Okolona, MS · standard

ZIP Code 38860

Chickasaw County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,663
17/sq mi Moderate-density area
$41,293
Median income Below-median income area
$100,400
Median home value Below-median home value
8.1%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Okolona pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

6th pct
household income, US ZIPs
10th pct
home value, US ZIPs
17
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38860 against every reporting US ZIP.

ZIP code 38860 is a mid-sized community (a standard USPS delivery area) in Okolona, Chickasaw County, Mississippi, home to 5,663 residents across 339.1 square miles, a density of 17 people per square mile, in the Chicago time zone.

ZIP 38860 reports a modest median household income of $41,293 (21% below the average Mississippi ZIP), while per-capita income is $22,263. The poverty rate is 26.1%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $100,400 (25% below the average Mississippi ZIP), and median rent is $605; owner occupancy is 64.2%.

Formal educational attainment runs low here: just 8.1% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is 27 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 4 more in Chickasaw County, so 38860 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 38860

Top 5 sectors by establishment count in Okolona, MS

Which industries have the most business establishments in ZIP 38860.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38860, Okolona, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,663

Population

339.1

Area (sq mi)

17

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38860?

35.9

Median Age

47.0%

Male

53.0%

Female

0.3%

Foreign-Born

White 35.6%
African American 63.6%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.7%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,293

Median Household Income

-21% vs state ZIP avg

$22,263

Per Capita Income

26.1%

Poverty Rate

7.9%

Unemployment Rate

26.7 min

Mean Commute Time

How ZIP 38860 ranks among Mississippi ZIPs

Okolona, MS household income vs. every Mississippi ZIP code

Median household income among 377 reporting Mississippi ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$41,293 28th percentile higher than 28% of 377 Mississippi ZIPs

This ZIP $0 $200K+ every Mississippi ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Mississippi ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.9%
Bachelor's Degree or Higher 8.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,564

Total Housing Units

2,146

Occupied Units

418

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 64.2%
Renter 35.8%

$100,400

Median Home Value

-25% vs state ZIP avg

$605

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 64 business establishments in ZIP 38860, employing approximately 1,939 people with a combined annual payroll of $66,478,000.

64

Businesses

1,939

Employees

$66.5M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 18 28.1%
Other services (except public administration) 9 14.1%
Health care and social assistance 8 12.5%
Construction 7 10.9%
Manufacturing 6 9.4%
Administrative and support and waste management and remediation services 4 6.3%
Finance and insurance 3 4.7%
Professional, scientific, and technical services 3 4.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38860 vs 38868 →

ZIP Code City Population Distance
38868 Shannon, MS 5,481 10.4 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 38860, both outside MS so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (5,663 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Chickasaw County

Frequently Asked Questions

What county is ZIP code 38860 in?

ZIP code 38860 (Okolona) is located in Chickasaw County, Mississippi. Chickasaw County contains multiple ZIP codes, see the full list at /counties/chickasaw-ms.

What is the population of ZIP code 38860?

ZIP code 38860 in Okolona, MS has a population of 5,663 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 38860?

The median household income in ZIP 38860 is $41,293, which is 46% below the national average of $76,288.

What is the average home value in ZIP 38860?

The median home value in ZIP 38860 is $100,400, which is 64% below the national average of $278,155.

What is the demographic makeup of ZIP 38860?

The largest racial group in ZIP 38860 is African American at 63.6%.

How many businesses are in ZIP code 38860?

ZIP code 38860 has 64 business establishments employing approximately 1,939 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 38860?

The top industries by establishment count in ZIP 38860 are: Retail trade (18), Other services (except public administration) (9), Health care and social assistance (8). There are 8 industry sectors represented in total.

What is the education level in ZIP code 38860?

In ZIP code 38860, 45.9% of residents aged 25+ have a high school diploma or higher, and 8.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 38860?

The mean commute time for workers in ZIP code 38860 is 26.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 38860?

In ZIP code 38860, approximately 64.2% of occupied housing units are owner-occupied and 35.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 38860?

The poverty rate in ZIP code 38860 is 26.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 38860's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.