a month, and owner-occupancy at 71.1%.

Formal educational attainment runs low here: just 11.0% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 24 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Tishomingo County, so you can benchmark 38827 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38827

Top 5 sectors by establishment count in Belmont, MS

Which industries have the most business establishments in ZIP 38827.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38827, Belmont, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,733

Population

90.8

Area (sq mi)

30

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38827?

39.2

Median Age

45.6%

Male

54.4%

Female

8.7%

Foreign-Born

White 84.1%
African American 0.0%
Asian 1.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.6%
Hispanic or Latino 10.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,226

Median Household Income

+13% vs state

$29,220

Per Capita Income

13.4%

Poverty Rate

3.9%

Unemployment Rate

23.9 min

Mean Commute Time

How ZIP 38827 ranks nationally

Belmont, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,226 28th percentile higher than 28% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.3%
Bachelor's Degree or Higher 11.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,386

Total Housing Units

1,201

Occupied Units

185

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 71.1%
Renter 28.9%

$142,600

Median Home Value

+6% vs state

$764

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 85 business establishments in ZIP 38827, employing approximately 1,097 people with a combined annual payroll of $38,756,000.

85

Businesses

1,097

Employees

$38.8M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 22 25.9%
Other services (except public administration) 10 11.8%
Construction 8 9.4%
Manufacturing 8 9.4%
Finance and insurance 8 9.4%
Accommodation and food services 8 9.4%
Wholesale trade 6 7.1%
Administrative and support and waste management and remediation services 5 5.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38827 vs 38838 →

ZIP 38827 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38827 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38827 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38827 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38838 Dennis, MS 1,629 3.6 mi
35582 Red Bay, AL 4,093 6.8 mi
38847 Golden, MS 3,501 8.7 mi
38873 Tishomingo, MS 2,719 9.1 mi

More ZIP Codes in Tishomingo County

Frequently Asked Questions

What county is ZIP code 38827 in?
ZIP code 38827 (Belmont) is located in Tishomingo County, Mississippi. Tishomingo County contains multiple ZIP codes, see the full list at /counties/tishomingo-ms.
What is the population of ZIP code 38827?
ZIP code 38827 in Belmont, MS has a population of 2,733 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38827?
The median household income in ZIP 38827 is $59,226, which is 22% below the national average of $76,288.
What is the average home value in ZIP 38827?
The median home value in ZIP 38827 is $142,600, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 38827?
The largest racial group in ZIP 38827 is White at 84.1%. Hispanic or Latino residents make up 10.7% of the population.
How many businesses are in ZIP code 38827?
ZIP code 38827 has 85 business establishments employing approximately 1,097 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38827?
The top industries by establishment count in ZIP 38827 are: Retail trade (22), Other services (except public administration) (10), Construction (8). There are 8 industry sectors represented in total.
What is the education level in ZIP code 38827?
In ZIP code 38827, 48.3% of residents aged 25+ have a high school diploma or higher, and 11.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38827?
The mean commute time for workers in ZIP code 38827 is 23.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38827?
In ZIP code 38827, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38827?
The poverty rate in ZIP code 38827 is 13.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.