PlainZIP

Cruger, MS · standard

ZIP Code 38924

Carroll County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

771
3/sq mi
$43,750
Median income
$90,000
Median home value
25.6%
Bachelor's or higher

The verdict

Cruger pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

8th pct
household income, US ZIPs
7th pct
home value, US ZIPs
3
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38924 against every reporting US ZIP.

ZIP code 38924 is a sparsely populated ZIP (a standard USPS delivery area) in Cruger, Carroll County, Mississippi, home to just 771 residents across 265.9 square miles, a density of 3 people per square mile, in the Chicago time zone.

ZIP 38924 reports a modest median household income of $43,750 (17% below the Mississippi average), while per-capita income is $31,565. Poverty here runs at 14.0%, with unemployment measured at 3.8%. Housing costs here run $90,000 for a typical home value (33% below the state average), with rent averaging $1,081 a month; 73.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 25.6% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is -. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 38924, plus 5 more within Carroll County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38924, Cruger, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

771

Population

265.9

Area (sq mi)

3

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38924?

38.9

Median Age

43.3%

Male

56.7%

Female

0.1%

Foreign-Born

White 15.0%
African American 81.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 0.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,750

Median Household Income

-17% vs state

$31,565

Per Capita Income

14.0%

Poverty Rate

3.8%

Unemployment Rate

How ZIP 38924 ranks nationally

Cruger, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$43,750 8th percentile higher than 8% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.9%
Bachelor's Degree or Higher 25.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

366

Total Housing Units

314

Occupied Units

52

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 73.2%
Renter 26.8%

$90,000

Median Home Value

-33% vs state

$1,081

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 8 business establishments in ZIP 38924, employing approximately 20 people with a combined annual payroll of $415,000.

8

Businesses

20

Employees

$415K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Real estate and rental and leasing 6 75.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38924 vs 38954 →

ZIP Code City Population Distance
38954 Sidon, MS 1,514 8.5 mi

More ZIP Codes in Carroll County

38917 standard
Carrollton, MS
Pop: 3,258
39176 standard
Vaiden, MS
Pop: 2,106
38923 standard
Coila, MS
Pop: 1,293
38943 standard
Mc Carley, MS
Pop: 526
38947 standard
North Carrollton, MS
Pop: 445

Related Areas

Carroll County Cruger, MS Mississippi

Frequently Asked Questions

What county is ZIP code 38924 in? ▼
ZIP code 38924 (Cruger) is located in Carroll County, Mississippi. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-ms.
What is the population of ZIP code 38924? ▼
ZIP code 38924 in Cruger, MS has a population of 771 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38924? ▼
The median household income in ZIP 38924 is $43,750, which is 43% below the national average of $76,288.
What is the average home value in ZIP 38924? ▼
The median home value in ZIP 38924 is $90,000, which is 68% below the national average of $278,155.
What is the demographic makeup of ZIP 38924? ▼
The largest racial group in ZIP 38924 is African American at 81.5%. Hispanic or Latino residents make up 0.4% of the population.
How many businesses are in ZIP code 38924? ▼
ZIP code 38924 has 8 business establishments employing approximately 20 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38924? ▼
In ZIP code 38924, 74.9% of residents aged 25+ have a high school diploma or higher, and 25.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38924? ▼
In ZIP code 38924, approximately 73.2% of occupied housing units are owner-occupied and 26.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38924? ▼
The poverty rate in ZIP code 38924 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.