Natchez, MS · standard
ZIP Code 39120
Adams County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 32,334
- 26/sq mi Moderate-density area
- $43,632
- Median income Below-median income area
- $107,300
- Median home value Below-median home value
- 20.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Natchez pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 8th pct
- household income, US ZIPs
- 12th pct
- home value, US ZIPs
- 26
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 39120 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 39120 (Natchez, MS) rose +4.7% from 2023 to 2024. The all-transactions index moved from 180.3 in 2023 to 188.8 in 2024 (2000 = 100).
ZIP code 39120 is a densely settled ZIP (a standard USPS delivery area) in Natchez, Adams County, Mississippi, with 32,334 residents across 1234.1 square miles, a density of 26 people per square mile, in the Chicago time zone.
ZIP 39120 reports a modest median household income of $43,632 (17% below the average Mississippi ZIP), while per-capita income is $27,277. The poverty rate is 26.7%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $107,300 (20% below the average Mississippi ZIP), and median rent is $734; owner occupancy is 68.4%.
Educational attainment sits below the national norm: 20.4% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 22 minutes. No nearby ZIP peer set is available for this delivery area, so the Mississippi and national benchmarks above are the appropriate context for 39120.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 39120
Top 5 sectors by establishment count in Natchez, MS
Which industries have the most business establishments in ZIP 39120.
- Retail trade
Retail trade
125 establishments
- Health care and social assistance
Health care and social assistance
93 establishments
- Accommodation and food services
Accommodation and food services
73 establishments
- Other services (except public administration)
Other services (except public administration)
66 establishments
- Finance and insurance
Finance and insurance
60 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 39120, Natchez, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
32,334
Population
1234.1
Area (sq mi)
26
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 39120?
42.3
Median Age
49.6%
Male
50.4%
Female
5.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$43,632
Median Household Income
-17% vs state ZIP avg
$27,277
Per Capita Income
26.7%
Poverty Rate
6.4%
Unemployment Rate
21.5 min
Mean Commute Time
How ZIP 39120 ranks nationally
Natchez, MS household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$43,632 8th percentile higher than 8% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,994housing units
14,994
Total Housing Units
11,628
Occupied Units
3,366
Vacant Units
2.34
Avg Household Size
Occupancy Type
$107,300
Median Home Value
-20% vs state ZIP avg
$734
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.7%
YoY Change (2024)
189
HPI Index (2000 = 100)
+89%
Total Change Since 2000
Home values in ZIP 39120 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +89% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 154 |
| 2021 | +3.2% | 159 |
| 2022 | +15.0% | 183 |
| 2023 | -1.3% | 180 |
| 2024 | +4.7% | 189 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 688 business establishments in ZIP 39120, employing approximately 9,328 people with a combined annual payroll of $377,938,000.
688
Businesses
9,328
Employees
$377.9M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 125 | 18.2% |
| Health care and social assistance | 93 | 13.5% |
| Accommodation and food services | 73 | 10.6% |
| Other services (except public administration) | 66 | 9.6% |
| Finance and insurance | 60 | 8.7% |
| Professional, scientific, and technical services | 45 | 6.5% |
| Construction | 38 | 5.5% |
| Wholesale trade | 35 | 5.1% |
| Real estate and rental and leasing | 33 | 4.8% |
| Administrative and support and waste management and remediation services | 23 | 3.3% |
| Manufacturing | 21 | 3.0% |
| Mining, quarrying, and oil and gas extraction | 17 | 2.5% |
| Transportation and warehousing | 16 | 2.3% |
| Information | 16 | 2.3% |
| Arts, entertainment, and recreation | 9 | 1.3% |
| Educational services | 8 | 1.2% |
| Management of companies and enterprises | 5 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 39120, both outside MS so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (32,334 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
Related Areas
Frequently Asked Questions
What county is ZIP code 39120 in?
ZIP code 39120 (Natchez) is located in Adams County, Mississippi. Adams County contains multiple ZIP codes, see the full list at /counties/adams-ms.
What is the population of ZIP code 39120?
ZIP code 39120 in Natchez, MS has a population of 32,334 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 39120?
The median household income in ZIP 39120 is $43,632, which is 43% below the national average of $76,288.
What is the average home value in ZIP 39120?
The median home value in ZIP 39120 is $107,300, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 39120?
The largest racial group in ZIP 39120 is African American at 55.9%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 39120?
ZIP code 39120 has 688 business establishments employing approximately 9,328 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 39120?
The top industries by establishment count in ZIP 39120 are: Retail trade (125), Health care and social assistance (93), Accommodation and food services (73). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 39120?
According to the FHFA House Price Index, home values in ZIP 39120 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 89%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 39120?
In ZIP code 39120, 56.0% of residents aged 25+ have a high school diploma or higher, and 20.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 39120?
The mean commute time for workers in ZIP code 39120 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 39120?
In ZIP code 39120, approximately 68.4% of occupied housing units are owner-occupied and 31.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 39120?
The poverty rate in ZIP code 39120 is 26.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 39120's numbers, next.
- See how ZIP 39120 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.