PlainZIP

Collins, MS · standard

ZIP Code 39428

Covington County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,761
21/sq mi
$46,466
Median income
$102,900
Median home value
18.4%
Bachelor's or higher

The verdict

Collins pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

10th pct
household income, US ZIPs
11th pct
home value, US ZIPs
21
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 39428 against every reporting US ZIP.

ZIP code 39428 is a mid-sized community (a standard USPS delivery area) in Collins, Covington County, Mississippi, home to 9,761 residents across 469.3 square miles, a density of 21 people per square mile, in the Chicago time zone.

ZIP 39428 reports a modest median household income of $46,466 (12% below the Mississippi average), while per-capita income is $28,365. The poverty rate stands at 19.5% and the unemployment rate at 3.1%. Housing costs here run $102,900 for a typical home value (23% below the state average), with rent averaging $681 a month; 76.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.4% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 22 minutes. To put 39428 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 1 additional ZIPs in Covington County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 39428

Top 5 sectors by establishment count in Collins, MS

Which industries have the most business establishments in ZIP 39428.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 39428, Collins, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,761

Population

469.3

Area (sq mi)

21

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 39428?

38.7

Median Age

54.6%

Male

45.4%

Female

2.1%

Foreign-Born

White 52.5%
African American 40.9%
Asian 0.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.6%
Two or More Ethnicities 3.1%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,466

Median Household Income

-12% vs state

$28,365

Per Capita Income

19.5%

Poverty Rate

3.1%

Unemployment Rate

22.3 min

Mean Commute Time

How ZIP 39428 ranks nationally

Collins, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$46,466 10th percentile higher than 10% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.0%
Bachelor's Degree or Higher 18.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,169

Total Housing Units

3,668

Occupied Units

501

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 76.1%
Renter 23.9%

$102,900

Median Home Value

-23% vs state

$681

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 222 business establishments in ZIP 39428, employing approximately 3,741 people with a combined annual payroll of $144,598,000.

222

Businesses

3,741

Employees

$144.6M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 56 25.2%
Other services (except public administration) 26 11.7%
Health care and social assistance 21 9.5%
Accommodation and food services 21 9.5%
Finance and insurance 19 8.6%
Transportation and warehousing 17 7.7%
Construction 15 6.8%
Professional, scientific, and technical services 14 6.3%
Manufacturing 8 3.6%
Wholesale trade 6 2.7%
Information 6 2.7%
Administrative and support and waste management and remediation services 4 1.8%
Real estate and rental and leasing 3 1.4%
Arts, entertainment, and recreation 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 39428 vs 39119 →

ZIP 39428 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 39428 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 39428 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 39428 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
39119 Mount Olive, MS 5,506 9.2 mi
39479 Seminary, MS 5,796 10.3 mi

More ZIP Codes in Covington County

39479 standard
Seminary, MS
Pop: 5,796

Related Areas

Covington County Collins, MS Mississippi

Frequently Asked Questions

What county is ZIP code 39428 in? ▼
ZIP code 39428 (Collins) is located in Covington County, Mississippi. Covington County contains multiple ZIP codes, see the full list at /counties/covington-ms.
What is the population of ZIP code 39428? ▼
ZIP code 39428 in Collins, MS has a population of 9,761 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 39428? ▼
The median household income in ZIP 39428 is $46,466, which is 39% below the national average of $76,288.
What is the average home value in ZIP 39428? ▼
The median home value in ZIP 39428 is $102,900, which is 63% below the national average of $278,155.
What is the demographic makeup of ZIP 39428? ▼
The largest racial group in ZIP 39428 is White at 52.5%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 39428? ▼
ZIP code 39428 has 222 business establishments employing approximately 3,741 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 39428? ▼
The top industries by establishment count in ZIP 39428 are: Retail trade (56), Other services (except public administration) (26), Health care and social assistance (21). There are 14 industry sectors represented in total.
What is the education level in ZIP code 39428? ▼
In ZIP code 39428, 51.0% of residents aged 25+ have a high school diploma or higher, and 18.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 39428? ▼
The mean commute time for workers in ZIP code 39428 is 22.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 39428? ▼
In ZIP code 39428, approximately 76.1% of occupied housing units are owner-occupied and 23.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 39428? ▼
The poverty rate in ZIP code 39428 is 19.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.